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Offers for The Ritz-Carlton™ Credit Card, Marriott Bonvoy™ American Express® Card, Marriott Bonvoy® Premier Plus Business Visa Signature, Marriott Bonvoy Boundless™ Credit Card, Marriott Bonvoy Bold™ Credit Card, Starwood Preferred Guest® Business Credit Card from American Express, Starwood Preferred Guest® American Express Luxury Card, Marriott Rewards® Premier Plus Credit Card and Marriott Bonvoy® Premier Credit Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.
All information about Starwood Preferred Guest® American Express Luxury Card, Marriott Bonvoy™ American Express® Card, and Starwood Preferred Guest® Business Credit Card from American Express has been collected independently by AwardWallet
Marriott features one of the most extensive global footprints of any accommodation provider. With such a large number of hotels participating in the Marriott Bonvoy loyalty program, Marriott controls a substantial share of the hotel award travel market.
- Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
- Terms apply.
- Rates & Fees
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy™ program
- 4x Marriott Bonvoy points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
- 2x Marriott Bonvoy points per dollar on all other eligible purchases
Whether you're striving for Marriott Bonvoy elite status or you just want to earn Marriott points, the fastest method of growing your Marriott Bonvoy balance is acquiring a co-brand Marriott credit card. In this post, we'll recap all the credit cards earning Marriott Bonvoy points and outline the welcome offers and key features of each card.
Credit Cards Earning Marriott Points
Marriott Bonvoy currently offers co-brand cards from both Chase and American Express.
CREDIT CARD | WELCOME OFFER | KEY BENEFITS | ANNUAL FEE |
---|---|---|---|
Marriott Bonvoy Bold® Credit Card | Earn 30,000 Marriott bonus points after you spend $1,000 on purchases in your first 3 months from your account opening | • 3x on Marriott spend • 2x on other travel purchases (from airfare to taxis and trains) • 1x on all other eligible purchases • Automatic Silver Elite status • 15 elite night credits per calendar year • No foreign transaction fees | $0 |
Marriott Bonvoy Boundless® Credit Card | Earn three bonus Free Night Awards after you use your new Card to make $3,000 in purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. | • 6x on Marriott spend • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 35,000 points • Automatic Silver Elite status • Path to Gold Elite status when you spend $35,000 on the card in an account year • 15 elite night credits per calendar year • 1 Elite Night Credit towards Elite Status for every $5,000 you spend | $95 |
Marriott Bonvoy Bevy™ American Express® Card | Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. | • 6x on Marriott spend • 4x at restaurants worldwide and at U.S. supermarkets (up to $15,000 in combined purchases per year) • 2x on all other eligible purchases • 1,000 Marriott Bonvoy Bonus Points with each qualifying stay • Gold Elite status • 15 Elite Night Credits • Free Night Award up to 50,000 Marriott Bonvoy points in value after making $15,000 in purchases per year. | $250 - Rates & Fees |
Marriott Bonvoy Bountiful™ Card | Earn 125,000 Marriott Bonvoy points after you spend $4,000 in eligible purchases on their Card in the first three months. | • 6x on Marriott spend • 4x at restaurants worldwide and at U.S. supermarkets (up to $15,000 in combined purchases per year) • 2x on all other eligible purchases • 1,000 Marriott Bonvoy Bonus Points with each qualifying stay • Gold Elite status • 15 Elite Night Credits • Free Night Award up to 50,000 Marriott Bonvoy points in value after making $15,000 in purchases per year. | $250 |
Marriott Bonvoy Business® American Express® Card | Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23. | • 6x on Marriott spend • 4x at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 35,000 points • Automatic Gold Elite status • 15 elite night credits per calendar year | $125 - Rates & Fees |
