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Back in June, we reported that the Resy credit offered on select American Express cards seemed like it would be getting harder to use. Thankfully, this didn't end up happening. Instead, the Resy credit will actually soon be better than ever.
Resy announced on August 11, 2026, that fellow reservation platform Tock’s restaurants, wineries, and experiences have officially been added to Resy. Select Amex cardholders will soon be able to use their Resy credit at these venues. Here's what we know so far.
What Is the Amex Resy Credit?
If you're unfamiliar, Resy is a platform to make restaurant reservations. It's owned by American Express, and Amex offers a Resy credit on a collection of premium credit cards.
When you use your enrolled, eligible card to make a qualifying purchase at a U.S. Resy restaurant, you'll receive a statement credit. Although six different Amex cards currently offer a Resy credit, how frequently you receive it and its total value depend on the card:
- American Express Platinum Card®: $100 quarterly credit (up to $400 per year)
- American Express® Gold Card: $50 semi-annual credit (up to $100 per year)
- Delta SkyMiles® Reserve American Express Card: $20 monthly credit (up to $240 per year)
- Delta SkyMiles® Platinum American Express Card: $10 monthly credit (up to $120 per year)
- Delta SkyMiles® Reserve Business American Express Card: $20 monthly credit (up to $240 per year)
- Delta SkyMiles® Platinum Business American Express Card: $10 monthly credit (up to $120 per year)
Enrollment is required for select Amex benefits.
$895Rates & Fees
(Terms apply)
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
$325Rates & Fees
(Terms apply)
- 4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 5X Membership Rewards® points on prepaid hotels booked on amextravel.com
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid car rentals booked through amextravel.com
- 2X Membership Rewards® points on cruises booked and paid through amextravel.com
- 1X on other eligible purchases
$650Rates & Fees
(Terms apply)
- 3X miles per dollar spent on purchases made directly with Delta
- 1X miles on every eligible dollar spent on purchases.
Resy To Incorporate Tock Venues
Tock is a restaurant reservation platform similar to Resy or OpenTable. Like Resy, it is owned by American Express. It's much more experience-focused. Think wineries and culinary experiences rather than just available seats at the restaurant around the corner.
Well, it's no surprise that two reservation platforms both owned by American Express would eventually come together. Now, Tock restaurants, wineries, and events are available through Resy, which has expanded to a whopping 25,000 venues.
Although Tock venues are available through Resy, clicking a location to make a reservation redirects you to Tock. Apparently, this is only a partial integration, and Tock will remain a separate entity — at least for now.
And fortunately for Amex cardholders, the Resy credit will expand to include select Tock restaurants on September 15, 2026. That means that eligible purchases made on Tock and at hundreds of Tock venues throughout the U.S. will be eligible for the credit, giving you more ways than ever to squeeze value from your card.
If a venue — whether on Resy or Tock — is eligible for the credit, you'll see it noted on the venue page. More Tock restaurants will become eligible for the credit over the months following the launch.
That brings us to our June update. I saw the following disclaimer on my Platinum Card® statement:
“Update to the Resy Credit Benefit
Effective August 1, 2026, U.S. restaurants and other food and beverage establishments (e.g., wineries, cafes) must be indicated as eligible for the Resy Credit on Resy.com or the Resy app at the time of purchase to qualify for the benefit. Qualifying restaurants and other food and beverage establishments will be indicated as eligible on their booking page on Resy.com or the Resy app and are subject to change at any time.”
Reading between the lines, we assumed that meant American Express and Resy would be making the Resy credit more difficult to use. However, it appears Resy was simply gearing up for the Tock integration. Not every Tock venue will be available on Resy, so it makes sense that it would add the disclaimer before the integration took place.
Bottom Line
More ways to use your credit are always a good thing. There are some fantastic restaurants and experiences on Tock, so the opportunity to use your credit at even more fine dining establishments or wineries is exceptional. Keep in mind that these venues aren't eligible for the credit until September 15, 2026, so you'll need to wait a bit before making your reservation.
(Terms apply)
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.
- $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Book two nights or more with The Hotel Collection through AmexTravel.com and receive a $100* credit towards eligible charges at over 1,300 upscale hotels worldwide.§ *Eligible charges vary by property.
- Book your travel through the Amex Travel App™ with added peace of mind - backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
- 4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 5X Membership Rewards® points on prepaid hotels booked on amextravel.com
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid car rentals booked through amextravel.com
- 2X Membership Rewards® points on cruises booked and paid through amextravel.com
- 1X on other eligible purchases
For rates and fees of the cards mentioned in this post, please visit the following links: American Express Platinum Card® (Rates & Fees), American Express® Gold Card (Rates & Fees), and Delta SkyMiles® Reserve American Express Card (Rates & Fees)
