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When we reviewed the best credit cards for price protection, Chase cards came out on top. Sadly this will no longer be the case. Chase has quietly eliminated price protection and return protection from nearly all of its cards. When you visit the landing page of most Chase cards and click on Service & protection or Travel & purchase coverage, you will no longer see either benefit listed as a card feature.
The loss of Price Protection and Return Protection means you will no longer be able to:
- Claim back the difference if you make a purchase and see a lower advertised price within 90 days. The coverage was limited to $500 per item, and $2,500 per year
- Claim back $500 per item and a maximum of $1,000 per year on items the store won’t take back
Cards Losing Price and Return Protection
The following cards no longer offer Price Protection or Return Protection:
- Chase Freedom®
- Chase Freedom Unlimited®
- Chase Sapphire Preferred® Card
- Ink Business Preferred® Credit Card
- United℠ Explorer Card
- The Hyatt Credit Card
- United MileagePlus® Club Card
- Chase Slate®
- United℠ Explorer Business Card
Cards that Still Have Return Protection
When Did the Change Take Place?
Changes to price- and return protection took effect for most cards on June 1, 2018.
Although it's nice to have coverage in case you need it, this isn't the type of benefit that should have a big impact on which cards you use for everyday purchases in most situations. Over the long term, you'll gain more value by using a card that earns valuable rewards that you'll be able to turn into cheap travel in the future.
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