Marriott Bonvoy Brilliant® American Express® Card | Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023. | • 6x on Marriott spend • 3x at restaurants worldwide and on flights booked directly with airlines • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 85,000 points • Automatic Platinum Elite status • $300 dining credit each calendar year (up to $25 per month) for eligible purchases at restaurants worldwide) • Priority Pass Select membership • Global Entry/TSA Pre credit every four years • 25 elite night credits per calendar year • Enrollment is required for select Amex benefits. | $650 - Rates & Fees |
Marriott Bonvoy® Premier Plus Business Credit Card | No longer accepting applications | • 6x on Marriott and SPG spend • 4x at restaurants, gas stations, shipping, internet, cable and phone service purchases • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 35,000 points • Path to Gold Elite status when you spend $35,000 on the card in an account year • 15 elite night credits per calendar year providing automatic Silver Elite status | $99 |
Marriott Bonvoy™ American Express® Card | No longer accepting applications | • 6x on Marriott and SPG spend • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 35,000 points • Automatic Silver Elite status • Path to Gold Elite status when you spend $35,000 on the card in an account year • 15 elite night credits per calendar year | $0 introductory annual fee for the first year, then $95. |
The Ritz-Carlton™ Credit Card | No longer accepting applications | • 6x on Marriott and SPG spend • 3x at restaurants, rental car agencies, on flights booked direct with the airline • 2x on all other eligible purchases • Anniversary free night certificate valid at any property up to 50,000 points • Automatic Gold Elite status • Path to Platinum Elite status when you spend $75,000 on the card in an account year • $300 annual incidentals travel credit • Save $100 on multi-passenger domestic airfare purchases • Priority Pass Select membership • 3 annual club level upgrades on paid stays up to 7 nights • Global Entry/TSA Pre credit every 4 years • 15 elite night credits per calendar year | $450 |
Marriott Rewards® Premier Credit Card | No longer accepting applications | • 5x on Marriott and SPG spend • 2x restaurants, car rental agencies, and airfare purchased directly from the airline • 1x on all other eligible purchases • Anniversary free night certificate valid at any Cat 1-5 property up to 25,000 points • 15 elite night credits per calendar year • 1 Elite Night Credit per $3,000 spent in purchases | $85 |
Marriott Rewards® Consumer Credit Card | No longer accepting applications | • 3x on Marriott and SPG spend • 1x on all other eligible purchases • Free night certificate valid at any Cat 1-4 property after you spend $25,000 on purchases each year • 10 elite night credits per calendar year • 1 Elite Night Credit per $3,000 spent in purchases | $45 |
Marriott Rewards® Business Credit Card | No longer accepting applications | • 3x on Marriott and SPG spend • 1x on all other eligible purchases • 10 elite night credits per calendar year • 1 Elite Night Credit per $3,000 spent in purchases | $45 |
None of these cards are great for non-bonus spending. But, cardholders can still collect a ton of Marriott points by stacking credit card spending on bonus categories with shopping portal bonuses and Marriott promos.

- Earn 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
- Earn 3 Marriott Bonvoy® points for every $1 on the first $6,000 spent in combined purchases each year on gas stations, grocery stores, and dining
- Earn 2X Bonvoy points for every $1 spent on all other purchases
If you have cards that earn Chase Ultimate Rewards or cards that earn American Express Membership Rewards, you can also transfer points earned by these cards to Marriott Bonvoy at 1:1 ratio. But, we don’t recommend this as a high-value use of your points unless you are topping off an account to reach a specific redemption.
Related: Start the Year With up to 40 Marriott Elite Night Credits
Application Restrictions on Marriott Bonvoy Co-Brand Cards
If you want to apply for a new Marriott Bonvoy credit card, be sure to consider the Marriott Bonvoy credit card application rules. Each card features specific restrictions based on the cards you hold now, have held in the past, and welcome offers you’ve received in the previous 24 months. We’ve listed the restrictions by card in the table below.
