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Offers for the United Club℠ Business Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
The United portfolio includes a card for every type of flyer and budget. There’s everything from a no-annual-fee option with useful benefits to premium cards offering unlimited United Club access. Beyond earning United miles, these cards can enhance your travel experience with benefits like priority boarding and free checked bags. Some even let you earn Premier Qualifying Points (PQP) through spending.
And if you're in the market for one, now’s an ideal time to apply. We’re seeing elevated offers across the entire lineup, with bonuses of up to 100,000 miles and 2,000 PQP after meeting the minimum spending requirements.
Let’s take a look at the current
$0 intro annual fee for the first year, then $150Rates & Fees
- Earn at least 9X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 3X miles on all other eligible United purchases
- 2X miles on dining and direct hotel stays
- 1X on all other purchases
- 6x miles on the primary cardmember’s fare from United as a MileagePlus member
- 3x miles on United purchases with the United℠ Explorer Card
$350Rates & Fees
- Earn at least 10X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 5X miles on hotel stays at Renowned Hotels and Resorts
- 4X miles on eligible United purchases
- 2X miles on all other travel, select streaming services and dining
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 4X miles on entire United purchases with the United Quest℠ Card
$150Rates & Fees
- Earn at least 8X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 2X miles on eligible United purchases
- 2X miles on dining and all other travel
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 2X miles on entire United purchases with the United℠ Business Card
United℠ Explorer Card: Up to 80k Bonus Miles
The Goldilocks United card for most travelers is the United℠ Explorer Card (Rates & Fees). It charges a $0 intro annual fee for the first year, then $150, giving you a full year to test the card and see whether its benefits match your travel style before paying an annual fee in the second year.
New applicants can earn up to 80,000 bonus miles – 70,000 miles after you spend $3,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles after you add an authorized user account in the first 3 months from account opening.
- Earn up to 80,000 bonus miles
- $0 introductory annual fee for the first year, then $150
- 9x total miles on eligible United flights and 3x miles on all other eligible United® purchases.
- 2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
- Free first checked bag - a savings of up to $200 per roundtrip. Terms Apply. Plus, Group 2 priority boarding on United® flights.
- 2 United Club one-time passes per year - over a $100 value
- Over $500 in partner credits each year
- Save 10% or more when booking flights with miles. Premier members save even more.
- Member FDIC
- Earn at least 9X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 3X miles on all other eligible United purchases
- 2X miles on dining and direct hotel stays
- 1X on all other purchases
- 6x miles on the primary cardmember’s fare from United as a MileagePlus member
- 3x miles on United purchases with the United℠ Explorer Card
United Explorer Card feature benefits
- $0 intro annual fee for the first year, then $150.
- Free first checked bag for you and a companion on the same reservation when flying United (if you paid for the flight with this card).
- Priority boarding on United and United Express flights.
- Save 10% or more on United flights booked with miles.
- Receive up to $120 as a statement credit against your application fee for Global Entry, TSA PreCheck, or NEXUS (available once every four years).
- Partner statement credits include perks like a United Hotels credit ($50 each half of the year), JSX credits (up to $100), rideshare credits ($5 per month), and more.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- No foreign transaction fees.
- Built-in insurance benefits include primary rental car insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, trip cancellation/interruption insurance, purchase protection, and extended warranty.
- Access additional award space to book flights with your United miles.
Plus, you'll earn 1 Premier Qualifying Point (PQP) for each $20 spent on the card in a calendar year — up to a maximum of 1,000 PQPs each year. That's a great way to boost your United Premier elite status.
Related: United Explorer Card Full Review
United Quest℠ Card: Up to 90k Bonus Miles and 500 PQP
For those who want more United benefits at a mid-tier price point, look no further than the United Quest℠ Card (Rates & Fees). For a $350 annual fee, you’ll get up to two free checked bags, an annual 10,000-mile award flight discount, and a lot more.
New applicants can earn 500 Premier qualifying points after your first purchase and up to 90,000 bonus miles – 80,000 miles after you spend $4,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles after you add an authorized user account in the first 3 months from account opening.
- Earn up to 90,000 bonus miles after qualifying activities and 500 PQP after first purchase
- 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
- 2x miles on dining, select streaming services, and all other travel
- 1x mile on all other purchases
- Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
- Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
- Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
- Save 10% or more when booking flights with miles. Premier members save even more.
