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Looking for an easy way to stretch your Citi ThankYou® Points? Through January 31, 2025, Citi is running a limited-time sale that knocks 10% off select gift cards. Whether you’re stocking up for everyday expenses or treating yourself, this is one of the better non-travel redemption options Citi offers.
Here’s everything you need to know about this promotion — and how to decide if it’s a good use of your points.
Save 10% on Select Citi Gift Cards When You Redeem ThankYou® Points
Citi is offering up to 10% discount when you use your Citi ThankYou® Points to pay for a gift card that can be used at a handful of different brands:
- Athleta
- Banana Republic
- Gap and Gap Options (Gap, Old Navy, Banana Republic, etc.)
- Old Navy
- One4all Let's Eat (Red Lobster, Panera Bread, etc.)
- Under Armour
If none of these sound good to you, you can still redeem Citi ThankYou® points for 100+ other gift card options — just without a discount.
How to take advantage of this sale
Sale-eligible gift cards start at 2,250 Citi ThankYou® Points for a $25 gift card and can cost as much as 22,500 points for a $250 card. Gift cards are offered in denominations of $10, $25, $50, $100, and $250. So with this promotion, a $25 gift card that normally costs 2,500 points drops to 2,250 points.
To receive the discount on these gift cards, log in to your Citi dashboard to complete your purchase.
Key terms
This is a straightforward promotion, so the list of terms is rather short:
- Purchase these select gift cards with a 10% discount using your Citi ThankYou® Points.
- These promotions end on January 31, 2025.
- Available to all Citi cardholders with cards that earn ThankYou® Points.
Is This Promotion Worth It?
This promotion lets you get 1.11¢ per point from your Citi ThankYou® Points. That's a modest return compared to other redemption options. On average, AwardWallet users redeem Citi points at 2.28¢ per point when utilizing transfer partners like Virgin Atlantic or Turkish Airlines. That's a big difference!
While redeeming points for gift cards isn’t the most lucrative option, it can make sense if:
- You need immediate savings on everyday expenses.
- You were already planning to redeem points for gift cards at these specific brands.
- You’re not planning to transfer Citi points for travel in the near future.
Just note that you might also get a better deal on some of these gift cards through another outlet, such as Costco. Furthermore, we've seen Citi promotions for 15% off gift cards in the past, so maybe you'll want to hold out to see if that offer returns. After all, Citi frequently offers gift card promotions.
Related: Citi ThankYou® Transfer Partners: Ultimate Guide to Best Transfer Partners
Need More Citi ThankYou® Points?
Maybe this gift cards are one of your go-to Citi ThankYou® Points redemptions, or perhaps this post has inspired you to explore other ways to use your Citi points. Either way, it never hurts to earn more. If you’re in the market for a new Citi card, here are some of the top welcome offers available right now that can help you replenish your balance.
- Citi Strata℠ Card (Rates & Fees): For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
- Citi Strata Premier® Card (Rates & Fees): Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
- Citi Strata Elite℠ Card(Rates & Fees): For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
- 5X – Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel℠ via cititravel.com
- 3X – Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- 3X – Earn 3 ThankYou® Points per $1 spent at Supermarkets
- 3X – Earn 3 ThankYou® Points per $1 spent on Select Transit purchases
- 3X – Earn 3 ThankYou® Points per $1 spent at Gas and EV Charging Stations
- 2X – Earn 2 ThankYou® Points per $1 spent at Restaurants
- 1X – Earn 1 ThankYou® Point per $1 spent on All Other Purchases
- 10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X – Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
- 3X – Earn 3 Points per $1 spent on Restaurants
- 3X – Earn 3 Points per $1 spent on Supermarkets
- 3X – Earn 3 Points per $1 spent on Gas and EV Charging Stations
- 1X – Earn 1 Point per $1 spent on All Other Purchases
- 12X – Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.
- 1.5X – Earn 1.5 Points per $1 spent on All Other Purchases.
Related: Citi ThankYou® Points Are More Valuable Than Ever — Here's How to Earn and Use Them
Bottom Line
Redeeming Citi ThankYou® Points for discounted gift cards in this promotion can provide a practical way to save on everyday purchases. However, unless you're set on redeeming points for gift cards, saving them for high-value travel redemptions with transfer partners remains the best strategy.
That said, if you’re looking for quick savings, these 10% discounts on select gift cards are worth considering. Just make sure to redeem before January 31, 2025.
For rates and fees of the cards mentioned in this post, please visit the following links: Citi Strata℠ Card (Rates & Fees), Citi Strata Premier® Card (Rates & Fees), and Citi Strata Elite℠ Card (Rates & Fees)
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