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Looking for an easy way to stretch your Citi ThankYou® Points? Or are you already doing holiday shopping? Through December 31, 2025, Citi is running a limited-time sale that knocks 10% off select gift cards. Whether you’re stocking up for everyday expenses or treating yourself, this is one of the better non-travel redemption options Citi offers.
Here’s everything you need to know about this promotion — and how to decide if it’s a good use of your points.
Save 10% on Select Citi Gift Cards When You Redeem ThankYou® Points
Citi is offering a 10% discount when you use your Citi ThankYou® Points to pay for the gift card that can be used at a handful of different brands:
- Arby's
- Buffalo Wild Wings
- Jimmy John's
- Panera Bread
- SONIC Drive-In
- One4all Retail Therapy, One4all Season's Greetings
- Outback Steakhouse
- Zaxby's
If none of these sound good to you, you can still redeem Citi ThankYou® points for 100+ other gift card options — just without a discount.
How to take advantage of this sale
Sale-eligible gift cards start at 900 Citi ThankYou® Points for a $10 gift card and can cost as much as 22,500 points for a $250 card. Gift cards are offered in denominations of $10, $25, $50, $100, and $250. So with this promotion, a $25 gift card that normally costs 2,500 points drops to 2,250 points.
To receive the discount on these gift cards, log into your Citi dashboard to complete your purchase.
Key terms
This is a straightforward promotion, so the list of terms is rather short:
- Purchase these select gift cards with a 10% discount using your Citi ThankYou® Points.
- These promotions end on December 31, 2025.
- Available to all Citi cardholders with cards that earn ThankYou® Points.
Is This Promotion Worth It?
This promotion lets you get 1.11¢ per point from your Citi ThankYou® Points. That's a modest return compared to other redemption options. On average, AwardWallet users redeem Citi points at 2.28¢ per point when utilizing transfer partners like Virgin Atlantic or Turkish Airlines. That's a big difference!
While redeeming points for gift cards isn’t the most lucrative option, it can make sense if:
- You need immediate savings on everyday expenses.
- You were already planning to redeem points for gift cards at these specific brands.
- You’re not planning to transfer Citi points for travel in the near future.
Just note that you might also get a better deal on some of these gift cards through another outlet, such as Costco. Furthermore, we've seen Citi promotions for 15% off gift cards in the past, so maybe you'll want to hold out to see if that offer returns. After all, Citi frequently offers gift card promotions.
Related: Citi ThankYou® Transfer Partners: Ultimate Guide to Best Transfer Partners
Bottom Line
Redeeming Citi ThankYou® Points for discounted gift cards in this promotion can provide a practical way to save on everyday purchases. However, unless you're set on redeeming points for gift cards, saving them for high-value travel redemptions with transfer partners remains the best strategy.
That said, if you’re looking for quick savings, these 10% discounts on select gift cards are worth considering. Just make sure to redeem before December 31, 2025.
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