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Chase transfer partners are usually the best way to redeem your Ultimate Rewards points for maximum value. Although Chase offers several other options to spend your rewards, the bank's 10 airline and four hotel transfer partners can unlock savings that are simply unattainable through other redemption methods.
In this guide, we'll break down each of Chase's 14 partners and highlight some of the best ways to redeem your Ultimate Rewards points.
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How To Access Chase Transfer Partners
Six Chase Ultimate Rewards cards let you redeem points by transferring them to partners. However, only four of these cards are open to new applicants. Each charges an annual fee and is considered either a mid-tier or premium credit card. They are:
- Chase Sapphire Preferred® Card
- Chase Sapphire Reserve®
- Sapphire Reserve for Business℠
- Ink Business Preferred® Credit Card
- Ink Bold Business Charge Card
- Ink Plus® Business Credit Card
$95Rates & Fees
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
$795Rates & Fees
- 8x points on all purchases through Chase Travel℠
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
$795Rates & Fees
- 8X points on all Chase Travel℠ purchases
- 5X total points on eligible Lyft rides through 9/30/2027
- 4x points on flights and hotels booked directly
- 3x points on advertising purchases made with social media platforms and search engines
- 1 point per dollar on all other eligible purchases
An additional six no-annual-fee Chase cards also earn Ultimate Rewards — but those points can't be transferred unless you also hold one of the cards mentioned above. If you do, you can combine Chase points (by moving them from your no-annual-fee card to your mid-tier or premium card) and gain access to the full lineup of Chase transfer partners.
On average, AwardWallet users redeem Ultimate Rewards points for 2¢ apiece by transferring to Chase airline partners. It is also possible to book flights (and other types of travel) using Chase TravelSM, with these redemptions offering between 1 and 2 cents per point, depending on which Ultimate Rewards cards you hold and the specific redemption.
In most situations, you'll squeeze more out of each point by taking advantage of Ultimate Rewards transfer partners.
Related: How To Transfer Chase Ultimate Rewards Points
Chase Airline Partners
There are currently 10 Chase airline partners. Ultimate Rewards are transferable to any of these partners at a 1:1 ratio and most transfers are immediate.
Aer Lingus AerClub
Several airlines use the Avios currency, including Ireland’s flag carrier Aer Lingus. You can use Aer Lingus Avios to book flights across the airline’s network of more than 100 destinations — starting at just a few thousand Avios.
If you want to take advantage of other Avios partner airlines, you can transfer your Avios freely and instantly between AerClub, British Airways, Finnair, Iberia, Loganair, Qatar Airways, and Vueling. No two Avios programs are the same, so this flexibility makes it easier to find an award that suits you at the best available price.
Air Canada Aeroplan
Air Canada Aeroplan offers fantastic access to Star Alliance carriers, plus dozens of other airlines. At the time of writing, you can use Aeroplan points to book travel with over 50 airlines!
Air Canada utilizes a unique distance-and-region-based award chart. However, the program uses dynamic pricing for its own flights, along with select partners, including United, Emirates, Flydubai, Etihad Airways, Canadian North, Calm Air, Bearskin Airlines, and PAL (Provincial Airlines). With this model, expensive or high-demand flights will cost a lot of points.
However, you can often find good value redeeming Aeroplan points on its other partner airlines, which have fixed pricing instead of dynamic. You can also add stopovers for 5,000 points, which makes the value proposition even stronger.
One great use of Aeroplan points is booking business-class flights to southern South America on partners with fixed award rates. Depending on dates, routing, and flight distance, you can book these awards for 50,000 to 60,000 points one way, per person.
If you're keen on booking a premium-cabin award, watch out for mixed-cabin itineraries. While there's nothing wrong with booking a mixed-cabin award, just be sure you don't accidentally book a business-class award and later find out your long-haul segment is in economy while your short-haul flight is in business class.
Air France–KLM Flying Blue
Flying Blue is the loyalty program of Air France and KLM, plus a few smaller airlines. This program gives you extensive access to award flights on SkyTeam airlines, such as Delta and Korean Air, and several non-member airlines.
One of the best ways to redeem Flying Blue miles is by taking advantage of monthly Promo Rewards. Every month, the program discounts select awards ranging from 25% to 50%, and you can routinely find one-way economy flights to Europe for less than 20,000 miles each way.
