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One of the ways to use your bank points is by applying them to pay for Amazon purchases. The redemption rate is generally awful. So, Amazon incentivizes cardholders to use their points this way by offering promotional savings. The good news: you generally only have to use one point to trigger the savings.
You can save up to $20 off by applying as few as one bank point to the purchase. Or, you can get up to $15 credit for setting a particular type of credit card as your default payment. And some Amazon members can get a $10 credit just for adding a new credit card to your account.
Here are all of the promotions that we have found. These deals are targeted, so they won't work for everyone. If you aren't targeted, check the bottom of this post for some tips you can try to trigger the offers on your Amazon account.
Page Contents
- Amex: Use 1 Membership Rewards Point to get 20-40% Off
- Capital One: Use 1 Capital One Mile to get $20 Off
- Chase: Use 1 Ultimate Rewards Point to get $10 Off
- Discover: Use 1 Cashback Point to get up to $30 off
- U.S. Bank: Change Your Default Payment Method to Get $10 Off
- American Express: Add an Amex to Get $10 Promo Credit
- Mastercard: Add a Mastercard to Get $10 Promo Credit
- American Express: Change Your Default Payment Method to Get $10 Off [No longer available]
- Discover: Change Your Default Payment Method to Get $15 Off [Expired]
- How to Trigger These Offers
- Our Take
Amex: Use 1 Membership Rewards Point to get 20-40% Off
- Click here to see if you're targeted and activate
- Expires March 31, 2021—or when 17,000 customers use the offer
- Maximum discount of $40 on the 40% offer and $30 on the 20% offer
- Some members may be targeted for other offers
Capital One: Use 1 Capital One Mile to get $20 Off
- Click here to check if you're targeted and activate
- Get $20 off you spend at least $80 in eligible purchases
- Expires March 31, 2021—or when 50,000 customers use the offer
- Limited to products sold and shipped by Amazon.com (not third-party sellers)
- Eligible on purchases of gift cards (except Amazon.com gift cards)
Chase: Use 1 Ultimate Rewards Point to get $10 Off
- Click here to check if you're targeted and activate
- Get $10 off you spend at least $30 in eligible purchases
- Expires January 31, 2021—or when 45,000 customers use the offer
- Limited to products sold and shipped by Amazon.com (not third-party sellers)
- Eligible on purchases of gift cards (except Amazon.com gift cards)
Discover: Use 1 Cashback Point to get up to $30 off
- Click here to check if you're targeted and activate
- Get $30 off you spend at least $150 in eligible purchases
- Alternative offers for $15 off $100+ in purchases or $10 off $30+ in purchases
- Expires December 31, 2020—or when 50,000 customers use the offer. But, it seems this has been extended.
- Limited to products sold and shipped by Amazon.com (not third-party sellers)
- Eligible on purchases of gift cards (except Amazon.com gift cards)
U.S. Bank: Change Your Default Payment Method to Get $10 Off
- Click here to check if you're targeted and activate
- Change your 1-Click default payment method to an eligible U.S. Bank card
- A promotional credit of $10 will be applied to your Amazon.com account
- Credit expires March 1, 2021
American Express: Add an Amex to Get $10 Promo Credit
Targeted Amazon members are getting advertisements or emails to add an American Express card to their Amazon account to earn a $10 promotional credit toward future purchases. The $10 can be used for any subsequent purchase except for Amazon.com gift cards.
This offer is selectively targeted and there are a limited number of accounts who can claim the credit. So, it isn't going to be available to everyone. But, even if you aren't seeing an email or ad, you could try adding an Amex to see if it triggers the credit.
Mastercard: Add a Mastercard to Get $10 Promo Credit
Just like the Amex offer, some Amazon members are being served an advertisement or sent an email to receive a $10 credit for adding a Mastercard. By clicking through the ad or email and adding a valid Mastercard, a $10 credit will be applied to your account. You can use this credit on any purchase thereafter.
