Up to 75,000 Miles on the CitiBusiness / AAdvantage Platinum Select Credit Card

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Want to leverage your business expenses to fly for free on American Airlines? The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is Citi’s mid-tier business rewards card for American Airlines, and it currently features a monster signup bonus of 75,000 miles after you meet the minimum spend requirement. This is currently the best signup bonus available to AAdvantage members and will provide a significant boost to your AA mileage account balance!

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
Annual Fee$99, waived for first 12 months
Welcome Offer Earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
The AA Business Card is a great card to hold for any business owner that travels at least a few times per year with American Airlines. Get a free checked bag on domestic itineraries, priority boarding and a 25% discount on in-flight purchases. Even better, this card gives you access to Reduced Mileage Awards, which can save you up to 30% on the miles required for domestic awards. With these perks, it's easy to justify the annual fee of $99, waived for first 12 months.
  • Free checked bags for you and up to 4 companions on domestic itineraries
  • Priority boarding to help you win the race for overhead bin space
  • A 25% discount on inflight food, beverage, and Wi-Fi purchases
  • Reduced Mileage Awards can save you 7,500 miles on roundtrip MileSAAver Awards
  • Earn 2X miles for every $1 spent on cable and satellite providers
  • Earn 2X miles for every $1 spent at gas stations
  • Earn 2X miles for every $1 spent on select telecommunications merchants
  • Earn 2X miles for every $1 spent on car rentals
  • Earn 2X miles for every $1 spent on eligible American Airlines purchases
  • Earn 1X mile for every $1 spent on all other purchases

Multiple Offers Available

Occasionally, we run into situations where there is a better offer on a card than the one available through our affiliate partners, which is currently the case with this card. The current offer on our partner site is 70,000 miles after spending $4,000 in purchases within the first 4 months of account opening. The non-affiliate 75,000-miles offer is clearly a better deal if you can commit to the slightly higher spending requirement with five months (instead of four) to reach your goal.

Editors Note: It's our policy to publish links to the best publically available offer for rewards cards even if we won't earn a commission on the card. However, offers are subject to change, so please make sure to carefully review offer terms on the card issuer's website before deciding to apply.

Redeem American Airlines AAdvantage Miles for free flights

In addition to the high-value signup bonus, cardholders can take advantage of cash-saving perks when flying American. You’ll get the first checked bag free for you and up to four companions traveling on the same domestic booking, receive preferred boarding, save 25% on inflight food, drinks, and Wi-Fi, and secure a $99 companion certificate when you spend $30,000+ on purchases during a cardmember year (and renew your account). As a business card, the AA Business Card won’t be reported to your personal credit report, making it a great card to apply for if you’re trying to get/stay under 5/24 for Chase card applications.

Card Highlights

Highlights of the AA Business Card include:

  • Huge 75,000 signup bonus after spending $5,000 in purchases within the first 5 months of account opening.
  • First checked bag free for the primary cardholder and up to 4 companions traveling on the same booking
  • Save 25% on inflight food, drink, and Wi-Fi services purchased with your card
  • Preferred boarding when you fly American Airlines
  • Receive a $99 AA Companion Certificate each cardmember year you spend $30,000+ on your card (details below)
  • No foreign transaction fees
  • Annual fee of $99, waived for first 12 months
  • Complimentary employee authorized user cards

AA Business Card Signup Bonus

Earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening. If you value AA miles on the conservative side at around 1.5¢ per mile, the welcome offer on the AA Business Card is worth roughly $1,050, but potentially much more if redeemed for premium cabin international fares.

AA Business Card Earning Potential and Bonus Categories

Co-brand airline cards are not typically celebrated for their generous earning rates, and the AA Business Card doesn’t dish up any surprises in this respect.

Cardholders earn:

  • 2X miles per $1 spent on American Airlines purchase
  • 2X miles per $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, and gas stations
  • 1 mile per $1 spent on all other purchases

The earning rates don’t compare well to the best flexible-points earning rewards cards. But, thanks to the relative isolation of American’s loyalty program (Marriott Bonvoy is the only flexible rewards program that transfers to American), the AA Business Card is actually one of the highest earning American Airlines miles’ earning cards for the bonus categories listed.