There are several Flying Blue sweet spots, such as business-class seats between the U.S. and Europe starting at 60,000 miles each way.
British Airways Club
The British Airways Club also uses Avios as its award currency. When you transfer Ultimate Rewards to British Airways, you can book travel with Oneworld alliance members and nonalliance members, including Aer Lingus, China Southern, LATAM Airlines, Loganair, Sun-Air, and Vueling.
British Airways no longer publishes a traditional award chart, but awards are generally priced by distance for both BA-operated and partner airline flights. Aer Lingus, Iberia, and BA-operated flights also have peak and off-peak rates.
As a general rule, most Avios redemptions are priced per segment, meaning the required number of Avios increases with each connection — so it’s best to focus on nonstop flights when possible.
While pricing is distance-based, not all partners are treated equally. For example, Cathay Pacific, Japan Airlines, and flights within North America on American Airlines and Alaska Airlines often cost more than other partner redemptions.
With Avios, the best values will come from short-haul, nonstop flights — especially in economy class. You can use this to your benefit when cash fares are expensive, such as for last-minute flights or travel during major holiday periods. For example, just two days before Christmas, you can fly from Sydney to Melbourne in Qantas economy for 6,500 Avios.
Flights from the United Kingdom often have steep taxes and surcharges. You can minimize those costs using BA's Reward Flight Saver feature on eligible flights. With this feature, you can reduce the carrier-imposed surcharges you pay by increasing the number of Avios you redeem. If you're “points rich” and “cash poor,” this can be a great way to reduce your out-of-pocket costs.
For example, on a peak summer date between London Heathrow and Brussels, you can pay as little as $2 in taxes and fees, depending on how many Avios you redeem.
Related: The Best Ways to Avoid Paying High Fuel Surcharges When Booking Flights With Avios
Iberia Club
Iberia also participates in the Avios program, but redemption possibilities are a bit different from those of British Airways or Aer Lingus.
Like the other Avios programs, Iberia uses a distance-based award chart, meaning longer flights require more Avios. However, Iberia calculates pricing based on the total distance of your itinerary rather than pricing each segment separately. This often makes Iberia a better option for itineraries with connections.
In 2025, Iberia devalued its sweet spot for off-peak flights between several East Coast cities and Madrid. These awards now cost 40,500 Avios each way in business class, up from an extraordinary 34,000. Even with this increase, the pricing remains competitive, as many programs charge significantly more for similar routes — especially in business class.
A major drawback of the Iberia Club program is that all partner award flights are nonrefundable. So, be aware of this restriction before you book a partner flight.
JetBlue TrueBlue
Unlike many airline loyalty programs that use region- or distance-based award charts, JetBlue TrueBlue uses dynamic pricing tied directly to the cash cost of a flight.
Although dynamic pricing eliminates the potential for outsized value from your points, JetBlue TrueBlue compensates by making the booking process completely painless. With TrueBlue points, there are no blackout dates, so you can always use your points as long as there is a seat for sale.
For example, a one-way, nonstop economy flight from San Francisco to New York (JFK) may cost $168 for a standard Blue fare (not Blue Basic).
Toggling over to points, we see that an award costs 11,400 TrueBlue points plus $5.60. This award offers better value than most, at just over 1.4 cents per TrueBlue point.
AwardWallet users get an average of 1.24¢ per JetBlue point. Actual values vary from one flight to the next but within the range of 1 to 2 cents per point. For this reason, it's especially important to compare prices against the Chase Travel portal before transferring from Ultimate Rewards to JetBlue. You might redeem fewer points by booking directly with Chase.
Singapore Airlines KrisFlyer
Singapore Airlines is part of Star Alliance, and you can redeem KrisFlyer miles on Singapore-operated flights and the 24 other member airlines. In addition, you can use KrisFlyer miles to fly with non-alliance airlines like Garuda Indonesia, Juneyao Airlines, Malaysia Airlines, and Virgin Australia.
Here are a few ideas for getting great value out of the Singapore KrisFlyer program:
- Book Spontaneous Escapes awards for discounted flights worldwide — such as 59,150 miles in premium economy from New York to Singapore
- Fly United Airlines from the U.S. to Hawaii in economy for 20,500 Singapore miles
- Fly any Star Alliance member airline from the U.S. to Europe for 32,500 miles in economy (watch out for fuel surcharges with some carriers)
- Book Avianca flights within South America
We've rounded up a few other great deals in our post on Singapore KrisFlyer sweet spots.