American Express: Change Your Default Payment Method to Get $10 Off [No longer available]
- Click here to check if you're targeted and activate
- Change your 1-Click default payment by December 31, 2020
- A promotional credit of $10 will be applied to your Amazon.com account
- Credit expires January 30, 2021
Discover: Change Your Default Payment Method to Get $15 Off [Expired]
- Click here to check if you're targeted and activate
- If that doesn't work, try this link
- Change your 1-Click default payment method to an eligible Discover Card
- A promotional credit of $15 will be applied to your Amazon.com account
- Credit expires January 15, 2021
How to Trigger These Offers
Not all accounts are targeted for these promotions, but—as Doctor Of Credit explains—you can sometimes prompt Amazon to target you for an offer that you weren't originally targeted for. Here are the steps to try:
- Go into your Amazon Wallet and delete the saved card(s) for the offer type for which you want to be targeted. For example, if you want to get a Citi ThankYou offer, you should delete all Citi ThankYou cards from your Amazon account.
- Then, add the card(s) back to your account.
- Once added, re-enroll in the relevant Pay With Points program.
It might take a bit of time for the program to become available. You might even have to check back every day for a week until you can access the offer. Remember to have patience and understand that not all Amazon accounts will be eligible for these offers.
Our Take
As more people rely on Amazon for household needs, these offers are nice and simple ways to save on Amazon purchases.
As mentioned, these are are all targeted deals and everyone won't be able to get them. If you aren't targeted, it's worth trying the steps above to try triggering these offers in your account. For those targeted, make sure to use these offers before they expire. If you don't have anything you need to buy immediately, these deals can all be applied to purchase any gift card except Amazon.com gift cards.
Note that many of these offers are reoccurring promotions. Many have already been scheduled to end more than once, before being extended with more accounts targeted. Some lucky members have been able to get these promotions more than once.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
There are so many great offers and unfortunately some can be slightly deceiving. You can be on your phone and see the “get $10 off by adding valid credit card”, which is the message I was receiving, and added a valid debit card, but didn’t receive a valid email, so didn’t qualify and unfortunately don’t have an AMEX. Oh well, next time!
It seems that lately – even if you are eligible for one of these discount offers – it can take not 24-48 hours but several days before the credit begins to show in your checkout page.
Even though some offers are expired others are worth looking into … Just found the blog section … I will need to check back more often now that I know about it…another great feature
Thanks! We work hard to keep these up to date with the latest offers.
Great to have this kind of interesting news here in the Award Wallet blog. Hope to be target to have this special gift.
I just used the AMEX offer but my offer was 50% off (up to $60). Real nice surprise as the item I really wanted was sold and shipped by Amazon and was a hundred bucks
Amex here we go! 20% off is a nice number. Christmas gifts!
Hmmm . . . I got targeted December 3 for 7 additional membership rewards points per dollar on Amazon purchases up to 2K through December 31, 2020, and the offer showed up on both my personal and business Amex cards (Plat and Gold on the personal side, Blue and Gold on the biz side). While the list of exclusions was a mile long, almost everything I ordered from Kindle e-books to groceries and clothing has triggered the “you just redeemed your Amex offer” emails. Be careful . . . I think these offers are meant to get you to spend where you would not have spent otherwise, since I somehow only do online shopping when these offers appear!
Did you complain to AMEX that the bonus offers are not actual / real?
Missed Amazon Prime Days, hoping Black Friday deals will do the same!
realmente llegué aquí para recibir millas y extender el vencimiento de mis milla advantage pero descubro un mundo de oportunidades,realmente muy interesante, los felicito!
Nice, very usefull 🙂
It seems that the offer is not as widely available as it seems. I guess that I have to carefully check my purchase before checking out because I will unlikely enjoy the offer again.
Interesting to have Amex, Chase, Citi and Discover doing this together. Someone could possibly really save a bunch if they have all 4 cards and are eligible. I was not invited to this party but maybe the next one. We are using my husbands Amex and getting some additional MR points from a deal they had on their own page.
With all the deals it really pays to have AwardWallet monitoring and also checking our credit card deals page.
Always you can find a good offer on Prime days. I think it’s good to see well your wallet.
