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Few business cards are quite like The Business Platinum Card® from American Express. With a plethora of travel perks and business statement credits, there is no question that the card provides plenty to offer. But are all of its offerings enough to justify its new $895 annual fee (Rates & Fees)?
After the recent Business Platinum Card overhaul, that's a calculation each existing and potential new cardmember needs to determine for themself. However, we'll walk through its benefits, earning rates, welcome offer, and all its statement credits to see if it justifies its cost in our full review of the Business Platinum Card.
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
Page Contents
- Business Platinum Card Pros
- Business Platinum Card Cons
- Business Platinum Card Welcome Offer
- Business Platinum Card Benefits
- No preset spending limit
- Lounge access
- Get 35% back when redeeming Membership Rewards for flights
- Hotel elite status and car rental savings
- Amex Fine Hotels + Resorts® and The Hotel Collection
- Save over $3,500 annually on business expenses with the Business Platinum Card
- Business Platinum Card travel insurance coverage
- Business Platinum Card Earning Rates
- Redeeming Points With the Business Platinum Card
- Application Restrictions
- Cards That Compete With the Business Platinum Card
- Bottom Line
Business Platinum Card Pros
- Access to the American Express Global Lounge Collection®, which includes The Centurion® Lounge
- Over $3,500 in valuable annual credits
- High points welcome offer
- Points are transferable to a great array of travel partners — and for great value
Business Platinum Card Cons
- $895 annual fee (Rates & Fees)
- Poor return on everyday spending
- Welcome offer has a high minimum spending requirement
- Not all credits may be useful for your business
Business Platinum Card Welcome Offer
The Business Platinum Card currently offers the following welcome bonus: 200,000 after you spend $20,000 in eligible purchases within your first 3 months of Card Membership.
This is the best publicly available offer we've seen in this card's history. However, it's possible you may be targeted for something different when you click on the application link.
Based on the actual bookings made by AwardWallet users, Membership Rewards have provided 1.97¢ each in value. At this rate, a 200,000-point welcome offer is worth nearly $4,000. That means the welcome bonus alone is worth the annual fee for multiple years of Card Membership.
The downside is that the minimum spend requirement to earn the welcome offer is relatively high. You'll need to make sure you can spend this amount within the required timeframe.
Related: The Best Small Business Credit Card Bonus Offers This Month
Business Platinum Card Benefits
The Business Platinum Card offers numerous travel benefits and annual credits. Let's walk through each of the primary perks in detail.
No preset spending limit
The Business Platinum Card is not a traditional credit card. Instead, it has no preset spending limit. There are positives and negatives to this.
With a traditional credit card, you'll get a credit limit (for example, $15,000) and can't spend past that amount until you pay off some of the balance. With no preset spending limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history. This doesn't mean unlimited spending capacity, but it does mean you aren't likely to hit a wall with spending the way you would with traditional credit cards.
However, you need to pay your full balance each month on this card — unless you enroll in Pay Over Time and have eligible purchases that you can opt to pay later, in exchange for paying interest on the balance you carry.
Note: Eligible charges can be included in a Pay Over Time balance, up to the Pay Over Time Limit. All charges not added to a Pay Over Time balance or monthly payment plan or Cash Advance balance must be paid in full each month by the payment due date. Pay Over Time only applies to eligible charges meeting minimum transaction amounts for certain cards.
Lounge access
American Express operates its own Centurion Lounge network with more than a dozen U.S. locations and almost as many international locations. Business Platinum Card members enjoy complimentary access to Centurion locations within three hours of flight departure.
Sadly, Amex ended the complimentary guest access policy in early 2023. You can still bring guests into the Centurion Lounge, but you'll have to pay $50 per guest (children between 2 and 17 years of age cost $30). However, you can earn complimentary guest privileges by spending $75,000 or more on purchases with your card each year. After doing so, you'll be able to bring two guests in to Centurion Lounge locations at no charge.