Like Virgin Atlantic, Cathay Pacific, and Aeroplan, the KrisFlyer program passes on fuel surcharges to consumers. Your out-of-pocket cost can vary dramatically from $5.60 to $500 or more, depending on the airlines operating your flights. If the cash component of a Singapore award ticket is too high, United MileagePlus miles will likely be a better option among the Chase transfer partners.
Southwest Airlines Rapid Rewards
Of all the Ultimate Rewards transfer partners, Southwest Rapid Rewards is one of the easiest to use. Instead of using a fixed award chart or distance-based pricing, the number of points required is tied to the cash price of the flight — similar to JetBlue.
With Rapid Rewards, there are no blackout dates, so you can use your points as long as there is a seat for sale. In AwardWallet testing, we found redemption rates varied between 1.15 and 1.72 cents per point. However, most redemptions are on the lower end of that range. Since Southwest has variable award pricing, you'll typically pay more points per dollar during peak times and possibly less during off-peak times.
If you have the Sapphire Reserve or Sapphire Reserve Business, you can also redeem Ultimate Rewards through the Chase Travel℠ portal. The redemption rate depends on the specific redemption but might be a better value than transferring to Southwest, given that you'll also earn points on the ticket.
When you fly on bookings made through Chase Travel, they are treated like cash tickets by the airline — even though you paid with points. In the past, you had to call to make these bookings, but now you can book Southwest flights online through the Chase Travel portal.
United Airlines MileagePlus
United MileagePlus is perhaps the most popular airline loyalty program among the Chase Ultimate Rewards transfer partners. MileagePlus distinguishes itself from the crowd with its robust online award search and booking tool, low award taxes and fees, and a huge number of partner airlines that can help you reach almost anywhere in the world.
When you transfer Chase Ultimate Rewards to United MileagePlus, you can book flights on more than 40 airlines, including all Star Alliance partners. Unlike many programs that add carrier-imposed surcharges, United only charges government taxes and fees, which can save you hundreds of dollars on an award ticket.
United MileagePlus redemptions for domestic U.S. flights start as low as 5,000 miles each way, making these a particularly good deal when the cash cost of the flight is high.
Also, unlike many of the other Star Alliance partner airlines, United MileagePlus has no change and cancellation fees for award tickets, which is great for flexibility should your travel plans change.
Related: Sweet Spots for United MileagePlus Awards
Virgin Atlantic Flying Club
Virgin Atlantic is perhaps the most underrated Chase airline partner. While some bookings with Virgin will incur higher taxes and fees than with other programs, Flying Club makes up for this shortcoming by charging fewer points than competitors on some interesting routes. If you choose your flights carefully, it’s also possible to avoid those high out-of-pocket costs.
For flights operated by Virgin Atlantic, taxes and fees are around $110 in economy, $236 in premium economy, and $577 or more in Upper Class (Virgin’s business-class cabin) on routes to Europe.
However, award rates can be surprisingly low. Flights from the U.S. to London can cost as little as 6,000 points in economy or 10,500 points in premium economy.
That’s significantly less than the 30,000 to 50,000 points often required by other programs for the same class of service — meaning you can still come out ahead despite the higher taxes and fees.
Even flights from the West Coast are a good deal at 9,000 points and ~$110 in taxes and fees. Note that flights in Premium or Upper Class incur far higher out-of-pocket costs.
Virgin Atlantic joined SkyTeam in early 2023 and partners with non-SkyTeam airlines, including All Nippon Airways (ANA), Air New Zealand, LATAM Airlines, and Virgin Australia.
A note about ANA award bookings made with Virgin points
We can't conclude any discussion of Virgin Atlantic Flying Club without mentioning the value of booking ANA flights using Virgin miles. You can book round-trip flights between the U.S. and Japan for 60,000 to 65,000 Virgin points in economy, 105,000 to 120,000 points in business class, or 145,000 to 170,000 points in first class. This presents immense savings over what most other programs charge.
Most flights with Virgin Atlantic, Delta, KLM, and Air France can be booked online. But other partner bookings will require calling Virgin Atlantic at 800-365-9500. It’s slightly inconvenient, but the points saved can be worth it! Fortunately, Virgin has one of the best call centers of all major loyalty programs. Hold times are usually short, and the staff is knowledgeable and friendly.