- Member FDIC
- Earn at least 10X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 5X miles on hotel stays at Renowned Hotels and Resorts
- 4X miles on eligible United purchases
- 2X miles on all other travel, select streaming services and dining
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 4X miles on entire United purchases with the United Quest℠ Card
United Quest Card feature benefits
- $350 annual fee.
- Free first and second checked bags for you and a companion on the same reservation when flying United (if you paid for the flight with this card).
- Save 10% or more when booking flights with miles.
- Priority boarding on United and United Express flights.
- Receive up to $120 as a statement credit against your application fee for Global Entry, TSA PreCheck, or NEXUS (available once every four years).
- Partner statement credits include perks like a JSX credit ($150 annually), rideshare credits ($8 per month from January through November, plus $12 in December), a Renowned Hotels & Resorts credit ($150 per year), and more.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- Receive $200 in United TravelBank credit each year
- Cardholders with United Premier elite status are eligible for premier upgrades on award tickets, available for you and a companion on the same reservation.
- Receive a 10,000-mile award flight discount deposited annually after the cardmember anniversary.
- No foreign transaction fees.
- Built-in insurance benefits include primary rental car insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, trip cancellation/interruption insurance, purchase protection, and extended warranty.
- Access to additional award space for booking flights with your United miles.
Plus, you'll earn 1 Premier Qualifying Point (PQP) for each $20 spent on the card each calendar year, up to a maximum of 18,000 PQPs. You'll also receive a bonus of 1,000 PQPs each year. That can mean significant progress toward elite status.
Related: United Quest Card Full Review
United Club℠ Card: Up to 100k Bonus Miles
United’s most premium card for personal use is the United Club (Rates & Fees). This card has a fantastic elevated offer, and a complimentary United Club membership (valued at $750), Premier Access travel services, and more.
New applicants can earn up to 100,000 bonus miles – 90,000 miles after you spend $5,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles after you add an authorized user account in the first 3 months from account opening.
- Earn up to 100,000 bonus miles
- 11x total miles on eligible United flights and 5x miles on all other eligible United® purchases
- 2x miles on dining and all other travel
- 1x mile on all other purchases
- Unlimited United Club℠ access for you and a guest - a $750+ value per year
- Free first and second checked bags - a savings of up to $440 per roundtrip (terms apply) - and Premier Access® travel services.
- Earn up to 20,000-miles in award flight discounts annually
- Save 10% or more when booking flights with miles. Premier members save even more.
- Member FDIC
- Earn at least 11X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 5X miles on hotel stays at Renowned Hotels and Resorts
- 5X miles on eligible United purchases
- 2X miles on dining and all other travel
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 5X miles on entire United purchases with the United Club℠ Card
United Club feature benefits
- $695 annual fee.
- Built-in United Club membership, which can cost up to $750 annually if you buy a membership directly.
- Free first and second checked bags for you and a companion on the same reservation when flying United (if you paid for the flight with this card).
- Save 10% or more when booking flights with miles.
- Priority boarding on United and United Express flights.
- Up to $120 as a statement credit for your Global Entry, TSA PreCheck, or NEXUS application fee once every four years.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- Partner statement credits include perks like a JSX credit ($200 annually), rideshare credits ($12 per month from January through November, plus $18 in December), a Renowned Hotels & Resorts credit (up to $200), and more.
- Cardholders with United Premier elite status are eligible for premier upgrades on award tickets, available for you and a companion on the same reservation.
- No foreign transaction fees.
- Complimentary
IHG One Rewards - Complimentary Avis President's Club elite status.
- Built-in insurance benefits include primary rental car insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, trip cancellation/interruption insurance, travel accident insurance, purchase protection, and extended warranty.
- Access to additional award space for booking flights with your United miles.
Plus, you'll earn 1 Premier Qualifying Point (PQP) for each $15 spent on the card in a calendar year — up to a maximum of 28,000 PQPs each year. You'll also get a bonus of 1,500 PQPs each year. That's a great way to boost your United Premier elite status.
Related: United Club Full Review
United Gateway℠ Card: Up to 50k Bonus Miles
There's a lot to like about the no-annual-fee United Gateway℠ Card (Rates & Fees), including its best-ever welcome offer. This card makes it easy to earn United miles without an annual fee, offers 25% savings on inflight purchases, and doesn't charge foreign transaction fees.
