Card Question: Do You Need a Chase Sapphire Card Before Getting a Chase Ink or Unlimited? by JT Genter October 2, 2025 2 The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card both offer valuable sign-up bonuses. One reader reached out to ask if he needed to have an existing Chase Sapphire Preferred® Card or Chase Sapphire Reserve® before applying for an Ink card to convert that cash-back bonus into transferrable Ultimate Rewards points. We break down the answer in this post.
Why You Should Be Strategic With Your Cardless Applications by Tyler Glatt May 6, 2024 0 The Cardless credit card portfolio is nothing short of interesting. In its current form, Cardless offers a trio of airline credit cards alongside a Simon American Express product. In the past, Cardless featured credit cards for sports teams, and soon, it will roll out four new cards spread across Avianca and Qatar Airways. However, according to Cardless' website, there's a potential restriction you'll want to be aware of before you apply for your first Cardless credit card. Simply put, you may not be able to get another one. Emphasis on may.
Does Adding a Credit Card Improve Your Credit Score? by Dan Miller March 21, 2024 39 One of the more confusing aspects of rewards travel is how applying for credit cards affects your credit score. Conventional wisdom has it that applying for more credit cards will negatively affect your credit score, and is somehow frowned upon by lenders and credit providers. But that’s not the case. A strong credit file with many credit accounts and a proven history of on-time payments is exactly what creditors want.
What Is a ‘Player 2’ in Points and Miles? by Samantha Holland February 16, 2024 0 A "Player 2" can help you level up your points and miles hobby in a variety of ways. Learn more about what it means to team with other people while earning and redeeming points and miles, including how to stay organized, work together, and earn referral bonuses. Here's everything you should know about what a Player 2 is.
Amex Adds ‘Family’ Restrictions to the American Express® Green Card by Tyler Glatt February 8, 2024 0 Continuing with its effort of adding "family" language to what now seems like all of its credit card offerings, American Express rolled out new terms on the American Express® Green Card. Yes, there are now more restrictions on who can receive a welcome bonus on the card. Here's what you need to know about the new terms attached to Amex Green Card applications.
How To Get the Chase Sapphire Reserve® by Dan Miller February 7, 2024 0 If you're looking for information on how to get the Chase Sapphire Reserve®, we've got you covered. You'll pay a hefty annual fee to keep this card, but the benefits truly are second to none. Let's look at a few tips to increase your chances for approval if you apply, as well as what to do if you aren't approved right away.
Amex Strikes Again, Adding ‘Family’ Language to the American Express® Gold Card by Ryan Smith October 6, 2023 1 Amex has been on a tear, making numerous changes to limit who can earn the welcome bonus on its cards. The latest victim: the American Express® Gold Card
Capital One Adds 48-Month Credit Card Bonus Rule by Ryan Smith August 16, 2023 2 Capital One has added new 48-month terms to the application terms for many of its credit cards. And while this might feel restrictive, the silver lining is that this provides clarity over the vague terms on previous applications. Let's look at the rule and how it applies to your credit card strategy going forward.
How to Get a 0% Intro APR without Paying a Balance Transfer Fee by Jess Farley August 4, 2025 14 If you need some extra time to pay down credit-card balances after the holidays, we’ve got a strategy that gets you an introductory 0% APR without the fees and restrictions of using a balance transfer. Avoid hundreds of dollars in fees and earn tons of points towards your next travel adventure.
Big Changes Coming to How Credit Scores are Calculated by Sam Helmy May 3, 2017 55 Your credit is one of your most valuable personal assets. Later this year we'll see some changes to the modeling used with VantageScore credit scoring. Remember, there are two major models: FICO and VantageScore, with FICO still being used primarily by most major lenders.
