Current 100k+ Welcome Bonuses: The Biggest Credit Card Offers Right Now (Amex, Chase, and More)

Offers for the Citi^® / AAdvantage^® Executive World Elite Mastercard^®, Marriott Bonvoy Bountiful™ Card and United Club℠ Business Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers

Chasing a six-figure credit card bonus? You’re in the right place. While dozens of cards offer strong welcome offers, only a select few break the 100,000-point threshold. This post highlights those standout deals — including bonuses for flexible points, airline miles, hotel rewards, and more. These offers can change quickly, so be sure to bookmark this page for future updates.

Our Favorite Credit Card Bonuses of 100,000 Points or More

There are plenty of lucrative card bonuses available right now. Here are some of our favorites worth 100,000 points or more.

Personal cards

On the personal side, we're big fans of these three heavyweights: the American Express Platinum Card^®, Chase Sapphire Reserve^®, and the American Express^® Gold Card.

• Chase Sapphire Reserve^® (Rates & Fees): Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• American Express Platinum Card^®: As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
• American Express^® Gold Card: Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

American Express Platinum Card^®

Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

How to Apply

Annual Fee

$895Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

• Earn 5X points for flights booked directly with airlines or with American Express Travel^® (up to $500,000 in purchases per calendar year).
• Earn 5X points on prepaid hotels booked with American Express Travel^®.
• Earn 5X points on Fine Hotels + Resorts^® and The Hotel Collection bookings.

Chase Sapphire Reserve^®

Welcome Bonus Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Apply Now

Annual Fee

$795Rates & Fees

Credit Score

Excellent

• 8x points on all purchases through Chase Travel℠
• 4x points on flights and hotels booked directly
• 3x points on dining worldwide
• 1x points on all other purchases

American Express^® Gold Card

Welcome Offer Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

How to Apply

Annual Fee

$325Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

• 4X Membership Rewards^® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
• 4X Membership Rewards^® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
• 5X Membership Rewards^® points on prepaid hotels booked on amextravel.com
• 3X Membership Rewards^® points on flights booked directly with airlines or on amextravel.com
• 2X Membership Rewards^® points on prepaid car rentals booked through amextravel.com
• 2X Membership Rewards^® points on cruises booked and paid through amextravel.com
• 1X on other eligible purchases

Business cards

On the business side, you can't go wrong with the Capital One Venture X Business, the Sapphire Reserve for Business℠ (Rates & Fees), or The Business Platinum Card^® from American Express.

• Capital One Venture Business: Earn 150,000 Miles. Limited Time Offer: 75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months
• Sapphire Reserve for Business℠ (Rates & Fees): Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.
• The Business Platinum Card^® from American Express: Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Capital One Venture Business

Earn 150,000 Miles. Limited Time Offer: 75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months

How to Apply

Annual Fee

$95

Credit Score

Excellent

• 5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel
• 2X miles per $1 on other eligible purchases

Sapphire Reserve for Business℠

Welcome Bonus Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.

Apply Now

Annual Fee

$795Rates & Fees

Credit Score

Excellent, Good

• 8X points on all Chase Travel℠ purchases
• 5X total points on eligible Lyft rides through 9/30/2027
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media platforms and search engines
• 1 point per dollar on all other eligible purchases

The Business Platinum Card^® from American Express

Find Out Your Offer You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

How to Apply

Annual Fee

$895Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

• Earn 5X points on flights and prepaid hotels on AmexTravel.com.
• Earn 2X points on each eligible purchase of $5,000 or more.
• Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
• Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
• Earn 2X points on each eligible purchase with U.S. shipping providers.
• 2X earning rates are subject to a cap of $2 million in purchases per calendar year.

All the Credit Card Bonuses Offering 100,000 Points or More

In the table below, you can find all of the credit card bonuses worth 100,000 points or more:

How we value points and miles

You'll notice that we've provided a value of how much each point or mile is worth, on average. These come from actual AwardWallet user redemptions. They're averages for how much you should be able to use your points or miles for on your next award booking and can provide a baseline for evaluating what a bonus is worth.

Related: How Much Do AwardWallet Members Actually Save When Redeeming Points?

Amex 100k Welcome Offers

American Express currently leads the pack with a whopping nearly a dozen cards offering 100,000 points or more, spread across a few different card families:

American Express Platinum Card^®

How to Apply

Rates & Fees
(Terms apply)

Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

American Express Platinum Card^®

Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Annual Fee:$895

Show moreWhy We Like ItHighlightsEarning Rates

Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck^® or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors™ and Marriott Bonvoy^® Gold Elite status, and a suite of benefits with Fine Hotels + Resorts^®. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.