New applicants can earn up to 50,000 bonus miles - 40,000 miles after you spend $1,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles when you add an authorized user in the first 90 days. Plus, 0% intro APR for 12 months from account opening on purchases (then, a Variable APR of 19.74% - 28.24% will apply).
- Earn up to 50,000 bonus miles
- 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
- 5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
- 2x miles at gas stations, on local transit and commuting
- 1x mile on all other purchases
- 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
- Earn 2 first standard checked bags after you spend $10,000 in a calendar year
- Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
- Member FDIC
- Earn at least 5X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 2X miles on eligible United purchases
- 2X miles on gas stations, local transit and commuting
- 1X on all other purchases
- 3X miles on the primary cardmember’s fare from United as a MileagePlus member
- 2X miles on entire United purchases with the United Gateway℠ Card
United Gateway Card feature benefits
- $0 annual fee.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- No foreign transaction fees.
- Built-in insurance benefits include primary rental car insurance (when renting outside the U.S.), trip cancellation/interruption insurance, purchase protection, and extended warranty.
- 0% introductory APR on purchases for the first 12 months from account opening, then a Variable APR of 19.74% - 28.24%.
- Access to additional award space for booking flights with your United miles.
Related: United Gateway Card Full Review
United℠ Business Card: Up to 100k Bonus Miles and 2k PQP
The United℠ Business Card (Rates & Fees) is a great card for business owners who value United benefits but don’t want to commit to a large annual fee. This card charges a $150, giving you ample time to test-drive its perks, such as two one-time United Club visit passes each year, a free checked bag, and more.
New applicants can earn up to 100,000 bonus miles and 2,000 PQP – 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles after you add an employee card in the first 3 months from account opening.
- Earn up to 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
- $150 Annual Fee.
- 8x total miles on eligible United flights.
- 2x miles on all other eligible United® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn
rewards - Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Enjoy a free first checked bag - a savings of up to $200 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- Save 10% or more when booking flights with miles. Premier members save even more.
- Member FDIC
- Earn at least 8X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 2X miles on eligible United purchases
- 2X miles on dining and all other travel
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 2X miles on entire United purchases with the United℠ Business Card
United Business Card feature benefits
- $150 annual fee.
- Additional employee cards at no additional cost.
- Two one-time United Club visit passes each year.
- Save 10% or more when booking flights with miles.
- Free first checked bag for you and a companion on the same reservation when flying United (if you paid for the flight with this card).
- Priority boarding on United and United Express flights.
- Eligible to enroll for complimentary Avis President's Club® status.
- Partner statement credits include perks like a JSX credit ($100 annually), rideshare credits ($8 per month from January through November, plus $12 in December), a United Hotels credit ($50 each half of the year), and more.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- 5,000 bonus miles each year you hold this card and a personal United credit card.
- Earn a $125 United travel credit each year in which you make five or more United purchases of $100 or more each.
- Cardholders with United Premier elite status are eligible for premier upgrades on award tickets, available for you and a companion on the same reservation.
- No foreign transaction fees.
- Access to the Luxury Hotel & Resort Collection.
- Built-in insurance benefits include primary rental car insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, trip cancellation/interruption insurance, return protection, purchase protection, and extended warranty.
- Access to additional award space for booking flights with your United miles.
In addition, you'll earn 1 Premier Qualifying Point (PQP) for each $20 spent on the card in a calendar year — up to a maximum of 4,000 PQPs each year. That's a great way to boost your United Premier elite status.
Related: United Business Card Review
United Club℠ Business Card: Up to 100k Bonus Miles and 2k PQP
United’s top-tier card for business owners is the United Club℠ Business Card, which carries a $695 annual fee. It comes with plenty of valuable perks, including a United Club membership (valued at $750), up to two free checked bags, and up to hundreds of dollars in partner statement credits.
New applicants can earn up to 100,000 bonus miles and 2,000 PQP – 90,000 miles after you spend $5,000 on purchases in the first 3 months your account is open, and an additional 10,000 miles after you add an authorized user account in the first 3 months from account opening.
United Club Business Card feature benefits
- $695 annual fee.