Flying Club agents can put a flight on hold for 24 to 72 hours (depending on the partner), which is a huge advantage that most other airlines no longer offer.
You can find more destinations and ideas for maximizing these points in our post on Virgin Atlantic award sweet spots.
Chase Hotel Partners
As a general rule, you’ll get more value out of your Ultimate Rewards points by transferring to Chase's airline partners, rather than hotels. But there are cases when using Chase's hotel partners can make sense.
As with airline partners, you’ll want to check the cash price to make sure you’re getting good value for your points.
You can also redeem points through the Chase Travel portal for up to 2 cents per point, depending on the Ultimate Rewards-earning card you hold and the particular redemption. That value should serve as your baseline when deciding whether to transfer points to a partner.
IHG One Rewards
Transferring your Ultimate Rewards to IHG One Rewards is not generally a good deal. IHG uses dynamic pricing, which means award rates fluctuate with demand and cash prices. You're likely to see points prices ranging from 5,000 up to 100,000 points per night — or even 250,000 points per night at ultraluxury properties.
While AwardWallet users redeem IHG points at 0.68¢ apiece, that doesn't mean there aren't gems in the IHG One Rewards program if you know where to look.
A big part of obtaining value from IHG points comes from using the Fourth Night Free benefit. This equates to a 25% discount when using points on a four-night stay.
To be able to enjoy this benefit, you need to have one of the following IHG co-branded credit cards:
- IHG One Rewards Premier Credit Card
- IHG One Rewards Traveler Credit Card
- IHG One Rewards Premier Business Credit Card.
Related: Which IHG One Rewards Credit Card Is Right for You?
However, you should do the math to ensure you're getting more value with a points transfer from Chase to IHG than using your points in Chase's travel portal. Even with the Fourth Night Free benefit, it can be difficult to get much more than 1¢ per IHG point. There are many other better-value Chase transfer partners.
Marriott Bonvoy
As a general rule, transferring Ultimate Rewards points to Marriott Bonvoy won't be a good use of your points. Marriott’s award chart has some pretty inflated rates due to its dynamic pricing. You often need around 100,000 Marriott points to book a top-tier property, depending on the time of year.
That said, if you’re set on using your Ultimate Rewards for a Marriott hotel, do the math to ensure you’re getting good value from your points. If a hotel costs $800 per night because of an event in town, yet you could book it for 50,000 Marriott points, it might not be a bad choice.
The one caveat to all of this advice concerns Marriott PointSavers. These are discounted award bookings that can provide above-average redemption value. While AwardWallet users obtain 0.93¢-per-point with the average Marriott redemption, this booking provides nearly a 1.6¢-per-point value.
Although Marriott isn't an optimal partner for Chase points transfers, the Marriott Bonvoy program is definitely worth a deeper look.
World of Hyatt
The Hyatt rewards program has long been the most valuable of the Chase hotel transfer partners. That's because Hyatt continues to use a fixed award chart, where free nights typically require fewer points than in other hotel programs. The best values for World of Hyatt award redemptions tend to come at the two ends of the spectrum: expensive, luxury properties and inexpensive, budget hotels.
Hyatt currently has eight different hotel categories with off-peak, standard, and peak pricing. Reward nights in a standard room start at just 3,500 points per night at a Category 1 property during off-peak dates. The top end of the standard room award chart is at 45,000 points for peak dates at a Category 8 property.
However, Hyatt announced plans to update its award chart in May. The eight categories will remain, but the award chart will shift to five redemption levels: Lowest, Low, Moderate, Upper, and Top. Rates for a Category 1 hotel at the Lowest level will be 3,000 points per night while rates for a Category 8 hotel at the Top level will be 75,000 points per night. This is a big change, given Hyatt's current Category 8 hotels max out at 45,000 points. But there may still be good value within the lower-priced levels.
Hyatt also offers the ability to book rooms with Club access and suites with points, as well as Points + Cash rates to help you stretch your points even further. You can see complete details on the World of Hyatt Free Nights & Upgrades page. You can also customize your payments between cash, points, and Free Night Awards using Pay My Way.
Finally, you can use Hyatt points for all-inclusive resorts and Miraval wellness resorts. The cost for both of these is higher than most standard hotels.
