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Offers for the IHG® Rewards Select Credit Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
The offer on the IHG® Rewards Select Credit Card is no longer available through this site. You can see a review of IHG's new premium card here.
It looks like the life of the IHG® Rewards Select Credit Card may be in question. We can't find the card directly linked at Chase.com, but a google search does drive mentions of the card. At the same time, the links we have on the blog here continue to work. The IHG Select Card is one of our favorite cards, especially when we're looking for a sweet spot within IHG Rewards Club.
What Does This Mean / What Happens Next
While nothing has been officially announced, according to unconfirmed reports, Chase is planning on rolling out two new IHG credit cards: a mass market version with an annual fee of $29 that earns 5X per dollar spent at IHG properties, and a more premium version carrying an $89 annual fee that earns 10X per dollar at IHG properties. Current rumors confirm the premium version will come with a reward night certificate, which is one of our favorite perks of the current card product.
What To Do Next
If the IHG Select Card was part of your list now is the time to get it; how long it remains available to new applicants remains to be seen. Picking up an annual reward night certificate each anniversary year, as well as 60,000 bonus points associated with a signup bonus is a fantastic value and will potentially give you a couple of nights at a high-end IHG property, which generally could run to several hundred dollars.
Our Take
Unusually, it seems that IHG is taking lessons from the United Kingdom market—where it has had two credit cards for some time—and its recent surveys of its customers.
In the UK market, the IHG Select Card is the mass market card, which has no annual fee and comes with a very little bonus, complimentary Gold status, and a marginally worthwhile point-earning rate. The premium version is the IHG Rewards Club Premium Credit Card, which comes with a reward night certificate, Platinum status, and a hefty annual fee of nearly $141.
Ultimately if IHG and Chase are going to keep a premium version of the card, the reward night certificate and complimentary status will have to stay, otherwise, it would not be attractive at all. The final product and its benefits remain to be confirmed, but we expect more suspicions until it is official.
Source: Doctor of Credit
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