I’ll try some of the suggestions but I’m not convinced I’ll get any deals, so many hoops to jump through. I’m not sure I need to purchase anything right now, I guess that’s the point! Encourage needless shopping.
Nice! Glad to see Chase is getting involved in these. I’ve gotten a few AmEx ones before (none of them worked for me this time, though… too slow I guess), but this is the 1st time I’ve seen one from Chase.
Wow, I’ll try! I want a new Kindle. My old one is dying haha
Unfortunately, I’ve never received a targeted offer from Amazon for any of these cards. Any more info on how to trigger these offers would be appreciated.
Is it possible that certain members are simply excluded?
I wouldn’t put too much weight in trying to manually trigger it. It truly is targeted. I’ve only gotten targeted once in my life. 🙁
My default card is my Discover it, since Q4 includes Amazon, but I already redeemed all of my points at the beginning of the quarter. I just enrolled my Freedom cards in Shop With Points, but it’s probably not worth the trouble to trigger the bonus, since I don’t see much value in Prime Day. None of the Prime Day deals have been interesting for me over the last four years, and it seems more like marketing bait fish trying to hook us. I’m currently reading The Next Millionaire Next Door, and that really puts Prime Day into its proper perspective.
Tried every trick known to man or beasts (bloggers) and still zippo. As much as I spend on Amazon you’d think they’d throw me an occasional bone.
That’s precisely why you’re not being targeted!
Mine is $10 to make amex default payment option.
I have received this offer more than once by doing the trick DOC mentioned above, i.e. remove the credit card from your Amazon account after you have used an offer, and then add back the credit card and re-enroll in the pay with points program.
I don´t understand why all these offers are only targeted to certain customers. I never seem to be the chosen one.
Don’t lose hope. I never am either but actually got targeted for the $50 of $150! Eventually it’ll happen.
That’s good, I’d like to buy Iphone with amazon , this offer would be very useful for me. Tomorrow apple will be publish their new iphone.
Can the AMEX new card registration and Membership Rewards bonuses be stacked>
It’s quite possible! We aren’t sure how Amazon (and perhaps Amex) are targeting these promotions.
Have deleted and added cards galore in an effort to be targeted, with ZERO success. It seems no matter I’m always ineligible 😤😢
Targeted for $5 off $30 using AMEX points 🙁
So frustrating to have all these opportunities squandered by institutions that love to divide people into categories for their own betterment.
MR is very useful to get this offer. but how is going on for the people which have no MR point 🙁 for example me.
But this also good offer.
I used the amex 1 mr point option a couple years ago and haven’t been able too again since 😫😫😫
I was targeted by Chase, have registered, and have finished shopping. the checkout process now tells me at least one of my items doesn’t qualify, hence no deal. Further it doesn’t indicate the offending item, but sends me to a list of non-qualifying items, none of which come close to my selections. Ugh.
I would wager that you were running afoul of this offer term: “Limited to products sold and shipped by Amazon.com (not third-party sellers).” You’re right that it won’t tell you which item doesn’t qualify, unfortunately. I had this problem as well. But, you just have to confirm individually that each item is sold directly by Amazon, and that’s not difficult. Once I removed the offending item, which was sold by a third-party, it worked fine.
This is a great deal if you can get targeted. Unfortunately, after using the Chase and AMEX deal once each, none of my other cards and subsequent DoC tricks work. But I’ve seen data points of other comments where they repeatedly use and get these offers. So I guess it’s very account specific.
I tried it and unfortunately my amex card does not apply to the 40% discount.
no sabia que con puntos de recompensas podia obtener descuentos en amazon. Gracias por la informacion, me es super util
Last time I tried to use the Discover Card discount, I was confused why the discount wasn’t apply for my order. Finally realized that the fine print that it’s only for items sold and shipped by Amazon.com
Any idea waht products does it work for or is the AMex offer dead
Is it just me, or does it feel like the offers are taking longer than usual to become available on an account after adding a card?
Had a 3 day wait after adding a Chase UR points card before the link for the $15 off 50 would “accept” me for the offer.