CARD | APPLICATION RESTRICTIONS |
---|---|
Marriott Bonvoy Bold® Credit Card | The product is not available to either: 1) current cardmembers of the Marriott Bonvoy Premier Credit Card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Boundless® Credit Card,OR 2) previous cardmembers of the Marriott Bonvoy Premier Credit Card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card, who received a new cardmember bonus within the last 24 months. If you are an existing Marriott Rewards Premier or Marriott Bonvoy™ Premier customer and would like this product, call the number on the back of your card to see if you are eligible for an upgrade bonus. ---- The bonus is not available if you're a current cardmember, OR, were a previous cardmember within the last 30 days, of the: • Marriott Bonvoy™ American Express® Card OR applied and were approved for any of the following cards in the last 90 days: • Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express) • Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) • Marriott Bonvoy Bevy™ American Express® Card OR are a current or previous cardmember of the following cards and received a new cardmember bonus within the last 24 months: • Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express) • Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) • Marriott Bonvoy Bevy™ American Express® Card |
Marriott Bonvoy Boundless® Credit Card (previously the Marriott Rewards® Premier Plus Credit Card) | The product is not available to either: 1) current cardmembers of the Marriott Bonvoy Premier Credit Card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), or Marriott Bonvoy Bold® Credit Card,OR 2) previous cardmembers of the Marriott Bonvoy Premier Credit Card (also known as Marriott Rewards® Premier), Marriott Bonvoy Boundless® Credit Card (also known as Marriott Rewards® Premier Plus Credit Card), Marriott Bonvoy Boundless® Credit Card, or Marriott Bonvoy Bold® Credit Card, who received a new cardmember bonus within the last 24 months. If you are an existing Marriott Rewards Premier or Marriott Bonvoy™ Premier customer and would like this product, call the number on the back of your card to see if you are eligible for an upgrade bonus. ---- The bonus is not available if you're a current cardmember, OR, were a previous cardmember within the last 30 days, of the: • Marriott Bonvoy™ American Express® Card OR applied and were approved for any of the following cards in the last 90 days: • Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express) • Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) • Marriott Bonvoy Bevy™ American Express® Card OR are a current or previous cardmember of the following cards and received a new cardmember bonus within the last 24 months: • Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express) • Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) • Marriott Bonvoy Bevy™ American Express® Card |
Marriott Bonvoy Bountiful™ Card | The bonus is not available if you currently have / had one of these cards in the past 30 days, were approved for one of these cards in the past 90 days, or received a new member / upgrade bonus on one of these cards in the past 24 months: • Marriott Bonvoy™ American Express® Card (also known as the tarwood Preferred Guest® Credit Card from American Express) • Marriott Bonvoy Business® American Express® Card (also known as the Starwood Preferred Guest® Business Credit Card from American Express) • Marriott Bonvoy Brilliant® American Express® Card (also known as the Starwood Preferred Guest® American Express Luxury Card) • Marriott Bonvoy Bevy™ American Express® Card |
Marriott Bonvoy Bevy™ American Express® Card | The bonus is not available if you have or had any of the following cards in the past 30 days: • The Ritz-Carlton™ Credit Card • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Boundless® Credit Card (also known as the Marriott Rewards® Premier Plus Credit Card) • Marriott Bonvoy Premier Credit Card (also known as the Marriott Rewards® Premier Credit Card from Chase) • Marriott Bonvoy™ Credit Card (also known as the Marriott Rewards® Credit Card from Chase) • Marriott Bonvoy Bold® Credit Card • Marriott Bonvoy® Premier Plus Business Credit Card (also known as the Marriott Rewards® Premier Plus Business Credit Card from Chase) • Marriott Bonvoy Business Credit Card (also known as the Marriott Rewards Business® Credit Card from Chase) The bonus is not available if you have applied for and been approved for any of the following cards in the past 90 days: • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Boundless® Credit Card • Marriott Bonvoy Bold® Credit Card The bonus is not available if you have received a new cardmember or upgrade bonus on any of the following cards in the past 24 months: • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Boundless® Credit Card • Marriott Bonvoy Bold® Credit Card |
