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Credit card welcome bonuses are often the biggest source of rewards points you’ll earn from a credit card — but only if you meet the minimum spending requirement in time. With everything going on in daily life, it’s easy to lose track of your progress toward that threshold. Did you spend enough? Did you spend it within the required time? Does the credit card fee count toward the minimum spending threshold? (Hint: It doesn't.)
Thankfully, Chase has made things simpler with a built-in “New account bonus” tracker in the Chase mobile app. With this Chase bonus tracker, card members can quickly see how much they have spent to date and how much more they need to spend to hit the minimum required amount to trigger their bonus.
Here’s how it works — and why you should use it.
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Where To Find the Chase Bonus Tracker
Previously, the new account bonus tracker tool was available for all new cards in the Chase mobile app and on the Chase website. However, Chase recently updated both of these, and it appears that the tracker is no longer available on the website. Instead, you can only view your progress through the Chase mobile app.
There are two different places where the tracker may be located, depending on the card you recently opened.
If you have a card that earns Ultimate Rewards:
- Log into your Chase account on the Chase app.
- Click the card that you want to see the tracker for.
- Scroll down and select “Benefits & Rewards.”
- Scroll down slightly until you find a widget labeled “New account bonus”.
If you have a Chase co-branded card:
- Log into your Chase account on the Chase app.
- Click the card that you want to see the tracker for.
- Scroll down and you should see the tracker located about halfway down the page.
What the Chase New Account Bonus Tracker Shows
The bonus tracker displays all of the information you need to ensure you receive your new account bonus points, including:
- The size of your new account bonus.
- The minimum spending requirement.
- Deadline date to meet the spending requirement.
- How much you have spent so far.
- How much you still need to spend to trigger the bonus.
Once you have reached the bonus threshold, all of the above information goes away. Instead, it displays a congratulatory message.
What Are You Risking by Not Keeping Track?
Right now, Chase is offering some great bonuses that would be a shame to miss. There is a 60,000-point Ultimate Rewards bonus on the Chase Sapphire Reserve®, a 60,000-point bonus on the Chase Sapphire Preferred® Card and a 90,000-point bonus on the Ink Business Preferred® Credit Card. It would be especially painful to miss out on any of these bonuses simply because you made a mistake tracking your spending!
- 10X points on hotels and car rentals purchased through Chase Travel℠
- 10X points on Chase Dining (including prepaid reservations and prepaid takeout purchased through Chase)
- 5X points on airfare purchased through Chase Travel℠
- 3X points on all other travel
- 3X points on dining at restaurants
- 1X points on all other purchases
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
- 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
- 1X point per $1 on all other purchases
Our Take
The welcome bonus tracker tool from Chase is incredibly useful. The new account bonuses on Chase's credit cards offer some very strong earning opportunities.
If now is a good time for you to open a new card — or if you have multiple rewards cards and are juggling spending on those cards to hit multiple welcome bonuses — the Chase bonus tracking tool makes monitoring your progress a lot simpler. From a quick glance, you can see precisely where you are on the road to securing a hefty new account bonus.
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Reserve® (Rates & Fees), Chase Sapphire Preferred® Card (Rates & Fees), and Ink Business Preferred® Credit Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
My card was approved just today. The physical card has not arrived in the mail but my online account is set up. The tracker does not show up on the app. Like a couple others, I am hoping is shows up once my card physically arrives.
Any idea how long the tracker takes to appear after applying.
Just approved for a new card, and tracker not showing (yet!). Kind of assuming it doesn’t necessarily show up right away. Does it take a few days? Until the physical card is printed? Sent?
Not that worried, just curious.
Good question! Perhaps it’s after the card is sent. In the screenshot in the article, the card account was opened just two weeks before. So, it should at least show up in that timeframe!
Unble to get to the link to check my “NEW ACCOUNT Bonus” stats. Today is my last day. I have called 3 times & 1 person said I had met the requirements, however, I need to see this to verify. I need the verification by letter or here online today to ensure I have met my “NEW ACCOUNT Bonus”. I need the tracker to visually see my progress.
Cynthia Rumbaugh
yes checking my bonus i never received when my chase account was active
Great info! I am going to apply for the Chase United Card soon.
A visual reminder of your progress is so useful!
One thing I noticed – Chase extended the bonus period by three months for all cards approved in March, but the tracker on my dashboard does not reflect that.
This a nice feature that Chase has introduced for point tracking. I guess it would be too much to ask for an email reminder, but then it would make it too easy. I know some other cards like AmEx will send you quarterly progress statements if you are trying to meet a point bonus requirement.
Just have to remember to bookmark the page!
This is helpful, I wish they had the same feature for co-branded cards. Any tips on how to check spend towards the signup bonus for cards like the United Mileage Explorer?
I’m not sure if Chase has a spending tracker for co-branded cards. But, we will definitely keep a lookout for this the next time we have a Chase co-branded bonus to track. For now, you might just have to do the “old school” way of tracking it.
I think Chase has one of the most user friendly websites for managing credit card rewards and also multiple cards from the Chase family. It would be nice to see this tool directly in the account info.
It would be nice if Chase also gave you the capability to see progress towards other account bonus offers besides just new account bonus offers. Now you have to do that yourself.
That’s a good idea. Amex has something similar but would be nice if it was more user-friendly.
This is certainly helpful; however, I noticed that the COVID extension never showed on the tracker.
Although the app makes it pretty easy to keep track of your progress toward the minimum spend, this is even better. I also like to open new accounts when I have a big purchase coming up. When one transaction can take care of the minimum spend, there’s no need to keep track at all. (But I know that is not always possible!)
Yes. I think this is a great tip for newcomers to pursuing credit card signup bonuses. Try to foresee larger purchases and time the opening of cards with those, if possible, in order to simplify and ensure you meet the spending requirement.
I found this feature extremely useful when I got my sapphire reserve card. It was nice to easily see how much I still needed to spend to reach the bonus.
This is a great new addition by Chase for their customers. Along with the fact that they increased the time for the spend bonus due to Coronavirus, Chase is endearing itself to its customers.
I wonder whether this is one of the pandemic sweeteners.
I think you are probably right – It definitely looks that way.
Ainda não tive tempo para olhar e ler todo o regulamento e ofertas. Porém achei muito interessante o que já li.