AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. Enrollment is required for select Amex benefits. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
Running a business often means looking for ways to maximize value in every corner: cutting unnecessary costs, stretching your dollars, and getting the most out of every tool in your wallet. If you carry The Business Platinum Card® from American Express, there’s a practical perk that’s easy to overlook but worth taking advantage of.
You can use your card to get up to $120 in statement credits per year (up to $10 back per month) for wireless telephone service purchases made directly with a wireless provider in the U.S. It may not be the card’s flashiest feature, but it’s an easy way to offset a regular expense, if you know how to use it correctly.
Here’s what you need to know to maximize this benefit on your Business Platinum Card.
Page Contents
What Is the Amex Business Platinum Wireless Credit?
Put simply, American Express will reimburse you up to $10 per month in the form of statement credits when you pay your U.S. wireless telephone bill with your Business Platinum Card. If maximized, this can amount to a total of $120 in credits per calendar year.
However, this isn’t an automatic perk. Before taking advantage of it, you'll need to enroll your card. But just keep in mind that only the “Basic Card Member” (primary cardmember) or an authorized account manager can do this.
Once enrolled, you can then use your card (or employee cards on the same account) to pay for wireless telephone service purchases made directly with a wireless provider in the U.S., and you'll earn up to $10 per month worth of statement credits. It's that easy.
Related: Full Review of The Business Platinum Card® from American Express
What Purchases Qualify for the Amex Wireless Credit?
To receive the monthly Amex wireless statement credit, you must use your enrolled Business Platinum Card to pay for wireless telephone service charges. Charges must be billed directly by a U.S.-based wireless provider. Here's what qualifies, and what doesn’t.
Eligible charges
- Purchases for monthly wireless telephone service charges made directly from a wireless telephone service provider in the United States and U.S. Territories
Ineligible charges
- Hardware or equipment purchases, such as phones, tablets, or accessories
- Bundled services that include TV, internet, or VoIP
- Charges from Google Fi, or payments made through third parties, marketplaces, or retailers
- Any transaction not coded specifically as a wireless telephone service provider
In short, paying your actual wireless bill directly through your provider’s billing system is the best way to ensure you receive the credit.
How to Enroll for the Business Platinum Card Monthly Wireless Credit
Enrolling in the Business Platinum Card monthly wireless credit benefit is easy. Start by logging into your American Express online account. From the top menu, select Rewards & Benefits, then click Benefits.
Scroll down until you see the benefits listed under Your Benefit Highlights. Find the one marked Wireless Credit and click to enroll.
There is no need to specify which wireless carrier or to renew your enrollment. Once you've opted in, you're all set. Amex states that statement credits can take 6-8 weeks to arrive after your purchase posts. However, my experience is that it posts much sooner.
Can You Stack the Savings?
While the credit can be triggered with either the main cardholder's card or any employee cards, only one credit can be earned per month on each account. Therefore, stacking is not possible within a single account.
However, if you hold more than one Business Platinum Card, you can put one $10 payment on one card (or more than one) and then pay the rest with your other card. In this way, you can trigger the monthly credit on both accounts.
Don't Forget About Cell Phone Protection
In addition to the monthly statement credit, cardmembers who pay their wireless bill with the Business Platinum Card will also receive cell phone protection against theft and damage, including cracked screens.
Coverage includes up to $800 per approved claim, with a maximum of two claims per card account every 12 months. A $50 deductible applies to each claim. See your terms for exclusions that may apply.
Final Thoughts
The wireless credit on theBusiness Platinum Card is a simple, set-it-and-forget-it way to get value from a recurring business expense. If you’re already paying for wireless service each month (and let’s be honest, you probably are), it makes sense to use your Business Platinum Card to earn this $10 monthly credit. Furthermore, using your card for your wireless bills also unlocks valuable cell phone protection, which can end up being real money savers in the long run.
Small savings like this may seem minor in isolation, but over time, they contribute to the overall efficiency and value of your business spending. And when you’re managing a business, consistent wins like these can really add up.
- Limited Time Travel Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
- Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
- Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
- $695 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Earn 1.5X Membership Rewards® points on each eligible purchase of $5,000 or more.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 1.5X Membership Rewards® points on each eligible purchase with U.S. shipping providers.
- 1.5X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