• You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
• Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
• With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
• $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
• $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
• $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
• $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
• $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
• $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
• $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• $895 annual fee.
• Terms Apply.

• Earn 5X points for flights booked directly with airlines or with American Express Travel^® (up to $500,000 in purchases per calendar year).
• Earn 5X points on prepaid hotels booked with American Express Travel^®.
• Earn 5X points on Fine Hotels + Resorts^® and The Hotel Collection bookings.

American Express^® Gold Card

How to Apply

Rates & Fees
(Terms apply)

Welcome Offer Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

American Express^® Gold Card

Welcome Offer Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Annual Fee:$325

Show moreWhy We Like ItHighlightsEarning Rates

The American Express^® Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel^®. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express^® Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.

• You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
• Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
• Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
• Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
• Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.
• Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
• $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
• $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
• New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
• Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
• Book your travel through the Amex Travel App with added peace of mind - backed by American Express® service and support. Only for American Express® Card Members.
• Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

• 4X Membership Rewards^® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
• 4X Membership Rewards^® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
• 5X Membership Rewards^® points on prepaid hotels booked on amextravel.com
• 3X Membership Rewards^® points on flights booked directly with airlines or on amextravel.com
• 2X Membership Rewards^® points on prepaid car rentals booked through amextravel.com
• 2X Membership Rewards^® points on cruises booked and paid through amextravel.com
• 1X on other eligible purchases

The Business Platinum Card^® from American Express

How to Apply

Rates & Fees
(Terms apply)

Find Out Your Offer You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

The Business Platinum Card^® from American Express

Find Out Your Offer You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Annual Fee:$895

Show moreWhy We Like ItHighlightsEarning Rates

The Business Platinum Card^® from American Express is a powerhouse for business travelers, offering cardholders up to $1,150 in yearly Dell Technologies credits, up to $360 with Indeed, $250 for Adobe business plans, and $120 for U.S. wireless services. The card includes extensive lounge access, a $200 airline fee credit each year, up to $209 CLEAR+ credit, Marriott Bonvoy^® and Hilton Honors™ Gold Statuses, exclusive Fine Hotels + Resorts^® benefits, and a TSA PreCheck^® or Global Entry fee credit. Enrollment required for select American Express benefits.

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $4,000 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Platinum Card. *Subject to auto-renewal.
• Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
• 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• Terms Apply.

• Earn 5X points on flights and prepaid hotels on AmexTravel.com.
• Earn 2X points on each eligible purchase of $5,000 or more.
• Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
• Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
• Earn 2X points on each eligible purchase with U.S. shipping providers.
• 2X earning rates are subject to a cap of $2 million in purchases per calendar year.

American Express^® Business Gold Card

How to Apply

Rates & Fees
(Terms apply)

Find Out Your Offer You may be eligible for as high as 200,000 Membership Rewards^® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.

American Express^® Business Gold Card

Find Out Your Offer You may be eligible for as high as 200,000 Membership Rewards^® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.

Annual Fee:$375

Show moreWhy We Like ItHighlightsEarning Rates

The American Express^® Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App™, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx (through 10/01/2026), Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.

• As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
• Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
• Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
• Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
• Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.
• Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
• The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
• Terms Apply

Get 4X Membership Rewards^® points on the 2 eligible categories where your business spent the most each billing cycle from the list below:

• U.S. purchases for advertising in select media (online, TV, radio)
• U.S. purchases made from electronic goods retailers and software & cloud system providers
• U.S. purchases at gas stations
• U.S. purchases at restaurants, including takeout and delivery
• Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
• Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

*4X points applies to the first $150,000 in combined purchases from these 2 categories each calendar year; then earn 1 point per dollar.

Marriott Bonvoy Brilliant^® American Express^® Card

How to Apply

Rates & Fees
(Terms Apply)

Welcome Offer Earn 100,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.

Marriott Bonvoy Brilliant^® American Express^® Card

Welcome Offer Earn 100,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.

Annual Fee:$650

Show moreWhy We Like ItHighlightsEarning Rates

The Marriott Bonvoy Brilliant^® American Express^® Card offers plenty of value for Marriott enthusiasts: up to $300 yearly in dining credits, Marriott Bonvoy^® Platinum Elite status, and a Free Night Award valued at up to 85K points after every card renewal. Earn 6X points at Marriott hotels, 3X on dining and direct airline bookings, and 2X on other purchases. Additional perks include a $100 property credit at select Marriott brands, Global Entry/TSA PreCheck fee credit, 25 annual Elite Night Credits, and a Priority Pass™ Select membership. Enrollment required for select American Express benefits.

• Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
• Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
• Earn 2X points on all other eligible purchases.
• Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
• With complimentary Marriott Bonvoy® Platinum Elite status, earn up to 5X points from Marriott Bonvoy® on eligible hotel purchases with the 50% Bonus Points on stays benefit.
• Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
• With your Marriott Bonvoy Brilliant® American Express® Card, you can enroll in Priority Pass™ Select, with an unlimited number of visits to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location.
• Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• No Foreign Transaction Fees on international purchases.
• $650 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

• 6X points on purchases at Marriott Properties
• 3X points at restaurants worldwide, including takeout and delivery
• 3X points on flights booked directly with airlines
• 2X points on all other eligible purchases

Marriott Bonvoy Bevy^® American Express^® Card

How to Apply

Rates & Fees
(Terms Apply)

Welcome Bonus Earn 85,000 Marriott Bonvoy^® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.

Marriott Bonvoy Bevy^® American Express^® Card

Welcome Bonus Earn 85,000 Marriott Bonvoy^® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.

Annual Fee:$250

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The Marriott Bonvoy Bevy^® American Express^® Card delivers a Free Night Award after spending $15,000 in a calendar year, applicable for one night at hotels in the Marriott Bonvoy program (up to 50,000 points), and receive complimentary Gold Elite status. Enrollment required for select American Express benefits.

• Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months and an extra 50,000 bonus points after you make an additional $2,000 in purchases within the first 6 months.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®. Terms apply. See www.marriott.com/loyalty/terms/default.mi for more information.
• Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Bevy® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 2.5X points from Marriott Bonvoy with the 25% Bonus Points on Stays, a benefit available with your complimentary Gold Elite status.
• With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
• Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy® American Express® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
• 15 Elite Night Credits: Each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
• Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• Plan It® is a payment option that lets you split up large purchases into monthly installments with a fixed fee. A fixed monthly fee is shown upfront so you'll know exactly how much you'll pay. Plus, you'll still earn rewards for the purchases you plan the way you usually do.
• $250 Annual Fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

• 6X points on purchases at hotels participating in Marriott Bonvoy
• 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
• 2X points on all other eligible purchases

Hilton Honors American Express Aspire Card

How to Apply

Rates & Fees
(Terms apply)

Welcome Bonus Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.

Hilton Honors American Express Aspire Card

Welcome Bonus Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.

Annual Fee:$550

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The Hilton Honors American Express Aspire Card adds a huge amount of value for Hilton fans. The cards standout feature is complimentary Hilton Honors™ Diamond status in the Hilton Honors program, offering top-tier benefits like room upgrades and bonus points. Cardholders also enjoy an annual Free Night Reward, up to $400 in Hilton resort statement credits, and up to $200 flight credits each year. This card also includes 14X points on eligible Hilton purchases, making it highly rewarding for hotel stays. The generous benefits and earning rates make this card a compelling choice if you regularly stay at Hilton properties.

• Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership.
• Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
• Card Members can earn 14X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
• Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
• Card Members can earn 3X Points on all other eligible purchases.
• $400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
• $200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with airlines or via AmexTravel.com or the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
• $209 CLEAR+ Credit: You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your eligible Hilton Honors American Express Aspire Card.
• Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in a calendar year. Plus, you can earn an additional Free Night Reward from Hilton after you spend an additional $30,000 (for a total of $60,000) in purchases on your Card in the same calendar year.
• $100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
• Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
• Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
• Points don't expire while your Hilton Honors American Express Card is active and in good standing.
• $550 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

• 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
• 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
• 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

The Hilton Honors American Express Business Card

How to Apply

Rates & Fees
(Terms apply)

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.

The Hilton Honors American Express Business Card

Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.

Annual Fee:$195

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Benefits include up to $240 in statement credits on eligible purchases at Hilton Properties each year ($60 per quarter), complimentary Hilton Honors™ Gold Status and the ability to earn Hilton Honors™ Diamond status by making $40,000 in eligible annual purchases. Cardholders also get complimentary elite status with National Car Rental. Enrollment is required for select American Express benefits.

• Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership.
• Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
• Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
• Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
• Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X Points thereafter.
• You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
• Terms apply.

