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Chase offers one of the most comprehensive credit card portfolios out there, with many of its cards ranking among the best cards for each spending category. But with so many lucrative products on offer, Chase customers regularly run into the issue of having to juggle multiple account logins—particularly when holding both business and consumer cards.
To simplify things, Chase has recently added a new feature to its online account center. Customers can now easily combine multiple logins into one—including personal and business accounts. Now you only need to remember one password!
Combining Two Accounts
Before this new feature, combining online account logins was possible, but it always required a phone call. But now you can do this new method online in a matter of minutes.
To combine two Chase logins, start by logging into the account you want to keep—preferably on a desktop. Note that if you're joining a business login and a personal login, you'll have to keep the business login and add the personal account. You can't add a business login to a personal login. Whether you're logged into your personal or business account when submitting the request, you'll get the same options:
Select the menu icon in the upper left corner.
Then select the ‘Secure Messages' option.
Once you're in your account's Secure Message Center, select ‘New Message'.
In the ‘What is this about?' dropdown menu, you'll find the option ‘link another username to this one'.
At this point, a form will appear for you to complete with the login credentials for the second account. Once this is submitted, your two accounts should be fully combined within a few business days.
As part of the process, Chase asks you to confirm “I'm the owner of both of these accounts and that they're registered under my Social Security or tax ID number.” That means you can't combine the individual accounts of a married couple into one login.
Combined Account Usability
Once you've successfully combined your Chase accounts, you can view all of your personal and business accounts in one place.
A combined business/consumer login on a desktop looks like this:
This is a welcome change for Chase customers. The previous method of combining logins could be confusing and convoluted, which meant that many people didn't bother going through the trouble. This new method makes it much easier, which hopefully translates into a more streamlined banking experience.
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