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United just launched a new welcome offer on The New United℠ Business Card (Rates & Fees). The limited-time bonus offers new applicants a six-figure stash of bonus miles and a Premier Qualifying Points (PQP) boost. That makes it a compelling option for travelers looking to earn elite status or book a high-value award flight.
Here are the details on this United Business Card offer — and how to decide if it’s the right time to apply.
- Limited-time offer: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
- $150 Annual Fee.
- 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
- Member FDIC
- Rates & Fees
- 2x on United® purchases
- 2x on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services
- 2x at gas stations, restaurants and office supply stores
- 1x on all other purchases
Page Contents
How Far Can 100,000 United Miles Take You?
The United Business Card offers new applicants 100,000 United MileagePlus bonus miles and 2,000 PQP after spending $5,000 on qualifying purchases in the first three months of opening an account. And this bonus can take you pretty far.
By booking through United MileagePlus, you're dodging the hefty fuel surcharges that other programs love to tack on — saving you cash on both United- and partner-operated award flights. This means you can travel on award tickets without the huge out-of-pocket expense charged by other Star Alliance programs.
Dynamic pricing on United-operated flights can make award costs a bit unpredictable. However, the 100,000 bonus miles plus the minimum of 5,000 miles you'll earn by reaching the sign-up bonus spending requirement is enough to get you a Polaris business class award ticket to Europe:
Another great way to redeem these miles is by flying south to destinations like Brazil, Argentina, and others in South America. Long-flights like this make the splurge for Polaris business class worth it.
Want more specific ideas of what you can do with these miles? Check out our unofficial United MileagePlus award chart to get an idea of what your awards might cost (since United doesn’t publish an official chart). And if you’re looking for the best ways to redeem your miles, our guide to United sweet spots highlights the top-value redemptions you won’t want to overlook.
Related: The Best Business Class Award Sweet Spots for Flights to Europe
Accelerate Your Way Toward United Elite Status
100,000 bonus miles is just part of the new United Business Card sign-up bonus. New cardholders who earn this sign-up bonus will also earn 2,000 Premium Qualifying Points toward United Premier elite status. To earn that many PQPs through United flights, you'd need to spend $2,000 before taxes and fees!
Plus, the United Business Card earns PQPs from everyday spending. You'll earn 1 PQP per $20 spent — up to 4,000 PQP per calendar year. By meeting this card offer's minimum spending requirements, you'll earn another 250 PQPs on top of the 2,000 PQP bonus.
Enjoy United, Travel, and Partner Benefits With the United Business Card
The United Business Card underwent a significant refresh in early 2025 — and with it came a host of new and enhanced benefits. Here’s a look at everything you get by carrying the United Business Card.
- Earning rates: 2X on United® purchases, 2X on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services, 2X at gas stations, restaurants and office supply stores, and 1X on all other purchases
- Free first checked bag: Save up to $160 per roundtrip — the primary cardmember and one companion receive one free checked bag each on United-operated flights when tickets are purchased with the card
- United Club one-time passes: Get 2 one-time United Club passes after account opening and each year on your card anniversary
- Priority boarding: The primary cardmember and companions on the same reservation can board before general boarding on United-operated flights
- Economy Plus seat upgrades: Earn 2 Economy Plus upgrades for travel within the continental U.S. after spending $25,000 in purchases each calendar year
- Complimentary upgrades on award tickets: Premier members (and up to one companion) are eligible for Complimentary Premier Upgrades on select United-operated award flights.
- Anniversary bonus miles: Get 5,000 bonus miles each year if you hold both the United Business Card and a personal Chase United credit card
- 25% back on inflight and Club premium drink purchases: Receive 25% back as a statement credit on United inflight food, beverages, Wi-Fi, and Club premium drinks
- Earn Premier Qualifying Points (PQP): Earn 1 PQP for every $20 spent on purchases, up to 4,000 PQP per calendar year
Statement credits and other perks
- United TravelBank credit: Earn $125 in TravelBank cash each calendar year after making five United flight purchases of $100 or more
- United Hotels credit: Get up to $100 back annually — $50 back on each of your first two prepaid hotel bookings made through United Hotels
- Rideshare credit: Receive up to $100 in statement credits each calendar year after enrolling — $8 back per month from January through November and $12 back in December (yearly opt-in required)
- Car rental TravelBank credit: Earn up to $50 annually in TravelBank cash — $25 for each of your first two Avis or Budget car rentals booked through cars.united.com
- Instacart credit: Get up to $120 per year — $10 monthly credit for purchases made directly through Instacart (through December 31, 2027)
- JSX flight credit: Receive up to $100 in statement credits each anniversary year for JSX flights booked directly with your card
- United FareLock credit: Get up to $25 back each anniversary year when you purchase FareLock on eligible United or United Express flights
Purchase and travel protections
- Trip cancellation/interruption insurance
- Trip delay reimbursement
- Baggage delay insurance
- Lost luggage reimbursement
- Auto rental collision coverage
- Roadside assistance
- Travel accident insurance
- Travel and emergency assistance
- Purchase and return protection
- Extended warranty protection
- No foreign transaction fees
For policy particulars, please refer to the United Business Card‘s Guide to Benefits.
Related: Full Review of the United Business Card
Who’s Eligible for the United Business Card Bonus?
Chase's 5/24 rule applies to the United Business Card; if you've opened five or more personal cards in the last 24 months, you're more than likely ineligible for this offer. Already have this card or nabbed its bonus in the previous 24 months? This offer's off the table.
This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the past 24 months.
But since it's a business card, it won't touch your personal credit or 5/24 count — ideal for stacking future Chase welcome bonuses.
Not sure if you qualify for a business card? Read our in-depth guide on how to get a business rewards card. Even if you only operate a part-time side hustle, you might qualify.
Related: Our Full Review of the United Business Card Card
Bottom Line
There’s a lot to like about the United Business Card. Considering all the benefits it offers, the annual fee is more than reasonable. And the welcome bonus alone is worth a lot. You can use it to fund incredible travel experiences, whether that’s a big trip in Polaris business class, budget-friendly domestic flights, or travel on partner airlines.
Just keep in mind that this is a limited-time offer, so think about whether this card can elevate both your wallet and your future travels before the bonus disappears.
- Limited-time offer: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
- $150 Annual Fee.
- 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
- Member FDIC
- Rates & Fees
- 2x on United® purchases
- 2x on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services
- 2x at gas stations, restaurants and office supply stores
- 1x on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: The New United℠ Business Card (Rates & Fees)
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