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New eBates members can earn American Express Membership Rewards points instead of cash on eBates purchases. Currently, 1% cash back equals 1X Membership Reward points; a minimum of 500 points is required to transfer points from Ebates to American Express. All Ebates purchases are eligible to earn Membership Rewards points, making it a great way to earn bonus points on all online purchases.
As of now, only new Ebates members are eligible to earn Membership Rewards points on Ebates purchases. These users must link a personal Membership Rewards earning card (business cards aren't eligible) to their Ebates account and use it to pay for their purchase. In practice, though, members are still being awarded bonus points when using another, non-American Express card at checkout.
Further, Ebates is offering 1,500 bonus points to new members who make purchases totaling at least $25 within the first 90 days of account opening. This works for referrals too, so some members may consider this closer to $50 in value if signing up through a friend's referral link.
Key Terms
- Create a new account that earns Membership Rewards
- 1,500 MR signup bonus after $25 in purchases made through the Ebates shopping portal within 90 days of account opening
- Earn Membership Rewards points on all purchases through Ebates
- Minimum of 500 Membership Rewards points to transfer from Ebates to Membership Rewards
- Only new Ebates accounts eligible, though this may change in the future
Our Take
This is a great deal for anyone who has a Membership Rewards earning card and shops online. Membership Rewards points are often worth more than 1 cent per point, making it almost always worthwhile to earn Membership Rewards points instead of cash back when shopping through Ebates.
Additionally, Ebates frequently runs promotions for hotel chains, online stores, and other vendors. For example, a few weeks ago, Ebates offered 10% cash back (or 10x Membership Rewards points) per $1 spent on Marriott purchases. This means that Ebates members can earn huge returns on these promotions, so keep your eye on the Ebates site for future deals.
Still prefer cash back? Consider applying for an American Express Platinum Card® by Charles Schwab. This card lets cardholders cash out Membership Rewards points at 1.25 cents per point, meaning that you'll earn an extra 25 percent cash back by earning Membership Rewards through Ebates.
Source: Doctor of Credit
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