Before you transfer your Chase Ultimate Rewards points to Hyatt, you should always verify the cash price of your desired hotel stay. While Hyatt generally offers good value, it won’t always be the case. You'll find more recommendations in our post on the best World of Hyatt awards.
Wyndham Rewards
Wyndham Rewards is Chase's newest hotel transfer partner. With 25 brands and more than 9,000 hotels across 95 countries, Wyndham Rewards has both budget-friendly and higher-end hotel options.
Prices for Wyndham properties are fixed at either 7,500, 15,000, or 30,000 points per night. At certain properties, especially the all-inclusive hotels in the Caribbean, you can get more than 3¢ per point of value on a redemption.
On average, AwardWallet users redeem Wyndham Rewards points for 1.3¢ each. While that's less than the 2¢ AwardWallet users get from Chase points, it's great to have another option for redeeming points. The best way to get outsized value is by booking a property with an otherwise expensive cash rate.
Tips for Maximizing Chase Travel Partners
- Always confirm flights or hotel nights are available with points before you make a transfer. Put Virgin Atlantic flights on hold before you transfer. That's because…
- Point transfers are irreversible. You can't transfer points back to Ultimate Rewards. One of the most popular Google search terms is “transfer United miles to Chase Ultimate Rewards.” Unfortunately, that's not possible, so plan carefully before you transfer and wind up with an unhappy result like those searching for this term.
- Check the cost of booking the same flight or hotel through the Chase Travel portal. In some cases, you’ll spend fewer points and less cash booking through Ultimate Rewards instead of transferring to a Chase partner program.
- Remember, each of the 10 Chase airline partners has its own list of partner airlines. At last count, you can book flights with nearly 100 unique airlines via Chase transfer partners.
- Compare prices. Several airlines can be booked with multiple Chase transfer partners. Compare the taxes, fees, and points required before you decide where to transfer points.
It's also worth keeping the following in mind:
- Air France and Virgin Atlantic can be used to book Delta flights.
- British Airways and Iberia can be used to book American and Alaska flights.
- Air Canada and Singapore can be used to book United flights.
Final Thoughts on Chase Transfer Partners
Each Chase transfer partner has its own rules and pricing. While some offer more consistent value than others, it’s the flexibility of Ultimate Rewards that makes them so valuable.
It's a great feeling to maximize your points, but don't forget that value is subjective. A successful booking is one that gets you the travel you want. Don't let the possibility of finding something slightly cheaper stop you from making a good redemption.
When it's time to book travel, compare the cash price on the airline or hotel's website with the price to book on the Chase travel portal. Then, consider the Chase transfer partners to see if you can find a better deal. In addition to the number of points required, you'll also want to consider the out-of-pocket costs and whether you can cancel or change your plans if needed.
And most importantly, only transfer points once you’ve confirmed availability and are ready to book — transfers are irreversible.
Chase Points Transfer Partner FAQs
Can I transfer Chase Ultimate Rewards to Delta SkyMiles?
No, you can’t transfer Chase Ultimate Rewards to Delta Air Lines. However, you can transfer your Ultimate Rewards to Air France–KLM Flying Blue or Virgin Atlantic Flying Club. Then, you can use those miles to book flights on Delta, since Delta is a partner of both programs.
Can I transfer Chase Ultimate Rewards to Atmos Rewards?
No, you can’t transfer Chase Ultimate Rewards to Atmos Rewards, the loyalty program of Alaska Airlines and Hawaiian Airlines. However, you can transfer Ultimate Rewards to the British Airways Club or Iberia Club and then use Avios to book flights on Alaska or Hawaiian.
Can I transfer Chase Ultimate Rewards to American Airlines AAdvantage?
No, you can’t transfer Chase Ultimate Rewards to American Airlines, but you can transfer Ultimate Rewards to the British Airways Club and Iberia Club. Then, you can use the Avios program to book flights on American Airlines.
Can I use Chase points to book travel for others?
All 10 Ultimate Rewards airline transfer partners and all four hotel partners will allow you to book travel for someone else using your points. However, it's generally against the terms and conditions of rewards programs to accept money or other compensation for making a reservation with your points or miles. As long as you make bookings for people you know, you shouldn't have any problems. Just check whether the program requires the person to be related to you (many programs in Asia have this rule).
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), and Sapphire Reserve for Business℠ (Rates & Fees)
