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One of the best and easiest ways to rack up a ton of points is through credit card sign-up bonuses. Also referred to as “welcome offers” by American Express, these one-time bonuses for opening a card and meeting minimum spending requirements can be quite lucrative. However, there might be times in which you are not eligible for a sign-up bonus.
Luckily, American Express offers a straightforward tool to determine if you are ineligible for a welcome offer. Here's everything you need to know about the Amex welcome offer eligibility tool.
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What Amex Cards Have Welcome Offers?
If you're hoping to rack up points and miles, you've probably considered taking advantage of a credit card's sign-up bonus. These one-time bonuses can be incredibly lucrative. Sign-up bonuses are a relatively quick way to earn points or miles.
Nearly every major card issuer offers credit cards with some sort of new cardholder welcome offer. American Express is certainly no exception.
The prospect of earning tens of (if not hundreds) of thousands of miles or points after reaching the qualifying spend threshold is very enticing. Unfortunately, you might not be eligible for every sign-up bonus. Luckily, American Express offers an in-application tool that takes the guesswork out of welcome offers.
What is the Amex Welcome Offer Eligibility Tool?
The American Express welcome offer eligibility tool will inform you of your ineligibility for a welcome offer prior to you submitting your application.
The welcome offer eligibility tool is not a tool that can be accessed at any time. You need to actively apply for an American Express card in order to use the tool.
How Do I Use the Amex Welcome Offer Eligibility Tool?
Once you've found the American Express card that fits your needs, simply begin the application process. If you are ineligible for a welcome offer, a box will appear on-screen during the application process. This on-screen box informs you of your ineligibility.
The Amex welcome offer eligibility tool will only appear during the application process. To use the tool, you will first want to find the American Express card that best fits your needs. Once you have done this, you can begin to apply for this card.
During the application process, prior to the final submission of your application, a box will appear on-screen to inform you that you are not eligible for that welcome offer. If you find out that you are not eligible for this offer, you can decide to end the application process without any effect on your credit. That is, American Express won't pull your credit report.
If the box doesn't pop up and your application is accepted, you can feel confident that you are eligible for the welcome offer — as long as you meet the spending requirements and don't break any Amex rules.
What American Express Cards are Included in This Tool?
Almost all Amex cards currently offer a welcome offer. As such, the welcome offer eligibility tool should pop up if you are not eligible for that card's welcome offer.
There is only one exception that will not trigger the Amex welcome offer eligibility tool. This is American Express' prepaid debit card, the American Express Serve® Card. And that's because the Serve Card does not have a welcome offer.
Why Would I Be Ineligible for an Amex Welcome Offer?
American Express will not allow an individual to receive a welcome offer more than once. If you've applied for an American Express card and taken advantage of that card's welcome offer in the past, you will not be eligible for that card's welcome offer again — at least for quite a few years.
Ineligible for Previously Holding an Amex Card
Let's say you applied for the Delta SkyMiles® Gold American Express Card in 2018. You took advantage of the current welcome offer at that time, used the card for a year, and then canceled the card.
The Gold Delta Amex currently offers new cardholders 40,000 Delta SkyMiles after you spend $2,000 in purchases on your new Card in your first 6 months.
That's a pretty enticing welcome offer. So, let's say you want to reapply for the Gold Delta Amex in hopes of securing that welcome offer. Unfortunately, you might be out of luck. American Express' current welcome offer policy is that you can only receive a specific card's welcome offer once in a “lifetime”.
With that said, you might be surprised how short a “lifetime” might be. If you signed up for the same Gold Delta Amex in 2012 and closed it in 2015, Amex may no longer have records that you held the card. That means you might be able to earn the welcome offer on that card again. This is where the Amex welcome offer eligibility tool can be clutch.
Amex's policy may also go beyond one single card product and apply to a series of cards. For example, if you held an Amex card that has since been discontinued, that card may prevent you from getting a successor card.
