Platinum Delta SkyMiles® Credit Card Review

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Offers for the Platinum Delta SkyMiles® Credit Card from American Express and Delta Reserve® Credit Card from American Express are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

The Platinum Delta SkyMiles® Credit Card from American Express is one of four personal co-brand Delta cards offered by American Express, and represents substantial value for cardmembers that can take advantage of the perks and benefits the card offers. Highlights include a round-trip domestic coach companion pass on account anniversary, bonus SkyMiles and Medallion Qualification Miles (MQM’s) when you reach spending thresholds, free checked bags, and priority boarding.

Platinum Delta SkyMiles® Credit Card from American Express
Platinum Delta SkyMiles® Credit Card from American Express
Annual Fee$195 Annual Fee ($250 if application is received on or after 1/30/2020)
Welcome Offer Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months.
  • 2X Miles per dollar spent on purchases made directly with Delta
  • 1 mile on every eligible dollar spent on purchases.

Welcome Bonus

New cardmembers can earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months (Terms Apply).
Delta Aircraft

Earning Potential and Category Bonuses

One of the areas where the Platinum Delta Amex falls flat is everyday earning rates on the card. You’ll earn 2x miles for Delta purchases, but outside of Delta, there are no bonus categories to maximize your earning potential; the card earns 1 mile per dollar on all other purchases. Despite its weakness as a card for earning miles on non-Delta spending, the card provides plentiful benefits to compensate for the annual fee of $195 ($250 if application is received on or after 1/30/2020). .

Platinum Delta Amex Feature Benefits

The Platinum Delta Amex is best suited to cardholders based in Delta hubs, or those that fly Delta on a regular basis but struggle to reach or maintain elite Medallion status. The added MQM’s and SkyMiles received from the welcome bonus (when you reach spending thresholds), provide a welcome boost for cardmembers chasing elite status and award travel. And taking advantage of free checked bags for the primary account holder and up to eight companions can readily account for the out of pocket expense of holding the card.

Miles Boost

Earn 10,000 bonus SkyMiles and 10,000 MQMs after you spend $25K in a calendar year, plus an additional 10,000 bonus SkyMiles and 10,000 MQMs after you spend $50,000 in a calendar year. That’s potentially 20,000 bonus miles and 20,000 MQMs, and while not everyone has the spending capacity to put $50K on a personal card, $25K is an achievable target for those folks attempting to reach status with Delta.

First Checked Bag Free

One of the pains of modern air travel is the associated add-on fees levied on everything from checked bags and in-flight entertainment to food and blankets. Holding the Platinum Delta Amex can help negate a significant portion of these fees when flying Delta by providing the first checked bag free of charge for the primary cardholder and companions traveling on the same reservation. For example, checked baggage fees for a family of four, at $30 per bag, will net you savings of $120 each way or $240 per round-trip flight.

Annual Companion Certificate

The certificate allows another passenger to fly with you free of charge, paying only fees and taxes of no more than $75 for round-trip domestic economy flights. Only the primary traveler accrues miles for the companion fare. Seats are limited to specific fare booking classes and companions traveling on a Delta Companion Certificate are eligible for complimentary upgrades.

Priority Boarding

Cardholders and companions traveling on the same reservation receive zone 1 priority boarding on Delta flights. While it may not appear a big-ticket perk, for those that value prime overhead real estate to store carry-on luggage, having your bag where you want it is a sweet perk. Priority boarding is limited to a maximum of nine passengers traveling on the same reservation.

In-Flight Savings

The Platinum Delta Amex entitles cardmembers to 20% off eligible pre-purchased meals, and in-flight purchases of food, alcoholic beverages, and audio headsets, on Delta-operated flights. The savings are issued in the form of a statement credit when you charge in-flight purchases to your Platinum Delta Amex.

The card also advertises reduced fees for Delta Sky Club access as a feature benefit. However, you still pay $29 for the privilege, whereas you can get complimentary access to Sky Club when flying Delta with other cards.

Ancillary Benefits and Insurances

Visit the feature & benefits page of Amex’s website for policy particulars on each of the listed benefits.

  • Baggage Insurance Plan – Covers up to $1,250 per person for carry-on or $500 for checked baggage, including up to $250 for high-risk items.
  • Car Rental Loss and Damage Insurance – Coverage is secondary up to a maximum of $50,000 per rental (we cover cards offering primary auto rental cover in this post)
  • Extended Warranty – Extends warranty coverage on purchases that come with an original U.S. manufacturer's warranty of 5 years or less for up to 1 additional year, up to $10,000 per item and $50,000 per calendar year
  • Return Protection – Covers returns up to $300 per item and $1,000 per calendar year for U.S. purchases
  • Purchase Protection – Covers purchases made with the card against theft or accidental damage for up to 90 days and $1,000 per occurrence, max $50,000 per calendar year

Application Restrictions

As with all Amex credit and charge cards, you can only receive the welcome bonus on the Platinum Delta Amex card once.

