Which Credit Cards Earn Marriott Bonvoy Points? Which Credit Cards Earn Marriott Bonvoy Points?

Which Credit Cards Earn Marriott Bonvoy Points?

Bonus Points

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Offers for The Ritz-Carlton™ Credit Card, Marriott Bonvoy™ American Express® Card, Starwood Preferred Guest® American Express Luxury Card, Starwood Preferred Guest® Business Credit Card from American Express, Marriott Rewards® Premier Plus Credit Card, Marriott Bonvoy® Premier Plus Business Visa Signature and Marriott Bonvoy® Premier Credit Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

Marriott features one of the most extensive global footprints of any accommodation provider with over 7,000 hotels under one corporate umbrella and rewards program. With such a large number of hotels plugging directly into the Marriott Bonvoy loyalty program, Marriott now controls a substantial share of the hotel award travel market.

Marriott Bonvoy Business® American Express® Card
AmexBonvoyBiz
Apply Now
Rates & Fees
(Terms apply)
Marriott Bonvoy Business® American Express® Card
Annual Fee$125
Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • Welcome Offer: Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.
  • 6x points at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly. Terms and Conditions Apply.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
  • Terms apply.
  • Rates & Fees
  • 6x points at hotels participating in the Marriott Bonvoy™ program
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x points on all other eligible purchases

Whether you’re a Marriott Bonvoy loyalist staying 50+ nights per year, or just looking to diversify your points to include the combined Marriott portfolio, the fastest method of growing a balance of Bonvoy points is acquiring a Marriott co-brand credit card.

Following a full overhaul of the Marriott co-brand credit card lineup, we think it’s the perfect time to recap all the credit cards earning Marriott Bonvoy points and outline the welcome offers and key features of each card.

Credit Cards Earning Marriott Points

Covering the combined Marriott brands, Marriott Bonvoy currently offers co-brand cards from both Chase and American Express.