In addition to offering access to Centurion Lounges, Business Platinum Card holders get access to additional lounges through the Global Lounge Collection. Cardholders can visit Delta Sky Club® lounges but must have a boarding pass for a same-day flight with Delta Air Lines to allow access. Your card doesn't provide free guest access, but you can purchase Sky Club access at $50 per person for up to two travel companions.
The Business Platinum Card also gives you a Priority Pass Select membership. This provides complimentary access to lounge locations within that network, with guest policies subject to each individual lounge (typically two guests). Complimentary access to AirSpace, Escape, Plaza Premium, and select Lufthansa lounges is also a perk provided by your Business Platinum Card. Guest policies vary for each of these lounge networks.
Enrollment is required for select Amex benefits.
Get 35% back when redeeming Membership Rewards for flights
One of the best Business Platinum Card benefits is the 35% “points bonus” (read: rebate) you receive on eligible flight bookings made through American Express Travel®.
Business Platinum Card members receive 3.5 Membership Rewards points back for every 10 points redeemed for any flight cabin on their selected qualifying airline (the same airline that receives the $200 airline incidental credit, discussed later). Cardholders can receive up to one million bonus points per calendar year with this benefit.
If this language sounds different from what you recall, remember that Amex devalued this benefit mid-September 2025.
You must redeem a minimum of 5,000 Membership Rewards points to receive the 35% rebate. American Express takes up to 10 weeks to deposit the rebated points back into your rewards account. It's required that you enroll in advance, including choosing your preferred airline.
One of the best aspects of this perk is that it lets you take advantage of first-class or business-class fare deals. Paying for cash fares using Membership Rewards with a 35% rebate is sometimes a better deal than transferring to airline miles and booking an award ticket.
After factoring in the rebate, you get an effective redemption rate of 1.54 cents per point. This is less than the average value AwardWallet users receive from their Membership Rewards points (currently 1.97¢ per point). However, factoring in the miles you earn on a cash fare can change the math substantially. Business and first class fares can earn a substantial number of miles, so make sure to factor this into the overall equation. Plus, this can also help you qualify for elite status.
Hotel elite status and car rental savings
The Business Platinum Card lets you enjoy elite status with three hotel chains and benefits with select car rental partners, including:
- Hilton: Enroll for complimentary Hilton Honors Gold elite status
- Marriott: Enroll for complimentary Marriott Bonvoy® Gold Elite status
- The Leading Hotels of the World: Enroll for complimentary Leaders Club Sterling status
- Avis, Hertz, and National: Enroll to receive status and perks, such as discounts, car upgrades, and even grace periods on late returns
Enrollment in hotel and car rental partner loyalty programs is required to enjoy the benefits offered by the Business Platinum Card. Additionally, you will have to visit the benefits section of the Amex website to activate your hotel elite benefits. Finally, you can use your card to earn rental car elite status for free, even matching this status to additional programs.
Amex Fine Hotels + Resorts® and The Hotel Collection
Between Amex Fine Hotels + Resorts® and The Hotel Collection, Amex provides a suite of benefits at over 3,000 luxury hotels around the world. Benefits through Fine Hotels + Resorts include:
- Room upgrade, based on availability at check-in
- Daily breakfast for two guests
- Check-in as early as noon, when available
- Guaranteed 4 p.m. late checkout
- Complimentary Wi-Fi
- Property credit, worth at least $100 per stay. Depending on the property, it may be for dining, spa, or some other experience.
The Hotel Collection benefits aren't as great, and these stays require a minimum of two nights. Perks include:
- Room upgrade, based on availability at check-in
- Property credit, worth at least $100 per stay.
- Check-in as early as noon, when available
- Late checkout, when available
You must book through Amex to receive these benefits.
Save over $3,500 annually on business expenses with the Business Platinum Card
The Business Platinum Card offers several valuable annual credits with specific merchants. Fully using these credits ensures you get the maximum value each year from your card. The issue is that not all the credits are useful to everyone. In fact, some credits are more difficult to use than others.
Enrollment is required for select Amex benefits.