“Welcome offer not available to applicants who have or have had this Card. We may also consider the number of American Express Cards you have opened and closed as well as other factors in making a decision on your welcome offer eligibility.”

If you have held this card in the past, there is zero chance of you receiving the welcome bonus for the second time.

The good news is that Delta is the most generous legacy carrier when it comes to the number of co-brand cards available, and holding one Delta co-brand card does not preclude you from applying for either the business version of the same card or another card in the Delta Amex lineup. The other Delta cards on offer include:

Amex also counts some restrictions on the overall number of credit cards you can hold at any one time which we cover in more detail in our post explaining credit card application restrictions.

Final Thoughts

The Platinum Delta Amex is our personal favorite of the Delta co-brand cards. With the opportunity to earn additional bonus SkyMiles and MQMs when you cross spending thresholds, the Platinum Delta Amex can help boost your chances of reaching Medallion elite status. The card is one of the only ways of earning MQMs outside of butt-in-seat miles on Delta flights. The free checked bags for cardholders and companions can easily offset the annual fee of $195 ($250 if application is received on or after 1/30/2020), and the companion fare can be a valuable perk if you can navigate the modest restrictions on redemptions.

Platinum Delta SkyMiles® Credit Card Review
5 (100%) 3 votes
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  • LTOs for this 70k bonus occur fairly regularly, but that said, it’s still the highest ever offered, AFAIK. Regardless, any time one can earn enough miles for an int’l RT in main cabin, or OW in J, it’s a good sign-up offer.

  • So, another article on Delta, interesting.

  • Although I might get this Card someday for the sign up bonus, I agree it would be nice to have bonus categories or something to get better value from regular spend. I only travel with a carryon bag that fits under the seat. So waived checked bag fees and priority boarding are not benefits.

  • The 70K is a good offer. It appears they’ve been trying to boost up the sign in bonuses lately, I recall seeing a 60K on the gold one.

  • good review.

  • I assume the annual fee isn’t waived the first year, since you didn’t mention it. Can the companion certificate be transfered (Is it a code or printable coupon?), or is it tied to your Delta credit card?

  • This appears to be a pretty decent value offer.

  • Exactly the card I’m applying for next.

  • Lots of appealing things for those that carry everything with them….free checked luggage and priority boarding to get your hand baggage up in the locker before others do!

  • We do have this card and enjoy the companion pass and extra perks for spending on it. Wish they would not have made the Diamond status unattainable via spend. 🙁

  • Not a bad offer for frequent Delta flyers

  • I have the Gold Delta Skymiles card. I only use it to purchase Delta tickets once or twice a year. I keep this credit card to avoid baggage fees.

  • signed up 2 years ago and got the bonus! haven’t found a use for the miles though. Thanks!

  • Don’t see how this card makes sense at 1 mile per dollar. Sure you get 10k bonus at a 25k spend but that means you’ve given up 25k points on another card that gives 2x per dollar let alone some other cards that give 3 or 5x for some categories. This is a one and done card for the initial signup bonus only then cancel.

  • Goddey Niamke-Bervell says:

    I have this card and also have the delta gold. Is it worth keeping both when it is time to renew? I don’t travel that much maybe 2 or 3 times a year.

    • If the benefits don’t cover the cost of holding the card then it’s worth considering your options. These cards are best suited to folks regularly traveling Delta that can take advantage of the free checked bags, priority boarding, etc.

  • Thanks for the info

  • I am not sure if delta miles are worth earning beyond the sign up bonus.

  • IMHO, 70K bonus miles has to be taken fairly seriously, especially as I like to travel in the pointy part of the plane when going to Europe. 🙂

  • As Howie said, the annual fee is not waived. However, it’s possible to get $25 off the fee plus an extra 2K miles. By making a purchase on Delta’s website you get a $100 statement credit. My purchase was to buy 2K Delta miles at the somewhat high price of $75. After that my $100 credit kicked in. So I got a total of 72K Delta miles and the annual fee was reduced to $170. ($195+$75, minus $100)

  • Thanks for the review!

  • This was a terrific card until this year’s devaluation of its capacity to facilitate a waiver on the amount of money spent to achieve Diamond Medallion status. The spend requirement went from $25K to $250K.
    My Delta Co-Branded Platinum card consequently went from daily use to useless. The account is now downgraded to a “Blue” level, and the card will soon be fed to the shredder.

  • Flying to London in October to see Eagles/Jaguars and go around UK.
    have miles at both American and Delta. flying from SFO. any advantage to using one over the other? thanks!

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