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Chase Co-Branded Card Promotions for Q1 2026: Up to 10k Bonus Points or 7X on Groceries, Gas, and Dining Chase Co-Branded Card Promotions for Q1 2026: Up to 10k Bonus Points or 7X on Groceries, Gas, and Dining

Chase Co-Branded Card Promotions for Q1 2026: Up to 10k Bonus Points or 7X on Groceries, Gas, and Dining

Skye Class
by Skye Class
January 12, 2026
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Reviewed byTyler Glatt

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Chase has rolled out its Q1 2026 co-branded credit card spending offers, with two sets of targeted promotions that let eligible cardholders earn up to 10,000 bonus points or miles or up to 7X rewards.

Consumer cardholders can earn up to 7X total points or cash back on grocery, gas-station, and restaurant purchases made through March 31, 2026. Meanwhile, targeted business cardholders can earn up to 10,000 bonus points or miles after meeting a spending threshold by the end of the quarter.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending in Q1 2026

This quarter, Chase has introduced a new round of targeted promotions for both eligible consumer and business cardholders.

Some business card offers include earning 6,000 bonus points after spending $6,000, 10,000 bonus points after spending $10,000, and one less clearly defined offer to earn 3,000 bonus points with limited details. Once you register, all eligible purchases made between January 1 and March 31, 2026, count toward your spending threshold.

These promotions are in addition to Chase’s standard co-branded offers for consumer cards, which provide up to 7X total rewards on up to $1,000 in eligible spending between January 15 and March 31, 2026. This quarter’s special categories include gas stations, restaurants, and grocery stores.

Keep in mind that Chase’s co-branded card spending offers are targeted. Some cardholders may receive an offer, while others with the same card may not get anything at all.

You’ll need to check each card individually on the Chase MyBonus landing page to see if you’re eligible. Just enter your name, the last four digits of your card, and your ZIP code to see what's available to you.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Consumer Co-Brand Chase Credit Cards Offering Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X or 7X points on grocery store, gas station, and restaurant purchases made between January 15 and March 31, 2026. As of this time, we do not have any specific activation links for these offers, but we recommend entering your card details here.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards — 5X total points on grocery stores, gas stations, and dining

Aeroplan® Credit Card — 5X total points on grocery stores, gas stations, and dining

Avios-earning credit cards — 5X Avios on grocery stores, gas stations, and dining

United Airlines MileagePlus credit cards — 5X miles on grocery stores, gas stations, and dining

It's possible one of the following United cards might be eligible, too, though that's not the norm.

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards — 5X points on grocery stores, gas stations, and dining

Chase Marriott 5X Q1 26 Promo
Credit: Chase

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

IHG One Rewards credit cards — 5X or 7X points on grocery stores, gas stations, and dining

The IHG One Rewards Traveler Credit Card and IHG® Rewards Select Credit Card no longer seem to get the best 7X-point offer. Only the IHG One Rewards Premier Credit Card still gets 7X, while all other IHG cards get 5X.

Chase IHG 7X Points Q1 26 Promo
Credit: Chase

Other Chase co-branded credit cards

Lots of other co-branded Chase cards have participated in spending offers in previous quarters. However, we haven’t been able to confirm the exact bonus categories for Q1 yet.

But for reference, we’ve included the rewards from last quarter, and we recommend visiting the Chase MyBonus landing page and entering your card details to see which offers are available to you this time around.

Disney credit cards — previous quarters were 5% total Disney Rewards dollars on grocery stores, gas stations, and dining

  • Disney® Premier Visa® Card
  • Disney® Visa® Card

Amazon credit cards — previous quarters were up to 5% cash back on grocery stores, gas stations, and dining

Chase Amazon 5X Q1 26 Promo
Credit: Chase

Food delivery credit cards

Purchases made through DoorDash and Caviar do not count towards this promotion.

  • Instacart Mastercard® — previous quarters were 9% cash back on Chase Travel purchases, and 5% cash back on other travel, restaurant, and gas station purchases

Business Co-Brand Chase Credit Cards Offering Quarterly Spending Bonuses

These are the Chase co-branded business cards that offer an additional 1X in rewards as part of this promotion. If you were targeted and register, you’ll earn the bonus points or miles once you reach the spending threshold on all eligible purchases made between January 1 and March 31, 2026.

These are the cards with offers, and both potential registration links to check:

Chase United 6,000 Miles Q1 26 Promo
Credit: Chase

One card has a much better promotion, offering 10,000 bonus points after spending $6,000:

Terms and Conditions for Chase Quarterly Card Promotions

Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

  • 5X and 7X promotions are available for purchases from January 15 and March 31, 2026.
  • Each card's 5X or 7X total points/miles bonus rate applies to up to $1,000 in spending.
  • 6,000 and 10,000 bonus points/miles promotions are available for purchases from January 1 through March 31, 2026.
  • Purchases must post to the relevant card by March 31, 2026.
  • Allow up to eight weeks after your qualifying purchases to receive your bonus points/miles in your account.
  • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

This quarter, Chase is offering co-branded cardholders the chance to earn up to 7X bonus points in the usual categories. But new for this quarter is the chance for targeted business cardholders to earn an additional 1X rewards after reaching spending thresholds by March 31, 2026.

Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex℠, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are finding multiple cards targeted, while others with the same cards aren’t seeing any offers at all. Each quarter, a number of cardholders have reported no targeted cards, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

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