Get up to $1,150 off Dell purchases
The Business Platinum Card offers up to $150 in statement credits on U.S purchases directly with Dell Technologies made with your Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year. This sums to up to $1,150 off eligible Dell purchases annually.
For a bit of historical context, this benefit was modified in July 2025.
Related: How to Use Your Dell Credits, Plus Ideas on What To Buy
Quarterly credits with Indeed
Your Business Platinum Card provides a quarterly statement credit of up to $90 when you purchase Indeed services. Quarters are defined as January through March, April through June, July through September, and October through December. This is up to $360 in annual savings. Enrollment is required to use this benefit.
This is likely less useful than the Dell credit for most businesses. However, if your company already uses Indeed for hiring, this is straight savings for your business.
Get up to $250 on Adobe purchases
Card Members get a $250 credit after spending $600 with Adobe across all purchases. You will no longer need to subscribe to either of the listed prepaid plans. Enrollment is required for this benefit. This is an annul credit based on the calendar year.
Save up to $120 per year on your wireless bill
The Business Platinum Card provides a credit of up to $10 per month when you pay for your wireless service with your card. Enrollment is required to enjoy this benefit.
Purchases must be made directly with a wireless provider. Service through wireless resellers will not qualify. Even factoring in the credit, it's possible to find a cheaper service through a reseller than directly from a major carrier and getting $10 back. Make sure that you do your due diligence on this one.
Related: First Steps After Your New Business Platinum Card Arrives
Get up to $600 in Fine Hotels + Resorts or The Hotel Collection credits
Similar to the personal version of the card, cardholders of the Business Platinum Card will receive up to $300 in statement credits twice per year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through Amex Travel when using their card. Note that The Hotel Collection requires a minimum two-night stay.
This is a new benefit for the Business Platinum Card, and can represent substantial savings for businesses that frequently travel for work.
Related: How to Use the American Express Platinum Card® $600 Hotel Credit
Get up to $200 in Hilton credits
In addition to the standard hotel credit, Business Platinum Card holders can get up to $200 in statement credits per calendar year, divvied up into $50 per quarter, on purchases made directly with a property in the Hilton portfolio. Enrollment is required.
To be eligible for this credit, you'll need a Hilton for Business membership. If you don't already have one, you will be registered for one once you enroll in the statement credit.
Get reimbursed up to $200 each year for airline incidentals
The Business Platinum Card offers a credit of up to $200 each year that reimburses you for common incidental expenses with your airline of choice. Qualifying airlines include Alaska Airlines, American Airlines, Delta Air Lines, Hawaiian Airlines, JetBlue Airways, Spirit Airlines, Southwest Airlines, and United Airlines.
Airline incidental expenses include baggage fees, seat selection fees, lounge day passes, in-flight entertainment purchases (not always), and in-flight food and beverage purchases. You can select your airline after initial approval for the card and change your carrier of choice every year in January. Enrollment/choosing a preferred airline is required in advance. Make sure you select an airline! Otherwise, you won't be reimbursed for any incidentals.
Enrollment is required for select Amex benefits.
Use the CLEAR credit to speed through airport security
Pay for the $209 annual CLEAR® Plus membership using your Business Platinum Card and the fee will be fully reimbursed as a statement credit. CLEAR provides an efficient security experience at select airports and stadiums across the United States through the use of your biometrics. As TSA PreCheck lines tend to be long at some airports, having CLEAR Plus can be a great perk.
Related: Should You Register For CLEAR?
Enroll in a Trusted Traveler Program and get a fee credit
Unlike the other Business Platinum Card credits, the trusted traveler program credit applies once every four years for Global Entry or 4.5 years for TSA PreCheck. You can enroll in either TSA PreCheck (up to $85 application fee) or Global Entry ($120 application fee). Simply use your card to pay the application fee for either program. A statement credit reimbursing you for the full amount will be automatically applied by American Express.
Global Entry provides all TSA PreCheck benefits, but it also lets you skip the main airport immigration line when returning to the U.S. from abroad. The catch is the more rigorous approval process. You have to interview with a Customs and Border Patrol agent at an airport, which can be inconvenient.
