Citi’s No Annual Fee Cards and the Strategy Behind How to Get Them

Whether you’re looking to reduce your annual fees or boost your ThankYou points earnings, Citi offers two excellent no-annual-fee cards that can add thousands of extra points to your balance every year. But there’s a strategy to getting them without locking yourself out of getting another sign-up bonus in the next 24 months. Here’s what you need to know.

Stack LifeMiles Promotions to Save on Incredible Awards (Lufthansa First Class: 33k Points + $665)

LifeMiles is currently hosting two incredibly lucrative promotions at the same time. First, you can convert Citi ThankYou points to LifeMiles and receive a 25% bonus. Second, you can receive another 115% bonus when transferring LifeMiles to another account. The real fun begins when you combine both promotions. Stack these promotions to book Lufthansa first class awards to Europe by starting with just 17,000 ThankYou points.

Who is Eligible to Get a Bonus on the Citi Premier Card?

Are you eligible for the record-high 80,000-point bonus on the Citi Premier® Card? Like many card issuers, Citi implements a few policies that limit who can earn a lucrative welcome bonus. In this post, we’ll break down all the rules you need to know before applying for a ThankYou Rewards card.

All-Time High 80k Offer for Citi Premier Card

Citi recently launched a best-ever 80,000-point offer on the Citi Premier® Card for new cardholders! This card is often overlooked, but it can deliver huge value that makes it easy to justify its modest annual fee. You’ll earn 3X points at hotels, restaurants, gas stations, supermarkets, and on airfare. Plus, if you take advantage of the new $100 annual hotel credit, this card pays for itself!

Do Citi ThankYou Points Expire?

For most Citi ThnakYou cardholders, your points are safe from expiring as long as you keep your account open. If your account is closed or downgraded to non-ThankYou points earning card, you’ll only have 60 days to use your points before they expire.

Transfer Citi ThankYou Points to Flying Blue With a 25% Transfer Bonus

Now through April 16, 2021, Citi cardholders can convert ThankYou points to Flying Blue miles and receive a 25% transfer bonus. This opens the door to several lucrative redemption opportunities, including business class flights from the U.S. to Europe for only 43,000 points each way or intra-Europe flights from 4,000 points one-way. If you know how to utilize Flying Blue miles, this transfer bonus is an awesome opportunity.