AMEX Adds 12 Week Rewards Clause to Some Co-Brand Cards AMEX Adds 12 Week Rewards Clause to Some Co-Brand Cards

AMEX Adds 12 Week Rewards Clause to Some Co-Brand Cards

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American Express has modified the terms and conditions of its Delta, Hilton and Starwood co-brand credit cards. The amendment adds an up to 12 weeks clause for rewards posting to your account and is effective November 1, 2017.

Credit Cards


Why Has American Express Done This?

American Express has not given a reason why they have brought in the changes. Although speculation points this in the direction that it gives them a little more time to review and inspect spending patterns, to make sure there is no abuse of meeting spend requirements.

Scary Precedent

This has the potential to set a scary precedent; if after some time AMEX thinks that whatever goals they had were successful, there is the chance they may decide to extend the 3-month wait clause to all their cards, and perhaps take it even further where they award points on a delayed basis each month. This would be a severe blow especially if you are trying to rack up some points quickly for a particular redemption.


Delaying points by up to 12 weeks is a significant announcement — especially if you're looking to rack up points for a short-term award quickly. Only time will tell how this situation develops but hopefully there won’t be more negative changes.

Source: Doctor Of Credit

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