However, if you have an upcoming international trip, you may be able to perform the Global Entry interview on arrival. This is offered at over 40 U.S. airports and also at a handful of international locations where there are CBP facilities. You can also interview before departure at some airports.
Earn additional statement credits when you spend $250,000 per year
If your business has a lot of expenses — to the tune of $250,000 per year — you can earn additional statement credits. You can earn up to $1,200 in statement credits for flights booked through AmexTravel.com with you card, and another $2,400 in statement credits for the next calendar year on American Express One AP® monthly fees, an accounts payable solution.
Business Platinum Card travel insurance coverage
The travel insurance and other protections offered by the Business Platinum Card are excellent. Here's a quick rundown on what is offered:
- Rental car damage protection: The car rental coverage provided by the Business Platinum Card is secondary, which means it isn't as good as other cards that provide primary coverage. However, you have the option of purchasing very affordable premium insurance. Coverage is provided up to $75,000 in rental car value, plus there is limited medical and personal effects coverage.
- Trip cancellation/interruption insurance: You can be reimbursed for nonrefundable travel expenses charged to your card in the event of accidental injury or sickness, inclement weather, jury duty, quarantine, or other covered reasons. Coverage is limited to $10,000 per covered trip and a cumulative total of $20,000 within a 12-month period.
- Trip delay reimbursement: Get reimbursed for expenses during a delay of at least six hours caused by inclement weather, common carrier equipment failure, or lost/stolen travel documents. Coverage is limited to $500 per trip. There's a maximum of two claims per 12-month period.
- Baggage insurance plan: Your baggage is covered against loss or damage up to $2,000 per checked bag and $3,000 per carry-on bag per covered person per trip.
- Extended warranty protection: Receive up to one additional year of warranty protection for eligible items with an original manufacturer's warranty of five years or less, up to $10,000 per covered purchase.
- Purchase protection: Eligible items are covered against loss, damage, or theft of items for 90 days from the date of purchase, up to $10,000 per item and $50,000 annually.
Consult the Business Platinum Card guide to benefits for a full rundown of all insurance protections. Enrollment is required for select Amex benefits.
Cell phone protection coverage
Receive cell phone protection coverage when you pay your cell phone bill using your Business Platinum Card. This benefit applies automatically as long as you've paid your previous month's bill using your card. Coverage is up to $800 per incident (with a $50 deductible) for up to two claims per 12-month period per card account.
Coverage may include either repair cost or replacement cost, depending on the incident. The surprising aspect is that Amex cell phone protection even covers a cracked screen, which is often excluded from cell phone protection coverage.
Business Platinum Card Earning Rates
Put simply, the Business Platinum Card falls short of other American Express products for earning points. Instead, the card is focused on business travelers looking for luxury perks and benefits. It provides a decent return for flights and hotel through amextravel.com, but not much else captures attention.
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
However, the recent Business Platinum Card update slightly improved the earning potential by offering 2X points on purchases of $5,000 or more. Still, it's lackluster compared to other cards — consider The Blue Business® Plus Credit Card from American Express for daily spending. This card earns 2x Membership Rewards per dollar on the first $50,000 in purchases each year, then 1X on further purchases.
If you're purely looking for a high return on spending, this is likely a better choice for business owners.
Related: All of the Cards That Earn American Express Membership Rewards Points
Redeeming Points With the Business Platinum Card
No matter how you earn them, American Express Membership Rewards are valuable. Amex partners with 20 airline and hotel transfer partners, and redeeming points through transfer partners will nearly always get you the best value.
