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Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q3 2025 Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q3 2025

Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q3 2025

Skye Class
by Skye Class
August 8, 2025
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Reviewed byTyler Glatt

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We are finally seeing co-branded credit card offers for Q3 (which started on July 1). These targeted promos offer eligible cardholders bonus points or cash back. This time around, Chase is offering up to 7X total points on grocery, gas station, and restaurant purchases made between July 1 and September 30, 2025.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending

For these promotions, most cards earn 5X total points at grocery stores, gas stations, and restaurants. However, some cards offer better deals than others. Notably, eligible IHG One Rewards Premier Credit Card holders can earn 7X rewards. There’s a $1,000 spending cap at the bonus rate per card. That means you can earn up to 5,000 or 7,000 bonus points, depending on your offer.

Southwest Airlines cards have a completely separate offer this quarter, only offering 4% cash back on up to $40 in purchases. Food delivery cards also have unique offers, including up to 9% cash back on eligible travel purchases.

How to check for targeted Chase spending offers

Keep in mind that these offers are targeted. Some cardholders may qualify, while many others with the same card won’t. You’ll need to check each card individually with the activation links provided below to see if you’re eligible. You can also head to the Chase MyBonus landing page and enter your name, the last four digits of your card, and your ZIP code to check if any of your cards are targeted.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Co-brand Chase Credit Cards That Offer Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X or 7X points on grocery store, gas station, and restaurant purchases made between July 1 and September 30, 2025.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards — 4% cashback on purchases, up to $40 (activation link)

Chase Southwest Q3 25 Promo

Aeroplan® Credit Card — 5X points (activation link)

Chase Aeroplan 5X Q3 25 Promo

Avios-earning credit cards — 5X points (activation link 1, activation link 2)

Chase Avios 5X Q3 25 Promo

United Airlines MileagePlus credit cards — 5X points

Chase Southwest 5X Q3 25 Promo

Other United cards without a known activation link:

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards — 5X points

Chase Marriott 5X Q3 25 Promo

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

IHG One Rewards credit cards — 5X or 7X points

The IHG One Rewards Traveler Credit Card and IHG® Rewards Select Credit Card no longer seem to get the best 7X-point offer. Only the IHG One Rewards Premier Credit Card still gets 7X, while all other IHG cards get 5X.

Chase IHG 7X Q3 25 Promo

Other Chase co-branded credit cards

Some of these cards may have different spending categories from the standard categories for groceries, gas stations, and restaurants. Be sure to review your specific offer to see which categories qualify for bonus rewards.

Disney credit cards — 5% total Disney Rewards dollars

Chase Disney 5X Q3 25 Promo

Amazon credit cards — 5% cash back

Chase Amazon 5X Q3 25 Promo

Cardholders with an eligible Prime membership receive 5% back on Whole Foods Market and Amazon Fresh purchases. Those without a Prime membership receive 3% back.

Food delivery credit cards

Purchases made through DoorDash and Caviar do not count towards this promotion.

Chase DoorDash 5X Q3 25 Promo

Chase Instacart 9X Q3 25 Promo

Terms and Conditions for Chase Quarterly Card Promotions

Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

  • These promotions are available for purchases from July 1 and September 30, 2025.
  • Each card's 5X or 7X total points/miles bonus rate applies to up to $1,000 in spending.
  • Purchases must post to the relevant card by September 30, 2025.
  • Allow up to eight weeks after your qualifying purchases to receive your bonus points/miles in your account.
  • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

This quarter, Chase is offering co-branded cardholders the chance to earn up to 7X bonus points in select categories. Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex℠, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are finding multiple cards targeted, while others with the same cards aren’t seeing any offers at all. Each quarter, a number of cardholders have reported no targeted cards, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

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