Chase Freedom Offering 10% Additional Cashback (Targeted)

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This promotion has ended; please review current/active promotions.

If you're a Chase Freedom® cardholder, there's a chance you could be earning an additional 10% cashback until the end of the year. This won't apply to everyone, but it's worth checking to see if you're one of the lucky ones.

Chase Freedom®
Chase Freedom®
Annual Fee$0
Welcome Bonus Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
This no-annual-fee card earns 5% cash back on up to $1,500 in combined bonus category purchases each quarter, with the bonus categories rotating 4X per year. Plus, you can get up to $150 cash back after meeting the minimum spend.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5.
  • No annual fee
  • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
  • Free credit score, updated weekly with Credit Journey℠
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter.
  • Unlimited 1% cash back on all other purchases.

Key Terms

  • This offer is targeted; check your email to see if you're included.
  • Get 10% back on up to $500 spent with the Freedom Card
  • Expires December 31, 2019.

While we don't have any specific details on what it takes to be targeted for this promo, you should make sure that you have opted in for marketing emails from Chase. You can edit your preferences under Profile & Settings > Email > Marketing Preferences.

Our Take

Recently, Chase has been sending out emails to some of its Freedom Card holders with the subject line “don’t miss your chance to earn an extra 10% cashback”. If you haven't already received this email, check your spam or promotion folders. There's no reason not to activate this deal to get your bonus 10% cashback before the end of the year.

Nobody on the AwardWallet team was targeted for this promo, so we aren’t sure the extra cashback under this offer will be issued as Ultimate Rewards points or a statement credit. (If you received this offer, please reach out in the comments!). If this deal generates Ultimate Rewards, you could be earning up to 15X points per dollar if you stack this spending with the ‘s 5x bonus categories for Q4 2019, which include PayPal, Chase Pay, and select department stores.

If you hold the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred℠ Credit Card, you can do better than the cashback value by transferring your points to Ultimate Rewards partners or booking travel through the Chase Portal.

This offer expires at the end of the year, so make sure you register if you've received the email.

Chase Freedom Offering 10% Additional Cashback (Targeted)
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Comments

  • I did not receive the email. Is there any other way to check if you’re targeted?

  • This is a no-brainer for those targeted. I wonder if Chase cardholders that rarely use their cards are the ones that were.

  • Thank you for sharing the line of the email. I’ve been aware of this and have looked in my email. but was worried I was missing it somehow. Having the line helped me to search better. Unfortunately, I was not targeted, but I still really appreciate that you had this here for me.

  • I got this targeted offer. Payout is in Ultimate Rewards points. Key excerpts from email:

    “No activation required… You’ll earn 10% additional Cash Back rewards for each $1 spent, on up to $500 in total spend… during the promotional period 12/01/19 to 12/31/19. This equates to $0.10 in Cash Back rewards, which is equal to 10 points, for each $1 spent, until you reach the $500 in total spend limit. $50 in Cash Back rewards is equal to 5,000 points… Please allow up to 8 weeks after qualifying purchases post to your account for Cash Back rewards to post to your account.”

  • Crossing fingers that I’m targeted, but no email yet. I even checked my spam folder. Rarely does it seem I’m targeted though. Not sure why.

  • Boo. Not targeted. Thanks for the info!

  • Wow! I wonder what spurred this. I know I haven’t really charged on the card with the bonuses. Even with the holidays I just haven’t found these categories to be easy to do.

    • Patty Hales says:

      I thought I would have a hard time, but I am doing much better than expected. A couple of places that have helped:

      Department stores – Kohls – you can get gift cards there. I picked up some Subway GC there for my nephew when I was getting a watch.

      Paypal – when shopping online always check for “more” payment methods. I’ve found quite a few that would me use paypal and so I used my Freedom there. My husband’s engineer group membership even uses it.

      Chasepay- if you have the Walmart app you can use Walmart pay at Walmart to use chase pay.

  • I haven’t gotten an email about this. But I just noticed that I had set my preferences with Chase to turn off emails about promotions. I wonder if that prevents me from getting targeted for a promotion like this.

    • I would say that’s a definite yes. (I’ve had this happen in other situations where understandably your instinct is to reject all promotional emails, and then I’ve missed offers as a result.) If folks want to even have the chance at receiving such an offer via email they must opt-in. It’s so important a point that it should probably be in the article.

  • Wow. I’m gonna go out on a limb and say the target audience is pretty small though.

  • What do you have to do to get targeted?

  • wow, thanks for posting this info! it is very informative and useful 🙂

  • Dexter Ohama says:

    Haven’t seen my offer come in yet, but I’m watching out for it. Seems like Chase is stepping up & getting real competitive! Thanks for the post & the heads up!

  • Is the 10% cashback on all spending or just certain categories?

  • Target group looks pretty limited

  • Thanks for the heads up, will check my email and the junk.

  • Doubt I get selected but it would be nice!

  • jsnrdrck@gmail.com says:

    My partner and I both have this card. It’s been over a year since either of us have used it and we both maintain a $0 balance. He was emailed this offer and I wasn’t. Almost seems random.

  • I have this card, but haven’t used it in years since I got the Capital One Venture card (better interest rates). Some people are questioning if this promotion was sent to users who haven’t used the card lately. After checking my email options I can confirm that this must be at random since I was not a recipient of the promotional offer.

  • Still waiting for my e-mail!

  • I guess not using your Freedom cards because you have other options that are almost always much better doesn’t encourage them to encourage you to use them.

  • Does anyone know if this will work without being targeted or how to get targeted?

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