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You can earn up to 10% back at Best Buy when using Chase Pay with your Chase Freedom® card. During this promo, you will earn an extra 5% back for up to $300 of purchases at Best Buy. This would give you an effective 10% back since Chase Pay is already a category bonus this quarter for the Freedom Card card. If you are interested, you will have to put together your shopping list pretty quickly since the offer is only valid through February 4, 2018.
- Promo valid through February 4, 2018
- No registration required
- During the Promo earn an extra 5% when using Chase Pay at Best Buy
- The bonus earning is valid on $300 of qualifying spending
- Offer only applies to Chase Pay payments made using the Freedom Card
- Promo is valid for in-store purchases only
How The Promo Fits With Chase’s Quarterly Bonuses
This quarter Chase Pay is a 5% bonus category for the Freedom Card. The bonus applies to the first $1,500 of purchases. To earn 10% back on $300 worth of qualifying purchases, the amount must fall within the $1,500 quarterly bonus. For instance, if you have already spent $1,200 using Chase Pay, and then spend another $300 at Best Buy using Chase Pay, you will earn 10% back on that spending.
If you have already maxed out your $1,500 spending with Chase Pay this quarter, you will only earn 6% for Best Buy purchases using Chase Pay (5% bonus + 1% standard earning).
Maximizing Your Value
If you want to squeeze out every last cent of value from this offer, you should maximize your $1,500 Chase Pay category bonus at other retailers, then earn 6% back at Best Buy. This will give you a total of $93 back (5% of $1,500 plus 6% of $300).
Opting to include the $300 as part of your quarterly bonus quota would only earn $90 of value (5% of $1,200 plus 10% of $300). While $3 is hardly worth getting excited over it is still better than nothing.
This offer is a nice little bonus if you've got a Freedom Card. If you want to maximize all your value, then just use up your quarterly category quota, then make your Best Buy purchases. If on the other hand, if you don’t think you will hit all your $1,500 worth of spending this quarter, then max out your earning at Best Buy with up to 10% back.
Source: Frequent Miler
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