The 5 Best Credit Cards With No Annual Fee and 0% Introductory APR

Credit cards with a 0% introductory APR on purchases or balance transfers are a low-cost option for financing major purchases and offer an alternative to personal loans. But it’s essential to repay the balance on the card before the promotional interest rate expires. If not, you may wipe out any gains you’ve made. Which cards offer the best 0% introductory APR without charging an annual fee? Here are our favorites.

U.S. Bank Altitude® Connect Visa Signature® Card Review: Quality Earnings and an Attainable Bonus

The U.S. Bank Altitude® Connect Visa Signature® Card is a user-friendly option that comes with a generous welcome offer along with practical everyday spending categories. Travel purchases and fuel purchases — which include gas stations and electric vehicle charging — earn 4x points, and grocery purchases get 2x back. Is this the right card for you? Read our Altitude Connect review to find out more.

Iberia Visa Signature® Card Review: Big Savings Available, but No Free Checked Bag

The Iberia Visa Signature® Card offers decent benefits for its $95 annual fee. This includes an unlimited 10% discounted on all Iberia flights and the ability to earn a $1,000 travel credit. It also earns Avios, which can be transferred instantly to the Avios programs of British Airways, Aer Lingus, and Qatar Airways. However, there are some quirks to this card. Is it right for you? Read our detailed review to find out.

Hilton Honors American Express Aspire Card Review: Top-Tier Perks on a Top-Tier Card

The Hilton Honors American Express Aspire Card is the star of Hilton’s co-branded lineup of cards from American Express. With annual perks including hundreds of dollars in resort and airline credits plus the ability to earn multiple free nights, it offers more than just top-tier Hilton Honors™ Diamond Status. Is it the right card for you? Our review will help you answer that question.

Discover It® Miles Card Review: Great First-Year Value, Not So Great After That

With no annual fee, flat-rate rewards, and flexible redemption options, the Discover it® Miles card is worth a look. The best part: Discover will automatically double all the miles you earn during the first year. While the card doesn't have a traditional welcome bonus, this Discover Match could potentially end up rewarding you immensely. After that first year, though, what's the value in this card? Let's take a closer look.

The Catch Portal Offers Rewards on Debit Card Purchases. Should You Use It?

Making purchases through various shopping portals gives buyers the opportunity to earn cash back, transferable points, or miles of their choice as they spend. Catch offers yet another way for consumers to be rewarded for their purchases. Users effectively earn a minimum of 5% store credit each time they buy through Catch, providing an option for earning rewards when paying with a debit card. However, there are big drawbacks to choosing Catch over other portals.