Therefore, the American Express welcome offer eligibility tool is quite helpful when you want to avoid applying for and receiving a card when you are ineligible for that card's welcome offer.
Other Reasons You May be Ineligible for an Amex Welcome Offer
Moreso, there are additional factors that may prevent you from receiving a welcome offer.
One question AwardWallet has received that is related to this tool is why an individual would not be eligible for a welcome offer for a card they've never held. Unfortunately, the answer to this question is not very straightforward. The best answer to this question can be found in the statement below.
The offer terms and conditions associated with an American Express card come with the following statement:
“Welcome offer not available to applicants who have or have had this Card or previous versions of the (Insert Card). We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.“
In short, Amex may not like how you've interacted with them in the past — whether or not you may feel that's justified. Amex won't let you know if you are on their naughty list. That makes the American Express welcome offer eligibility tool all that more critical.
What Are The Benefits of the Amex Welcome Offer Tool?
There are two benefits of the Amex welcome offer eligibility tool. The first is pretty obvious: to prevent you from opening a credit card for which you can't earn the welcome offer. The second, and arguably more important benefit, is avoiding a hard inquiry on your credit history.
Avoiding Hard Inquiries and Credit Scores
There are a number of factors that impact one's credit score. The two most important factors are payment history and credit utilization. One of the other factors is the number of hard inquiries or “hard pulls” found in an individual's credit history.
A hard inquiry or “hard pull” is defined by Experian as any instance in which “a creditor has requested to look at your credit file to determine how much risk you pose as a borrower.”
Hard inquiries stay on your credit history for two years. After two years pass from a hard inquiry, that inquiry is pulled from your credit history. Hard inquiries will negatively impact your credit score.
Preventing unnecessary hard inquiries is one of the benefits of the Amex welcome offer eligibility tool. The welcome offer eligibility tool informs you of your welcome offer ineligibility before your application is submitted. Therefore, American Express won't pull your credit history until you've confirmed your welcome offer status.
Current American Express Welcome Offers
At the moment, there are quite a few American Express cards offering rather lucrative welcome offers. Here are some of the top American Express welcome offers available to most first-time cardholders:
The Platinum Card® from American Express
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal. Enrollment required.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership (subject to auto-renewal) with a statement credit after you pay for Walmart+ each month with your Platinum Card®. Cost includes $12.95 plus applicable local sales tax. Plus Up Benefits are excluded.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only.
- $300 Equinox Credit: Get up to $300 back in statement credits per calendar year on an Equinox membership, or an Equinox club membership (subject to auto-renewal) when you pay with your Platinum Card®. Enrollment required. Visit https://platinum.equinox.com/ to enroll.
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR Plus at 100+ airports, stadiums, and entertainment venues nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Platinum Card®. Learn more.
- $100 Global Entry Credit: Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
- $300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel.
American Express® Gold Card
- Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- 4X points at restaurants, 4x at U.S. supermarkets (on up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or on amextravel.com.
- Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
- Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
- Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
- Choose the color that suits your style. Gold or Rose Gold.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- Rates & Fees
- 4X Membership Rewards® Points at restaurants, plus takeout and delivery in the U.S.
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 1X on other purchases
- Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
Delta SkyMiles® Reserve American Express Card
- Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
- Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.
- Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.
- Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter.
- Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
- With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
- Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
- Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Enjoy your first checked bag free on Delta flights.
- Earn 3X Miles on Delta purchases.
- Earn 1X Mile on all other eligible purchases.
- No Foreign Transaction Fees.
- $550 Annual Fee.
- Terms Apply.
- Rates & Fees
- 3X miles per dollar spent on purchases made directly with Delta
- 1X miles on every eligible dollar spent on purchases.
Here are some of the best ways to use those SkyMiles you earn as a part of this welcome bonus.
Delta SkyMiles® Gold American Express Card
- Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Enjoy your first checked bag free on Delta flights.
- Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
- Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- No Foreign Transaction Fees.
- With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
- Terms Apply.
- Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 6 months.