Marriott Bonvoy Brilliant® American Express® Card (previously the Starwood Preferred Guest® American Express Luxury Card) | Welcome offer not available to applicants who have or have had: • Marriott Bonvoy Brilliant® American Express® Card • Starwood Preferred Guest® American Express Luxury Card OR had any of the following cards in the last 30 days: • The Ritz-Carlton™ Credit Card • J.P. Morgan Ritz-Carlton Rewards® Credit Card OR have acquired any of the following cards from Chase in the last 90 days: • Marriott Bonvoy Boundless® Credit Card • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Bold® Credit Card OR have received a welcome or upgrade offer for any of the following cards from Chase in the last 24 months: • Marriott Bonvoy Boundless® Credit Card • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Bold® Credit Card |
Marriott Bonvoy Business® American Express® Card (previously the Starwood Preferred Guest® Business Credit Card from American Express) | Welcome offer not available to applicants who have or have had: • Marriott Bonvoy Business® American Express® Card • Starwood Preferred Guest® Business Credit Card from American Express OR the following cards in the last 30 days: • Marriott Bonvoy® Premier Plus Business Credit Card (or the Marriott Rewards® Premier Plus Business Credit Card from Chase) • Marriott Bonvoy Business Credit Card (or the Marriott Rewards Business Credit Card) OR have acquired any of the following cards from Chase in the last 90 days: • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Bold® Credit Card • Marriott Bonvoy Boundless® Credit Card OR have received a welcome or upgrade offer for any of the following cards from Chase in the last 24 months: • Marriott Bonvoy Bountiful™ Card • Marriott Bonvoy Bold® Credit Card • Marriott Bonvoy Boundless® Credit Card |
Of course, these restrictions are on top of issuer-specific application restrictions such as Chase’s 5/24 policy and Amex’s one bonus per person per product.
- Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) for eligible purchases made on the Marriott Bonvoy Brilliant Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
- Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select an Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Enroll in Priority Pass™ Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Terms Apply.
- Rates & Fees
- 6X points on purchases at Marriott Properties
- 3X points at restaurants worldwide, including takeout and delivery
- 3X points on flights booked directly with airlines
- 2X points on all other eligible purchases
Final Thoughts
Travelers looking to earn Marriott points through credit cards need to be strategic in which cards they apply for. Jumping the gun may mean you miss out on an increased welcome offer or land a card you don’t want to hold long-term.

- 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
- 2X points on other travel purchases (from airfare to taxis and trains)
- 1X point on all other purchases
While Marriott cards aren't among the best cards for non-bonus spending, there is certainly a place for Marriott cards in a well-thought-out rewards strategy.
For rates and fees of the cards mentioned in this post, please visit the following links: Marriott Bonvoy Business® American Express® Card (Rates & Fees), Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), and Marriott Bonvoy Bevy™ American Express® Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
holy smokes! I am looking at the latest no-fee offer and see three main differences for the casual user:
Card 1: fee free, 50k points, no ann free night
Card 2: $95 fee, 75k points, ann night free
So, after 2 years I get one free night plus 25k points in exchange for $180 fee. If I value the free night at 35k points, I am paying $180 for 60k points, or 0.3c/pt, which is a decent deal.
Wow, that’s complicated. I just cannot digest the information by skimming the article!
If you have this card and stay in a Marriott hotel expecting the 6x rewards credit, be sure to confirm that your hotel is a “participating” hotel. I recently stayed in a St. Regis property in China and only received 2x. But when I challenged that with Chase, they confirmed the hotel was in fact “participating” and issued a correction so that I received the full 6x rewards.
All legacy Starwood, Ritz, and Marriott properties are participating. If points don’t properly post you should push back with Amex and or Chase.
I’m glad you called them on that mistake. Of course, it helps you, but you also save time and hassle for the many folks that follow you at that property. I’m glad Chase responded; I hope it was promptly as it was their system error.
great summary
Great summary of the cards. So confusing now with all the different cards from two different banks, but with that leads to opportunities. The devaluation of SPG points is a bummer though.
Thank you for this very detailed map (flowchart?) which provides me with a game plan. I believe the basic SPG card will work for a relative. Although the value of only 75,000 Marriott valued points leaves me less than breathless. I may wait for a higher sign up bonus before pulling the trigger.
Although I miss the earn rate of the old SPG cards, I still see the value of collecting this flexible currency. I am planning a trip to a fairly remote location in the next few months. I was wondering how I was going to get there with my points…then I remembered all my Starriot points and realized that I can get there using points on almost any airline that I find a deal. Especially after I have earned the 100 000 bonus on the luxury card.