- Built-in United Club membership, which can cost up to $750 annually if you buy a membership directly.
- Free first and second checked bags for you and a companion on the same reservation when flying United (if you paid for the flight with this card).
- Save 10% or more when booking flights with miles.
- Priority boarding on United and United Express flights.
- Up to $120 as a statement credit for your Global Entry, TSA PreCheck, or NEXUS application fee once every four years.
- 25% back on food, beverage, and Wi-Fi purchases on United flights.
- Partner statement credits include perks like a JSX credit ($200 annually), rideshare credits ($12 per month from January through November, plus $18 in December), a Renowned Hotels & Resorts credit (up to $200), and more.
- Cardholders with United Premier elite status are eligible for premier upgrades on award tickets, available for you and a companion on the same reservation.
- No foreign transaction fees.
- Complimentary Avis President's Club elite status.
- Built-in insurance benefits include primary rental car insurance, baggage delay insurance, lost luggage reimbursement, trip delay reimbursement, trip cancellation/interruption insurance, travel accident insurance, purchase protection, and extended warranty.
- Access to additional award space for booking flights with your United miles.
Plus, you'll earn 1 Premier Qualifying Point (PQP) for each $15 spent on the card in a calendar year — up to a maximum of 28,000 PQPs each year. That's a great way to boost your United Premier elite status.
Related: United Club Business Card Full Review
Who’s Eligible for These United Card Welcome Offers?
If you have or recently had one of these cards, you may be ineligible for a bonus on that same card. You'll find this language in each card's application terms:
“This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.”
However, you can apply for one of these cards even if you hold other United
Like all Chase cards, United cards are subject to Chase’s 5/24 policy. If you’ve opened five or more personal credit cards in the previous 24 months, you likely won't be approved for this card. Additionally, Chase doesn't tend to approve anyone for more than two personal credit cards within 30 days or more than one business card within 90 days.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Bottom Line
No matter how often you fly United, you can likely find a MileagePlus credit card that works for you. These cards offer great benefits at a range of price points, and now’s an excellent time to apply.
$0 intro annual fee for the first year, then $150Rates & Fees
- Earn at least 9X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 3X miles on all other eligible United purchases
- 2X miles on dining and direct hotel stays
- 1X on all other purchases
- 6x miles on the primary cardmember’s fare from United as a MileagePlus member
- 3x miles on United purchases with the United℠ Explorer Card
$350Rates & Fees
- Earn at least 10X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 5X miles on hotel stays at Renowned Hotels and Resorts
- 4X miles on eligible United purchases
- 2X miles on all other travel, select streaming services and dining
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 4X miles on entire United purchases with the United Quest℠ Card
$695Rates & Fees
- Earn at least 11X total miles on eligible United flights (excluding Basic Economy and other base fares)*
- 5X miles on hotel stays at Renowned Hotels and Resorts
- 5X miles on eligible United purchases
- 2X miles on dining and all other travel
- 1X on all other purchases
- 6X miles on the primary cardmember’s fare from United as a MileagePlus member
- 5X miles on entire United purchases with the United Club℠ Card
Page Contents
- United℠ Explorer Card: Up to 80k Bonus Miles
- United Quest℠ Card: Up to 90k Bonus Miles and 500 PQP
- United Club℠ Card: Up to 100k Bonus Miles
- United Gateway℠ Card: Up to 50k Bonus Miles
- United℠ Business Card: Up to 100k Bonus Miles and 2k PQP
- United Club℠ Business Card: Up to 100k Bonus Miles and 2k PQP
- Who’s Eligible for These United Card Welcome Offers?
- Bottom Line
For rates and fees of the cards mentioned in this post, please visit the following links: United℠ Explorer Card (Rates & Fees), United Quest℠ Card (Rates & Fees), United℠ Business Card (Rates & Fees), United Club℠ Card (Rates & Fees), and United Gateway℠ Card (Rates & Fees)
Surprised to see no mention here of the recent no-notice major devaluation of UAL miles.
We have covered that in depth in this post: https://awardwallet.com/news/united-mileageplus/award-chart-devaluation-2023/
100k miles is a solid sign up offer. Can get a one way business class ticket to asia for that.
The quest card actually looks ok since the 250 fee is mostly covered by the flight credit and award miles.