- Enjoy a $0 introductory Annual Fee for the first year, then $99.
- Enjoy your first checked bag free on Delta flights.
- Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
- Earn 1X Mile on all other eligible purchases.
- $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel.
- Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- No Foreign Transaction Fees.
- With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
- Terms Apply.
- Rates & Fees
- 2X Miles per dollar spent on purchases made directly with Delta
- 2X miles per dollar spent at U.S. supermarkets
- 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
- 1X miles on all other eligible purchases
Marriott Bonvoy Bevy™ American Express® Card
- Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- While this card requires higher monthly spending, 125,000 Marriott Bonvoy points go a long way.
- Earn 125,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
- Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- Earn 2X points on all other eligible purchases.
- 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy.
- With complimentary Gold Elites status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
- Marriott Bonvoy Bevy Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy™ Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a hotel participating in Marriott Bonvoy®. Certain hotels have resort fees.
- 15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy™ American Express Card® you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Plan It® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
- $250 Annual Fee.
- Terms apply.
- Rates & Fees
- 6X points on purchases at hotels participating in Marriott Bonvoy
- 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
- 2X points on all other eligible purchases
Here are some of the best ways to redeem Marriott Bonvoy points for luxury stays.
Marriott Bonvoy Brilliant® American Express® Card
- Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
- In addition to two 85K Free Night Awards after qualifying spend, the Marriott Bonvoy Brilliant Card offers cardholders Priority Pass Select and an application credit for Global Entry or TSA PreCheck every 4.5 years. Enrollment is required for select Amex benefits.
- Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) for eligible purchases made on the Marriott Bonvoy Brilliant Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
- Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select an Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Enroll in Priority Pass™ Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- $650 Annual Fee.
- Terms Apply.
- Rates & Fees
- 6X points on purchases at Marriott Properties
- 3X points at restaurants worldwide, including takeout and delivery
- 3X points on flights booked directly with airlines
- 2X points on all other eligible purchases
Hilton Honors American Express Card
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
- Earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- Rates & Fees
- 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
- 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
The Bottom Line
Credit card sign-up bonuses are a great way to earn tons of points or miles. Sign-up bonuses allow you to rack up points and miles in a short amount of time. However, you won't always be eligible for these sign-up bonuses.
Thankfully, American Express offers applicants a simple and free-to-use tool. When applying for an American Express card, applicants will be notified if they are ineligible for a welcome offer prior to submitting an application.
This prevents applicants from receiving a card with a welcome offer for which they are not eligible. It also allows applicants to avoid unnecessary hard inquiries which can impact their credit score.
Which American Express cards do you currently have? Are there any Amex welcome offers that catch your eye?
For rates and fees of the cards mentioned in this post, please visit the following links: The Platinum Card® from American Express (Rates & Fees), American Express® Gold Card (Rates & Fees), Delta SkyMiles® Reserve American Express Card (Rates & Fees), Delta SkyMiles® Gold American Express Card (Rates & Fees), Marriott Bonvoy Bevy™ American Express® Card (Rates & Fees), Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), and Hilton Honors American Express Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Platinum (vanilla), Gold (Rose), Green, EveryDay Preferred, Hilton Surpass, Hilton Honors (canceled in Aug to apply for EDP), Delta SkyMiles Gold, Blue Business Plus, and Charles Schwab Investor. I’m canceling the Platinum, Gold, and Charles Schwab Investor next year (Green & EveryDay Preferred are better fits), and I’ve my eye on the Hilton Aspire.
Wasn’t eligible and no one from Amex can tell me why. Says I should be…
Be very careful if you do cancel out of the application after finding you’re are or not eligible for the welcome offer. I did this and the next time I went to apply for the same card it took me a month to get out of an American Express agent that I supposedly declined the bonus. They never did give me the bonus only a smaller amount of points and “only” because I was a customer in good standing with a good history. I have made sure not to even try to see about the Amex Plat card until I am ready to get it. I don’t want to “claim” that I declined that welcome bonus!