CREDIT CARDWELCOME OFFERKEY BENEFITSANNUAL FEE
Marriott Bonvoy Bold® Credit CardEarn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!• 3x on Marriott spend
• 2x on other travel purchases (from airfare to taxis and trains)
• 1x on all other eligible purchases
• Automatic Silver Elite status
• 15 elite night credits per calendar year
• No foreign transaction fees
$0
Marriott Bonvoy Boundless® Credit Card (previously the Marriott Rewards® Premier Plus Credit Card)Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!• 6x on Marriott spend
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 35,000 points
• Automatic Silver Elite status
• Path to Gold Elite status when you spend $35,000 on the card in an account year
• 15 elite night credits per calendar year
• 1 Elite Night Credit towards Elite Status for every $5,000 you spend
$95
Marriott Bonvoy Bevy™ American Express® CardEarn 125,000 Marriott Bonvoy® bonus points after you use your new Card to make $4,000 in purchases on the Card within the first 3 months.• 6x on Marriott spend
• 4x at restaurants worldwide and at U.S. supermarkets (up to $15,000 in combined purchases per year)
• 2x on all other eligible purchases
• 1,000 Marriott Bonvoy Bonus Points with each qualifying stay
• Gold Elite status
• 15 Elite Night Credits
• Free Night Award up to 50,000 Marriott Bonvoy points in value after making $15,000 in purchases per year.
$250 - Rates & Fees
Marriott Bonvoy Bountiful™ CardEarn 125,000 Marriott Bonvoy points after you spend $4,000 in eligible purchases on their Card in the first three months.• 6x on Marriott spend
• 4x at restaurants worldwide and at U.S. supermarkets (up to $15,000 in combined purchases per year)
• 2x on all other eligible purchases
• 1,000 Marriott Bonvoy Bonus Points with each qualifying stay
• Gold Elite status
• 15 Elite Night Credits
• Free Night Award up to 50,000 Marriott Bonvoy points in value after making $15,000 in purchases per year.
$250
Marriott Bonvoy Business® American Express® Card (previously the Starwood Preferred Guest® Business Credit Card from American Express)Earn 75,000 Bonus Marriott Bonvoy Points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.• 6x on Marriott spend
• 4x at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 35,000 points
• Automatic Gold Elite status
• 15 elite night credits per calendar year
$125 - Rates & Fees
Marriott Bonvoy Brilliant® American Express® Card (previously the Starwood Preferred Guest® American Express Luxury Card)Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.• 6x on Marriott spend
• 3x at restaurants worldwide and on flights booked directly with airlines
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 85,000 points
• Automatic Platinum Elite status
• $300 dining credit each calendar year (up to $25 per month) for eligible purchases at restaurants worldwide)
• Priority Pass Select membership
• Global Entry/TSA Pre credit every four years
• 25 elite night credits per calendar year
$650 - Rates & Fees
Marriott Rewards® Premier Plus Business Credit CardNo longer accepting applications• 6x on Marriott and SPG spend
• 4x at restaurants, gas stations, shipping, internet, cable and phone service purchases
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 35,000 points
• Automatic Silver Elite status
• Path to Gold Elite status when you spend $35,000 on the card in an account year
• 15 elite night credits per calendar year (starting 2019)
$99
Marriott Bonvoy™ American Express® CardNo longer accepting applications• 6x on Marriott and SPG spend
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 35,000 points
• Automatic Silver Elite status
• Path to Gold Elite status when you spend $30,000 on the card in an account year (rising to $35K from January 1, 2019)
• 15 elite night credits per calendar year (starting 2019)
$0 introductory annual fee for the first year, then $95.
The Ritz-Carlton™ Credit CardNo longer accepting applications• 6x on Marriott and SPG spend
• 3x at restaurants, rental car agencies, on flights booked direct with the airline
• 2x on all other eligible purchases
• Anniversary free night certificate valid at any property up to 50,000 points
• Automatic Gold Elite status
• Path to Platinum Elite status when you spend $75,000 on the card in an account year
• $300 annual incidentals travel credit
• Save $100 on multi-passenger domestic airfare purchases
• Priority Pass Select membership
• 3 annual club level upgrades on paid stays up to 7 nights
• Global Entry/TSA Pre credit every 4 years
• 15 elite night credits per calendar year (starting 2019)
$450
Marriott Rewards® Premier Credit CardNo longer accepting applications• 5x on Marriott and SPG spend
• 2x restaurants, car rental agencies, and airfare purchased directly from the airline
• 1x on all other eligible purchases
• Anniversary free night certificate valid at any Cat 1-5 property up to 25,000 points
• 15 elite night credits per calendar year
• 1 Elite Night Credit per $3,000 spent in purchases
$85
Marriott Rewards® Consumer Credit CardNo longer accepting applications• 3x on Marriott and SPG spend
• 1x on all other eligible purchases
• Free night certificate valid at any Cat 1-4 property after you spend $25,000 on purchases each year
• 10 elite night credits per calendar year
• 1 Elite Night Credit per $3,000 spent in purchases
$45
Marriott Rewards® Business Credit CardNo longer accepting applications• 3x on Marriott and SPG spend
• 1x on all other eligible purchases
• 10 elite night credits per calendar year
• 1 Elite Night Credit per $3,000 spent in purchases
$45

While none of Marriott’s co-brand cards offers the return on non-bonus spending of the SPG cards of old, cardholders can still collect a ton of Marriott points by stacking credit card spending on bonus categories with shopping portal bonuses and Marriott promos, and by taking advantage of any bonus points awarded for in-hotel spend.

Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Boundless® Credit Card
Annual Fee$95
Welcome Bonus Earn 3 Free Night Awards (each night valued up to 50,000 points) after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless® Credit Card!
  • Earn 3 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • 2X points for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite Status each account anniversary year, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No foreign transaction fees.
  • 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X Bonvoy points for every $1 spent on all other purchases

You can also transfer points from Ultimate Rewards and Membership Rewards at 1:1 ratio, although we don’t recommend this as a high-value use of your points unless you are topping off an account to reach a specific redemption.

Application Restrictions on Marriott Bonvoy Co-Brand Cards

In addition to revamping the earning rates and benefits of co-brand cards, Marriott introduced a complex web of application restrictions that layer on top of the issuer-specific application restrictions such as Chase’s 5/24 policy and Amex’s one bonus per person per product.

Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Apply Now
Rates & Fees
(Terms Apply)
Marriott Bonvoy Brilliant® American Express® Card
Annual Fee$650
Welcome Offer Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Earn 150,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases on the Card within the first 3 months.
  • Each Card renewal year, get up to $300 in statement credits per calendar year (up to $25 per month) for eligible purchases at restaurants worldwide.
  • A Marriott Bonvoy Platinum Elite member will earn 50% more points on eligible purchases at participating hotels for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program. 3 points at Worldwide Restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases, Card Members are eligible to select an Earned Choice Award benefit. Benefit options include: Five (5) Suite Night Awards, 85K Free Night Award, and mattress and box spring $750 discount from Marriott Bonvoy Boutiques.
  • $100 Luxury Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA PreCheck® (up to $85) when you pay the application fee with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass™ Select membership.
  • No Foreign Transaction Fees on international purchases.
  • Cell phone protection: You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • 6X points on purchases at Marriott Properties
  • 3X points at restaurants worldwide, including takeout and delivery
  • 3X points on flights booked directly with airlines
  • 2X points on all other eligible purchases

Each card features specific restrictions based on the cards you hold now, have held in the past, and welcome offers you’ve received in the previous 24 months. We’ve listed the restrictions by card in the table below, and you can catch our full breakdown and interpretation of the rules in our dedicated post.

CARDAPPLICATION RESTRICTIONS
Marriott Bonvoy Bold® Credit CardThe product is not available to either:

1) current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card,OR
2) previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card, who received a new cardmember bonus within the last 24 months.

If you are an existing Marriott Rewards Premier or Marriott Bonvoy™ Premier customer and would like this product, call the number on the back of your card to see if you are eligible for an upgrade bonus.
----
The bonus is not available if you're a current cardmember, OR, were a previous cardmember within the last 30 days, of the:

• Marriott Bonvoy™ American Express® Card

OR applied and were approved for any of the following cards in the last 90 days:

• Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express)
• Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)

OR are a current or previous cardmember of the following cards and received a new cardmember bonus within the last 24 months:

• Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express)
• Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)
• Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Boundless® Credit Card (previously the Marriott Rewards® Premier Plus Credit Card)The product is not available to either:

1) current cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card,OR
2) previous cardmembers of the Marriott Bonvoy™ Premier credit card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card, who received a new cardmember bonus within the last 24 months.

If you are an existing Marriott Rewards Premier or Marriott Bonvoy™ Premier customer and would like this product, call the number on the back of your card to see if you are eligible for an upgrade bonus.
----
The bonus is not available if you're a current cardmember, OR, were a previous cardmember within the last 30 days, of the:

• Marriott Bonvoy™ American Express® Card

OR applied and were approved for any of the following cards in the last 90 days:

• Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express)
• Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)
• Marriott Bonvoy Bevy™ American Express® Card

OR are a current or previous cardmember of the following cards and received a new cardmember bonus within the last 24 months:

• Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express)
• Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card)
• Marriott Bonvoy Bevy™ American Express® Card
Marriott Bonvoy Brilliant® American Express® Card (previously the Starwood Preferred Guest® American Express Luxury Card)Welcome offer not available to applicants who have or have had:

• Marriott Bonvoy Brilliant® American Express® Card
• Starwood Preferred Guest® American Express Luxury Card

OR the following cards in the last 30 days:

The Ritz-Carlton™ Credit Card
• J.P. Morgan The Ritz-Carlton™ Credit Card

OR have acquired any of the following cards from Chase in the last 90 days:

• Marriott Bonvoy Boundless® Credit Card (or the Marriott Rewards® Premier Plus Credit Card)
• Marriott Bonvoy Bountiful™ Card
• Marriott Bonvoy Bold® Credit Card
• Marriott Bonvoy™ Premier Credit Card (or the Marriott Rewards® Premier Credit Card)
• Marriott Bonvoy™ Premier Plus Business Credit Card (or the Marriott Rewards® Premier Plus Business Credit Card)

OR have received a welcome or upgrade offer for any of the following cards from Chase in the last 24 months:

• Marriott Bonvoy Boundless® Credit Card (or the Marriott Rewards® Premier Plus Credit Card)
• Marriott Bonvoy Bountiful™ Card
• Marriott Bonvoy Bold® Credit Card
• Marriott Bonvoy™ Premier Credit Card (or the Marriott Rewards® Premier Credit Card)
• Marriott Bonvoy™ Premier Plus Business Credit Card (or the Marriott Rewards® Premier Plus Business Credit Card)
Marriott Bonvoy Business® American Express® Card (previously the Starwood Preferred Guest® Business Credit Card from American Express)Welcome offer not available to applicants who have or have had:

• Marriott Bonvoy Business® American Express® Card
• Starwood Preferred Guest® Business Credit Card from American Express

OR the following cards in the last 30 days:

• Marriott Bonvoy™ Premier Business from Chase (or the Marriott Rewards® Premier Plus Business Credit Card)
• Marriott Bonvoy Business™ from Chase (or the Marriott Rewards Business Credit Card)

OR have acquired any of the following cards from Chase in the last 90 days:

• Marriott Bonvoy Boundless® Credit Card (or the Marriott Rewards® Premier Plus Credit Card)
• Marriott Bonvoy Bountiful™ Card
• Marriott Bonvoy Bold® Credit Card
• Marriott Bonvoy™ Premier Credit Card (or the Marriott Rewards® Premier Credit Card)

OR have received a welcome or upgrade offer for any of the following cards from Chase in the last 24 months:

• Marriott Bonvoy Boundless® Credit Card (or the Marriott Rewards® Premier Plus Credit Card)
• Marriott Bonvoy Bountiful™ Card
• Marriott Bonvoy Bold® Credit Card
• Marriott Bonvoy™ Premier Credit Card (or the Marriott Rewards® Premier Credit Card)

Final Thoughts

The refreshed lineup of cards from Marriott features four cards, but, with the new application restrictions layered on top of the already challenging issuer-specific rules, new card applicants need to be strategic in which cards they apply for. Jumping the gun may mean you miss out on an increased welcome offer or land a card you don’t want to hold long-term.

Marriott Bonvoy Bold® Credit Card
Marriott Bonvoy Bold® Credit Card
Annual Fee$0
Welcome Bonus Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card!
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • 2X points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy® points and get Free Night Stays faster.
  • 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X points on other travel purchases (from airfare to taxis and trains)
  • 1X point on all other purchases

While the Marriott cards will never be the go-to solution for non-bonus spending, there is still a place for Marriott cards in a well-thought-out rewards strategy. The addition of the anniversary free night certificates adds another layer of value for folks that prefer to stick to a simple award travel strategy, and the revised benefits across the board make the cards an excellent option for Marriott Bonvoy loyalists.

For rates and fees of the cards mentioned in this post, please visit the following links: Marriott Bonvoy Business® American Express® Card (Rates & Fees), Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), and Marriott Bonvoy Bevy™ American Express® Card (Rates & Fees)

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Comments

  • ron_vaughn@hotmail.com says:

    holy smokes! I am looking at the latest no-fee offer and see three main differences for the casual user:

    Card 1: fee free, 50k points, no ann free night
    Card 2: $95 fee, 75k points, ann night free

    So, after 2 years I get one free night plus 25k points in exchange for $180 fee. If I value the free night at 35k points, I am paying $180 for 60k points, or 0.3c/pt, which is a decent deal.

  • Wow, that’s complicated. I just cannot digest the information by skimming the article!

  • Steve Dortch says:

    If you have this card and stay in a Marriott hotel expecting the 6x rewards credit, be sure to confirm that your hotel is a “participating” hotel. I recently stayed in a St. Regis property in China and only received 2x. But when I challenged that with Chase, they confirmed the hotel was in fact “participating” and issued a correction so that I received the full 6x rewards.

    • All legacy Starwood, Ritz, and Marriott properties are participating. If points don’t properly post you should push back with Amex and or Chase.

    • I’m glad you called them on that mistake. Of course, it helps you, but you also save time and hassle for the many folks that follow you at that property. I’m glad Chase responded; I hope it was promptly as it was their system error.

  • great summary

  • Great summary of the cards. So confusing now with all the different cards from two different banks, but with that leads to opportunities. The devaluation of SPG points is a bummer though.

  • Thank you for this very detailed map (flowchart?) which provides me with a game plan. I believe the basic SPG card will work for a relative. Although the value of only 75,000 Marriott valued points leaves me less than breathless. I may wait for a higher sign up bonus before pulling the trigger.

  • Although I miss the earn rate of the old SPG cards, I still see the value of collecting this flexible currency. I am planning a trip to a fairly remote location in the next few months. I was wondering how I was going to get there with my points…then I remembered all my Starriot points and realized that I can get there using points on almost any airline that I find a deal. Especially after I have earned the 100 000 bonus on the luxury card.