Based on recent redemption data from AwardWallet, Membership Rewards points have an average value of 1.97¢ per point when redeeming through travel partners. American Express has 20 airline and hotel partners that you can send points to, including Delta, Air Canada, British Airways, Hilton, Marriott, and more. Generally, you get better value redeeming points for business- or first-class flights:
- Domestic and short-haul international business and first class: 2.53¢ per point
- Long-haul international business and first class: 2.94¢ per point
You can redeem your points in other ways — from gift cards to Amazon purchases. But, we strongly recommend you use them for travel, as this provides the best value. If you find reasonable premium cabin fares, redeeming points through Amex Travel with the 35% back benefit can also be a solid choice. Like we detailed previously, this can be an attractive option once you factor in the miles you'll earn from your premium cabin ticket.
Related: Redemption Strategies for Amex Membership Rewards
Application Restrictions
Know the American Express application rules so you can understand if you're eligible for a welcome bonus on the Business Platinum Card. The following terms apply to the welcome offer:
“You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.”
Luckily, Amex has a pop-up window to tell you if you're ineligible for the welcome offer before submitting your application. That way, you can decide if you still want to apply even without having the opportunity to earn the bonus offer.
There are other rules to note, as well. Amex only allows each person to have five traditional credit cards an 10 cards with no preset spending limit at any time. Moreover, you're unlikely to be approved for more than two cards in a 90-day window.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Cards That Compete With the Business Platinum Card
Unsure if the Business Platinum Card is right for your organization? Here are some additional cards to consider:
- If you want a card with lounge access with a lower annual fee, consider the Capital One Venture X Business. This card provides a Priority Pass membership plus access to both Capital One and Plaza Premium Lounges with an annual fee of just $395. In addition, it has a $300 annual travel credit and a better everyday earning rate, but you lose the up $3,500 in other credits offered by the Business Platinum Card. Learn more in our full Venture X Business review. If you are interested in a head-to-head analysis, check out our Venture X Business versus Business Platinum Card comparison.
- If you want to earn American Express Membership Rewards at a better rate, the American Express® Business Gold Card is a better choice. This card earns 4X Membership Rewards points in the top two eligible categories each month, up to $150,000 of annual spending (then 1X earning). It also earns 3X points for flights and prepaid hotels booked through Amex Travel, which falls short of the Business Platinum Card. But the 4X earning categories will likely earn more points, plus you have access to the same transfer partners. However, you lose most of the ancillary benefits. Our Amex Business Gold review has further details.
- If you want solid earnings at another bank with a lower fee, the Ink Business Preferred® Credit Card is a great option. For a $95 annual fee, you'll earn 3x points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year plus 1X on other purchases. Chase Ultimate Rewards points transfer to 14 airline an hotel programs, including some of the same options as Amex: Air Canada, Marriott, British Airways, Air France, and more. You won't receive lounge access or hundreds of dollars in spending credits, but you can earn a lot of points at a lower annual fee and still enjoy valuable insurance protections. Consult our Chase Ink Preferred review for more information.
- 10X miles per $1 on hotels and rental cars booked via Capital One Travel
- 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
- 5X miles per $1 on flights booked via Capital One Travel
- 5X miles per $1 on vacation rentals booked via Capital One Travel
- 2X miles per $1 on other eligible purchases
(Terms apply)
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
- 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
- 1X point per $1 on all other purchases
Bottom Line
The hefty $895 annual fee (Rates & Fees) for the Business Platinum Card can be tough to swallow, even for a premium business and travel card. However, Amex advertises the card delivers over $3,500 in value through its various benefits — and if you’re able to use many of them, it can absolutely be worth keeping.
In my view, the annual fee is justified given all the card offers, which includes an extensive suite of travel perks. Plus it offers features like travel insurance protections and the potential savings from the 35% rebate when redeeming Membership Rewards points. The excellent welcome offer on the Business Platinum Card is also worth noting.
Luckily, the recent card refresh only added new benefits rather than taking some away. Although the annual fee increased by a couple hundred dollars, you're getting substantially more value out of the card than ever before.
Ultimately, only you can decide if the Business Platinum Card makes sense for your needs. While the annual fee is high, the card’s perks and credits can deliver strong value if you use them fully. And if the card doesn’t fit your wallet, there are plenty of other excellent business credit cards that might better suit your needs.
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees), and American Express® Business Gold Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