• 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
• 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter

Hilton Honors American Express Surpass^® Card

How to Apply

Rates & Fees
(Terms Apply)

Welcome Bonus Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass^® Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.

Hilton Honors American Express Surpass^® Card

Welcome Bonus Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass^® Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.

Annual Fee:$150

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The Hilton Honors American Express Surpass^® Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Hilton Honors™ Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).

• Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership.
• Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.
• Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
• Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
• Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
• Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
• Earn 4X Points for each dollar on U.S. Online Retail Purchases.
• Earn 3X Points for all other eligible purchases on your Card.
• As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
• Points don't expire while your Hilton Honors American Express Surpass® Card is active and in good standing.
• $150 annual fee.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

• 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
• 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
• 4X bonus points on U.S online retail purchases
• 3X bonus points for all other eligible purchases on your card

Delta SkyMiles^® Reserve American Express Card

How to Apply

Rates & Fees
(Terms apply)

Welcome Bonus You may be eligible for as high as 100,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Delta SkyMiles^® Reserve American Express Card

Welcome Bonus You may be eligible for as high as 100,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Annual Fee:$650

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The Delta SkyMiles^® Reserve American Express Card is the best option if you want elite level benefits without holding the status required. The standout feature is complimentary Delta Sky Club^® access with 15 visits per year effective from 2/1/25 (unlimited visits with $75,000 spend), providing a relaxing space before flights. Cardholders can earn 1 MQD per $10 of eligible purchases charged to the Delta Reserve. Additionally, there's a complimentary Domestic Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year upon card renewal. Other benefits include 15% off when booking Award Travel on Delta, a credit for Global Entry or TSA PreCheck^® fees, a free first checked bag on Delta flights, access to complimentary upgrades, and 20% back on in-flight purchases. Enrollment required for select American Express benefits.

• You may be eligible for as high as 100,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
• Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you'll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
• Enjoy complimentary access to The Centurion® Lounge in the U.S. and select international locations (as set forth on the Centurion Lounge Website), Sidecar by The Centurion® Lounge in the U.S. (see the Centurion Lounge Website for more information on Sidecar by The Centurion® Lounge availability), and Escape Lounges when flying on a Delta flight booked with the Delta SkyMiles® Reserve American Express Card. § To access Sidecar by The Centurion® Lounge, Card Members must arrive within 90 minutes of their departing flight (including layovers). To access The Centurion® Lounge, Card Members must arrive within 3 hours of their departing flight. Effective July 8, 2026, during a layover, Card Members must arrive within 5 hours of the connecting flight.
• Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
• Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases at over 10,000 qualifying U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
• $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
• Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
• Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
• No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
• $650 Annual Fee.
• Terms Apply.

• 3X miles per dollar spent on purchases made directly with Delta
• 1X miles on every eligible dollar spent on purchases.

Chase 100k Welcome Offers

There are several 100,000-point (or higher) offers available across Chase card families: three Ultimate Rewards cards, four United cards, and three IHG cards.

Chase Sapphire Reserve^®

Apply Now

Rates & Fees

Welcome Bonus Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Chase Sapphire Reserve^®

Welcome Bonus Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

Annual Fee:$795

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Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 150,000 bonus points bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

• Earn 150,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get $3,000 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $288 annually
• Member FDIC

• 8x points on all purchases through Chase Travel℠
• 4x points on flights and hotels booked directly
• 3x points on dining worldwide
• 1x points on all other purchases

Sapphire Reserve for Business℠

Apply Now

Rates & Fees

Welcome Bonus Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.

Sapphire Reserve for Business℠

Welcome Bonus Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.

Annual Fee:$795

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Chase’s flagship business travel card. Earn 8x on Chase Travel℠ purchases, 4x on flights and hotels booked directly, and 3x on eligible ad spend. Get $300 in travel credit, VIP lounge access, and premium travel protections to elevate every business trip.

• Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
• $6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

• 8X points on all Chase Travel℠ purchases
• 5X total points on eligible Lyft rides through 9/30/2027
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media platforms and search engines
• 1 point per dollar on all other eligible purchases

Ink Business Preferred^® Credit Card

Apply Now

Rates & Fees

Welcome Offer Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Ink Business Preferred^® Credit Card

Welcome Offer Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

Annual Fee:$95

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The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.

