VantageScore Unveils America’s Average Credit Score — Is Your Score Above Average? by Cameron Laufer May 13, 2025 0 VantageScore just unveiled the average credit score for Americans. We highlight the score as well as several ways you can learn about, monitor, and manage your credit score to help earn valuable points and miles.
How to Manage Your Credit Score to Unlock the Best Travel Rewards by Jenna Hansen and Ashley Onadele March 8, 2025 58 Keeping track of your credit score is imperative when it comes to maximizing your credit card rewards and benefits. This article will show you how to track and manage your credit score, plus what you should be doing regularly to make yourself look good in the eyes of the banks.
Secured Chime Credit Builder Visa® Credit Card Review: Valuable Tool for Helping You Build or Repair Credit by Ashley Onadele October 10, 2024 0 The Secured Chime Credit Builder Visa® Credit Card is an interest and annual-fee-free secured card for those looking to build or repair credit. Is it the right card to help you accomplish your credit goals? This full review should help you decide.
A Beginner’s Guide to Building Healthy Credit by Dan Miller and Mark Jackson June 6, 2024 13 Your credit is one of the most important assets that you have. Good credit makes it easier to borrow money and get approved for the best rewards credit cards. It also gives you access to the lowest interest rates on loans, which can save you many thousands of dollars over your lifetime. If you love travel rewards, knowing how to keep your credit in great shape while you pursue points is essential. Here's our complete guide to doing it right.
How To Check Your Credit Score for Free by Jenna Hansen April 19, 2024 2 Knowing and understanding your credit score is important in many aspects of life — from buying a home or car to opening new credit cards. There are many ways to check your score for free. Most banks offer free checks, along with other non-bank options. This article takes a look all of the ways to make sure you're on top of your credit score and credit report.
The CFPB Ruled on Credit Card Late Fees. Here’s What You Need To Know by Tyler Glatt March 6, 2024 0 Paying off your credit card statement on time and in full is an easy way to avoid fees, interest, and a host of other problems. Among those negative impacts are late fees — the penalty card issuers can levy if they don't receive your minimum monthly payment on time. In a ruling handed down by the Consumer Financial Protection Bureau (CFPB), there will be some changes to how credit card late fees work. Here's what you need to know.
American Express Upgrades Tools for Better Credit Management and Security by Skye Class November 3, 2023 0 American Express is upgrading its credit management tools so cardholders can better manage their credit score and stay protected against credit theft. The MyCredit Guide and CreditSecure are both getting a boost. Here are the details of the improvements, and how cardholders will be affected.
Access to a Free Weekly Credit Report Is Now Permanent by Ryan Smith September 24, 2023 0 Your credit score is important, and the best way to protect it is regularly checking your credit report. While many services will happily charge you for this ability, there's no need to pay. In positive news, a once-temporary benefit to get your credit report each week is now permanent.
You Can Get a US Credit Card Without a Social Security Number, But That’s Ending Soon by Sam Helmy August 10, 2023 20 Those moving to the U.S. from select foreign countries can use their overseas credit history when applying for credit cards. At present, it's even possible to do so without a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN), but that's changing soon. Here's what you should know about these changes and why you might want to act quickly.
What Teenagers Need to Know About Getting Their First Credit Card by Kennedy Miller February 5, 2023 1 It’s never too early to start becoming financially savvy. Doing so can help young adults avoid the financial pitfalls that many of us fell for when we were just starting out. In this piece, new AwardWallet contributor Kennedy Miller explains to her fellow teenagers what they need to know before getting their first credit card.
Big Changes Coming to How Credit Scores are Calculated by Sam Helmy May 3, 2017 55 Your credit is one of your most valuable personal assets. Later this year we'll see some changes to the modeling used with VantageScore credit scoring. Remember, there are two major models: FICO and VantageScore, with FICO still being used primarily by most major lenders.