AA Business Card Feature Benefits

First Checked Bag Free

While not exactly a flagship perk, free checked bags on domestic itineraries are one of the quiet, hardworking benefits that continue to provide value in the background every time you fly. And it doesn’t take long for that value to add up. Your first checked bag on American will set you back $30 each way, so two round-trip flights per year would cover the out-of-pocket expense of holding the card each year. And that doesn’t take into account the waived annual fee for the first year, or that the benefit covers up to 5 people (including the cardholder) traveling on the same reservation which can put you in the green much faster.

$99 Companion Certificate After Spending $30,000 Each Year

Cardholders that spend $30,000+ in a cardmember year, and renew the account, receive a $99 American Airlines Companion Certificate, valid for a continental domestic economy flight. How does the Companion Certificate work? The cardholder purchases a qualifying round-trip economy ticket on American, and you’ll pay $99 + fees and taxes (currently between $21.60 and $43.20) for a companion to fly with you.

While certainly better than nothing if you plan to put significant spend on the card, this isn't a game-changing benefit. Considering the certificate is only valid for economy travel within the lower 48 states, it would be hard to get more than $300 in savings, which would be ~1% of the $30,000 spend needed to earn the certificate.

25% Savings on Inflight Purchases

If you purchase inflight food, drinks, or Wi-Fi services with your AA Business Card, you’ll save 25% off applied as a statement credit on your account. Valid on domestic American operated flights.

Preferred Boarding

You’ll get preferred boarding on American marketed flights which allows you to board with group 5—directly after passengers with American or Oneworld elite status. Although you can board one group earlier with the Citi® / AAdvantage® Executive World Elite Mastercard®, group 5 will still put you in front of the majority of the crowd on most flights.

Application Restrictions

The rules recently changed for the Citi American Airlines co-brand cards.  To qualify for the AA Business Card, you can’t have earned a bonus on this card in the past 48 months. Note that earning a welcome bonus on a personal Citi AA card doesn’t stop you from applying for a CitiBusiness AA card.

Bonus miles are not available if you have received a new account bonus for a CitiBusiness® / AAdvantage® Platinum Select® account in the past 48 months

Since this is a small business card, you may be asked to provide some documentation on your business to qualify for the card. It doesn’t need to be a giant corporation. You can be eligible for a business card as a contractor or freelancer, or even operating a side hustle such as selling items on eBay or even renting your spare room on Airbnb. Here's our resource on how to qualify for a business card.

Another bonus of getting the AA Business Card is that it won’t get listed on your personal credit report, so won’t add to your Chase 5/24 count. This is important if you are trying to get back under 5/24 to apply for Chase business and personal cards.

Final Thoughts

If you regularly fly American this card will pay for itself in no time at all. It takes just one or two round-trip flights per year for the card benefits to offset the annual fee, and the annual fee is waived for the first year so you can take the card for an extended test-drive at no expense. The AA Business Card currently offers a monster 75,000 mile signup bonus after you meet the minimum spend, which will fasttack your efforts to redeem your next award flight.

It should go without saying that if you don’t plan on flying American regularly, you would be better off with a flexible rewards card like the Chase Sapphire Preferred® Card or Citi Premier Card, which earn points you can transfer to a variety of airline and hotel partners.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®
Annual Fee$99, waived for first 12 months
Welcome Offer Earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening.
The AA Business Card is a great card to hold for any business owner that travels at least a few times per year with American Airlines. Get a free checked bag on domestic itineraries, priority boarding and a 25% discount on in-flight purchases. Even better, this card gives you access to Reduced Mileage Awards, which can save you up to 30% on the miles required for domestic awards. With these perks, it's easy to justify the annual fee of $99, waived for first 12 months.
  • Free checked bags for you and up to 4 companions on domestic itineraries
  • Priority boarding to help you win the race for overhead bin space
  • A 25% discount on inflight food, beverage, and Wi-Fi purchases
  • Reduced Mileage Awards can save you 7,500 miles on roundtrip MileSAAver Awards
  • Earn 2X miles for every $1 spent on cable and satellite providers
  • Earn 2X miles for every $1 spent at gas stations
  • Earn 2X miles for every $1 spent on select telecommunications merchants
  • Earn 2X miles for every $1 spent on car rentals
  • Earn 2X miles for every $1 spent on eligible American Airlines purchases
  • Earn 1X mile for every $1 spent on all other purchases
Up to 75,000 Miles on the CitiBusiness / AAdvantage Platinum Select Credit Card
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