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Have you ever needed your Capital One credit card number but couldn’t find your physical card? Or maybe you're looking for a safer way to shop online. Capital One makes it easy by offering virtual credit card numbers — temporary, digital versions of your card that you can use for online purchases.
Let’s walk through how to find and use these virtual card numbers and why they might be the best choice for your online shopping.
Page Contents
Creating a Capital One Virtual Card
Generating a virtual card from your desktop is simple. First, log in to your Capital One account and navigate to the “I Want To…” menu on the right side of your homepage.
From there, scroll down to the “Control Your Card” section and select “Manage Virtual Cards.”
You'll see any existing virtual cards you've created. To make a new one, click “Create Virtual Card.” You may need to verify your identity before proceeding.
Once you've verified your identity, you can assign a nickname to the virtual card and choose whether the card should be used only once or at a single store.
But just keep in mind that a Capital One virtual card can only be used at one store; if you want to shop at multiple stores, you’ll need to create a separate virtual card for each.
After setting up your virtual card, you'll see its details, including the card number, expiration date, and security code, ready for use at the designated store.
Accessing Capital One Virtual Cards
Whether using a desktop or the mobile app, the process for accessing your virtual card remains the same. Start by logging in to your account and selecting the profile icon to access the Digital Wallet Manager. From there, choose “Create and manage your virtual cards” to view existing virtual cards or create a new one for a specific merchant.
On the mobile app, the Virtual Card Manager functions just like it does on desktop. Once logged into your account, you can quickly generate or easily manage virtual cards directly from your phone.
Other Virtual Card Options with Capital One
Eno
Eno is a browser extension that generates merchant-specific virtual cards linked to your Capital One account. Each card is automatically assigned to a single retailer.
To use Eno, download the extension for a supported browser (Chrome, Firefox, Edge, or Safari), log in to your Capital One account, and verify your information with your physical Capital One card. Once the browser is installed, you can begin customizing from there.
Paypal and Google Pay
You can also link your Capital One credit card to PayPal or Google Pay through the Digital Wallet Manager in your Capital One account. This adds an extra layer of security when checking out at online merchants that accept these payment methods.
Capital One Credit Cards That Offer a Virtual Card Number
One of Capital One's most valuable features is obtaining a virtual card number immediately upon opening an account. This feature can give you a head start on earning miles or cash back. A spokesperson for Capital One confirmed that most cards are eligible for a virtual card number.
Below are some personal Capital One cards offering a virtual card number. Clicking a card's name will take you to our review of that card.
- Capital One Venture X Rewards Credit Card
- Capital One Venture Rewards Credit Card
- Capital One VentureOne Rewards Credit Card
- Capital One Quicksilver Cash Rewards Credit Card
- Capital One Savor Cash Rewards Credit Card
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights when booking via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on all other eligible purchases
- 5X miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2X miles per dollar on all other purchases
- 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
- 5% cash back on purchases through Capital One Entertainment (through 12/31/2025)
- 1.5% cash back on every purchase, every day
Here are some of the business cards that offer a virtual card, with our review of each:
- Capital One Venture X Business
- Capital One Spark Cash Select
- Capital One Spark Miles for Business
- Capital One Spark Cash Plus
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights booked via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on other eligible purchases
- 2X miles per dollar on every purchase, everywhere, no limits or category restrictions
- 5X miles per dollar on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2% Cash Back on every purchase. 5% Cash Back on hotels and rental cars booked through Capital One's travel booking site.
Related: All of the Cards That Earn Capital One Miles
Final Thoughts
Virtual credit cards make online shopping safer by keeping your actual card details private. With Capital One, you can generate a unique card number for each store or even for a single-use transaction. Plus, Capital One integrates with PayPal and Google Pay for added convenience. If you're looking for a simple way to secure your online purchases, Capital One’s virtual credit cards are a great option.
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