You should apply for the amazon prime black card, comes with 5% cashback, it’s better than this!
What’s the prime black card? I only know of the regular prime card which is also 5%
I love these promos! I am like others where I am rarely qualifying for them. When I did I took advantage of it as often as I could. I wish they would do this during the tax free weekend. I’m looking forward to Amex’s bonus miles when transferring into a partners account too.
Chase is coming up with some good promos lately. Amex has competition.
Thanks for the detailed instructions on how to use these promos!
Can you use these offers to buy Hotels.com gift cards, for example?
Double-check the terms and conditions, but generally yes. I have used similar offers to buy restaurant gift cards at a discount.
Love these shop with points deals (when they work for me).
You might be qualified for all of the offers if you had all of the cards mentioned above?
Quite possibly! However, we aren’t sure exactly how the banks/Amazon target users. So, it’s more likely that you won’t get all of them at once.
I’ve read about these wonderful offers for several years. Removed cards and dded them back a couple of times a year and I’m still waiting to get an offer. It certainly can’t be for a lack of spend.
Free Amazon money, easy to use, just have to be lucky and be targeted!
I’ve taken the time to look this deal over, and it seems to be good, except that I’m a bit concerned about Amazon’s obvious monopolistic practices. I can’t say it’s not very good though.
Excuse me, is this promo available just for US Amex cards? Thanks?
Hey Gaston, I’m not sure. My best guess would be yes, but I could be wrong. In any case, it’s quick to see if you’re targeted. Please let us know if anyone with an international Amex has access to this offer.
I’m able to Enroll to both AMEX and Discover but I don’t have those cards, I have Mastercard but no link is mentioned in this article to enroll with Mastercard.
Good point to get points . Would like to get one.
Wish i can get this offer. I’d like to buy something on Amazon.
Why does using some Disc CashBack this year disqualify me completely? That’s a real disappointment.
This is the typical business practice. I used discover cash on amazon purchases and I didn’t get the invitation. One of my family members didn’t shop amazon for over a year and she got the deal.
Would have been a great use for 1 point 😮
Wish I got targeted for this more often!
It’d be nice for using Chase, but Chase points are already the most flexible as is, so perhaps the other companies felt a need to get people to use their services instead of Chase.
Looks like a great use of 1 point if its offered to you.
Excellent discount! Thanks for the information!
No notice here. But a smoking good deal.
I’ve found that some (but not all) of these promotions work on buying giftcards. That’s a good way to lock in the discount before it expires.
So glad to see these Amazon bonuses. It seems like Amazon had removed most of their other cashback programs due to CoVid and the rise in purchases. So happy to see that some programs remains.
What other cashback programs have been removed?
I am a long time Amex card member and despite using it heavily, especially on Amazon, am never targeted for these offers. I will try the suggestions and see what happens!
I wonder how the eligibility criteria are established.
Yay, I’m targeted! Time to go shopping 🤗
Awesome post, was targeted for the Amex $10 offer. I am a huge fan of Amex offers. Over the years, I have probably saved 100s of dollars. Most of the time I am not targeted so glad I was targeted this time around.
I don’t see this one coming up. Is this targeted?
I got the not eligible message. Hopefully I can delete my cards and get it to work.
No good for me.
I got the ‘not eligible’ message but will delete the cards and add them back in as instructed to see if I can be eligible in the future.
I didn’t know I could use Citi points for amazon purchases.
Need to try it out now.
It’s generally a very bad deal outside of using one point to trigger one of these promos! Save the rest of those points for a trip.
Therefore, it is surprising that they allow the 1-point loop hole.
I would wager they know about the 1 point “loophole.” It’s probably still worth it for them, since once the connection is made your real-time points balance on the linked card is always shown on Amazon as a payment option going forward, in an attempt to always entice you to use the points. Don’t!. Not the best value. 🙂
I am never targeted with these. What gives. 🙁
Same here. I wonder what targeting strategy they use.
Agree. I’d also like to know. Maybe those who never use deals?
Too bad this isn’t available with the Amazon card from Chase.