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Yes, if you have no activity on your account for a 24-month period, your Amtrak Guest Rewards points will expire. Per the Amtrak guest terms and conditions page Section D:
“If no Member initiated qualifying activity is recorded or reported within 24 months for a Member, the Member's points will expire.”
Amtrak Guest Rewards requires you to earn or redeem points to generate activity that resets your points expiration clock.
COVID-19 Points Expiration Policy
Amtrak did what most other programs did and suspended the expiration of points during the COVID-19 pandemic. But, the suspension deadline lapsed several times without a further extension. This would lead to an outcry from customers. Then Amtrak would implement another extension.
The current state of play is that points expiration was only suspended through September 15, 2021. Amtrak failed to grant another extension. But, based on recent belated Amtrak extensions, another one might come soon.
Keeping Your Amtrak Guest Points From Expiring
Fortunately, there are many different ways you can trigger activity on your Amtrak account to reset your points' expiration clock, and almost all of them do not involve you setting foot on a train. All of the following is classed as an activity that will reset your points' expiration clock.
Earn points by:
- taking a trip on an Amtrak train.
- booking hotel stays or renting a car with a partner.
- dining out using the Amtrak program.
- shopping through the Amtrak shopping portal.
- taking a survey.
- Earn 3x points on Amtrak and 2x points on qualifying travel on an Amtrak Guest Rewards World Mastercard
- Earn points for everyday spending on an Amtrak Guest Rewards Platinum MasterCard®
Note: The two Amtrak credit cards named above both prevent your points from expiring as long as your account remains open. You are not required to earn points from spending to protect your points from expiration.
Redeem points for:
- an Amtrak train journey.
- Amtrak coupons and passes.
- Donate your points to Carbonfund.org
- Buy, share, gift, or transfer Amtrak points.
Amtrak has been somewhat disingenuous when it comes to point expiration. They frequently change the rules with no warning and no announcement. Even during COVID, Amtrak failed to extend its point expiration suspension several times before relenting and announcing a further extension.
Fortunately, there is a ton of ways you can use to extend the life of your points, and some you can do without leaving the comfort of your living room. So ultimately, there is no reason why you should let your Amtrak Guest Rewards points expire!
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