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The Marriott Bonvoy Bold™ Credit Card is a solid option for casual Marriott travelers who want access to basic perks without paying an annual fee. Marriott's entry-level rewards card now features a signup bonus of 30,000 points, complimentary Silver Elite status, and no foreign transaction fees. Even better, it's the only no-annual-fee Marriott credit card available to members.
In this post, we'll share how the card stacks up against other options. Also, we will (attempt to) clarify the complicated rules that determine who is eligible for the current offer.
The Current Bonvoy Bold Card Offer
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Pay no annual fee with the Marriott Bonvoy Bold™ Credit Card from Chase®!
- Earn up to 14X total Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
- 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
- 2X points on other travel purchases (from airfare to taxis and trains)
- 1X point on all other purchases
The Bonvoy Bold is not as feature-rich as its Marriott co-brand stablemates. But, there are still a few benefits that add value—especially for a card that doesn’t charge an annual fee.
You’ll also have access to a range of travel and purchase protections courtesy of Visa. These include baggage delay insurance, lost luggage reimbursement, and trip delay coverage that kicks in after delays of 12 or more hours or an overnight stay.
Where Does The Bonvoy Bold Card Fit in Marriott’s Card Lineup?
The Bonvoy Bold is one of four Marriott co-brand cards. Two are issued by Chase:
And, the other two are issued by American Express:
As the only no-annual-fee Marriott card, the Bonvoy Bold sits at the bottom of the ladder both in benefits offered and the number of points earned:
- 3X points for every $1 spent at 7,000+ hotels participating in Marriott Bonvoy
- 2X points on other travel purchases
- 1X points on all other purchases
As a comparison, the other Marriott cards earn a minimum of 2X points per dollar on non-bonus spending and 6X points per dollar spent at Marriott properties. Plus, the two American Express-issued cards feature additional bonus categories. However, these Marriott cards aren't cards you want to put a lot of spend on. There are plenty of travel rewards cards providing a higher return on bonus categories and better cards for non-bonus spending.
Bonvoy Bold Application Restrictions
The terms and conditions for who can get the Bonvoy Bold are quite complicated. First, there's Chase’s 5/24 policy. This infamous policy prevents you from acquiring a Chase credit card if you’ve opened five or more new credit cards in the previous 24 months. On top of this, the Bonvoy Bold adds another layer of Marriott-specific restrictions.
Chase splits these rules into two sections; who can get the card and who can get the bonus. The rules for receiving the signup bonus are more restrictive than for qualifying for the card. It's possible you could get the Bonvoy Bold without the bonus. But, the card doesn't offer enough value to justify applying if you don't qualify for the signup bonus.
In short: if you qualify for the bonus, you qualify for the card.
We've summarized the Marriott card application rules for receiving the bonus into a more digestible format below, making it easier to determine if you qualify for the welcome offer on the Bonvoy Bold. The other cards in the Marriott family fall into one of three categories:
Cards That Don't Factor In
These are cards that don't have any impact on your eligibility for the Bonvoy Bold card at all. All of these cards are issued by Chase and are no longer open to new applicants. It doesn't matter if you have these cards now or had them in the past.
- The Ritz-Carlton™ Credit Card
- Marriott Bonvoy™ Credit Card ($45-annual-fee version)
- Marriott Bonvoy Business Credit Card ($45-annual-fee version)
- Marriott Bonvoy™ Premier Business Credit Card ($99 annual fee)
Cards You Can Have Currently
You'll need to wait 90 days after getting these cards. And you'll need to wait at least 24 months from the last signup or upgrade bonus:
- Marriott Bonvoy Business™ American Express® Card (formerly SPG Amex Business card)
- Marriott Bonvoy Brilliant™ American Express® Card (formerly SPG Amex Luxury card)
Cards You Cannot Have Currently
If you have any of these cards open, you won't be eligible for the new Bonvoy Bold card. We've noted the amount of time you need to wait after closing the card or after you received a welcome or upgrade bonus on the card.
- Marriott Bonvoy Premier Credit Card (formerly the Marriott Premier Card) — Wait two years after last bonus
- Marriott Bonvoy Boundless™ Credit Card (formerly the Marriott Premier Plus Card) — Wait two years after last bonus
- Marriott Bonvoy™ American Express® Card (formerly the SPG Amex personal card) — Wait 30 days after closing your account with Amex
If you’re struggling to make sense of the application restrictions for Marriott cards, never fear. We’ve put together an easy-to-understand guide to walk you through different application strategies for Marriott co-brand cards and how they might affect both the card you apply for and the timing of your application.
If you’re chasing a Marriott card for the 15 elite night credits and you don’t want to pay an annual fee, the Bonvoy Bold has you covered. If you're going to build a balance of Marriott points via spending on your card or you want better perks or an annual free night certificate, you will get better value from either of the mid-tier Marriott cards or the Marriott Bonvoy Brilliant Card.
Applying for the Bonvoy Bold will take a Chase 5/24 slot and lock you out of applying for other Marriott cards, at least for a bit. However, with the signup bonus and 15 elite night credits, this card is a great option if you don't want to pay an annual fee.
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