Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards

Citi used to offer unmatched flexibility in credit card product changes, including the ability to switch between different card families. But recent rule changes have narrowed those options. That doesn’t mean product changes are off the table. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.

A Beginner’s Guide to Building a Credit Card Application Strategy

U.S banks play a huge role in the travel rewards ecosystem. Learning about credit card application rules won’t be the most exciting part of your points-and-miles education, but it’s hard to overstate the importance of building a healthy relationship with the banks for your credit card application strategy. In this post, we explain how to build a sustainable, long-term strategy.

Bad Flight or Subpar Stay? Here’s How To Get Fair Compensation From Airlines and Hotels

Exploring the beauty of a foreign country, flying to exotic locales in luxury, sampling outlandish foods, and opening yourself up to new experiences are the best parts of travel. However, reality can sometimes fall short of our expectations, and there are valid situations when travelers need reimbursement. If you've wondered how to get fair compensation for a bad hotel stay or a problematic flight, follow these nine steps.

How Far in Advance Can You Book Airline Award Tickets? Our Full Guide With Data Points for 50 Airlines.

Finding award availability can be a challenge on its own, but knowing how far in advance award space becomes available and which miles can book at what time can make things even more confusing. We address all that here, including strategies to maximize the likelihood of snagging the seat you want. We provide the booking window for all major carriers' loyalty programs as a great reference.