• Earn 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
• Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
• Earn 5x total points on Lyft rides through 9/30/27.
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
• Go further when you book with Chase Travel℠. Enjoy competitive rates, seamless booking and premium benefits.
• Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
• Receive complimentary access to DashPass by DoorDash.
• Member FDIC

• 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
• 1X point per $1 on all other purchases

United Quest℠ Card

Apply Now

Rates & Fees

Limited Time Offer Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities

United Quest℠ Card

Limited Time Offer Earn up to 100,000 bonus miles and 3,000 Premier qualifying points after qualifying activities

Annual Fee:$350

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The United Quest Card offers a great mix of benefits that should easily cover the cost of its annual fee over the long term. Unique perks include a $200 United travel credit, annual 10,000-mile award flight discount, 2 free checked bags, and priority boarding.

• Earn up to 100,000 bonus miles and 3,000 PQP
• NEW! 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
• 1x mile on all other purchases
• Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
• Free first and second checked bags--a savings of up to $360 per roundtrip (terms apply)
• Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

• 4X miled per $1 spent on United^® purchases*
• 5X miles per $1 spent at Renowned Hotels and Resorts
• 2X miles per $1 spent on all other travel
• 2X miles per $1 spent at restaurants
• 2X miles per $1 spent on select streaming services
• 1X mile per $1 spent on all other purchases

*10X total miles per $1 spent on eligible United^® flights

United Club℠ Card

Apply Now

Rates & Fees

Limited Time Offer Earn up to 110,000 bonus miles and 3,000 PQP after qualifying activities

United Club℠ Card

Limited Time Offer Earn up to 110,000 bonus miles and 3,000 PQP after qualifying activities

Annual Fee:$695

Show moreWhy We Like ItHighlightsEarning Rates

The United Club is the top-tier United co-brand card, and offers some great perks like United Club℠ membership, priority check-in, security screening (where available), boarding and baggage handling privileges. If your not an elite, holding this card means you'll be treated like one of United's most loyal and valuable customers. If you already hold MileagePlus Premier status, the card also grants access to Complementary Premier Upgrades on United flights.

• Earn up to 110,000 bonus miles and 3,000 PQP
• NEW! 11x total miles on eligible United flights and 5x miles on all other eligible United® purchases
• 2x miles on dining and all other travel
• 1x mile on all other purchases
• United Club℠ card membership - at least a $750 value
• Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services.
• Earn up to 20,000-miles in award flight discounts annually
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

• Earn 5 miles per $1 spent on United^® purchases*
• Earn 2 miles per $1 spent on all other travel
• Earn 2 miles per $1 spent on dining
• Earn 1 mile per $1 spent on all other purchases

*11X total miles per $1 spent on eligible United^® flights

United℠ Business Card

Apply Now

Rates & Fees

Limited Time Offer Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities

United℠ Business Card

Limited Time Offer Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities

Annual Fee:$150

Show moreWhy We Like ItHighlightsEarning Rates

Cardholders earn 2 miles per $1 spent on United purchases (8x total miles on eligible United flights), dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases​​. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip​​, a $125 United travel credit after qualifying purchases​​, and two one-time United Club℠ passes each year​​. Additional perks include 25% back on United inflight and Club premium drink purchases​​, priority boarding on United-operated flights​​, and no foreign transaction fees​​. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus​​.

• Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
• $150 Annual Fee.
• NEW! 8x total miles on eligible United flights.
• 2x miles on all other eligible United® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
• 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
• Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
• Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
• NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
• Member FDIC

• 2x on United^® purchases*
• 2x on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services
• 2x at gas stations, restaurants and office supply stores
• 1x on all other purchases

*8x total miles on eligible United flights

United Club℠ Business Card

Welcome Bonus Earn up to 110,000 bonus miles plus 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

United Club℠ Business Card

Welcome Bonus Earn up to 110,000 bonus miles plus 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.

Annual Fee:$695

IHG One Rewards Traveler Credit Card

Apply Now

Rates & Fees

Limited-Time Offer Earn up to 125,000 bonus points – 90,000 bonus points after spending $2,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening

IHG One Rewards Traveler Credit Card

Limited-Time Offer Earn up to 125,000 bonus points – 90,000 bonus points after spending $2,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening

Annual Fee:$0

Show moreWhy We Like ItHighlightsEarning Rates

The IHG One Rewards Traveler Card features a solid welcome bonus of up to 125,000 bonus points – 90,000 bonus points after spending $2,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $4,000 in the first 6 months from account opening. This card comes with no foreign transaction fees, a fourth night free on award bookings, and no annual fee.

• Limited Time Offer! Earn up to 125,000 bonus points. Earn 90,000 Bonus Points after spending $2,000 in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $4,000 in the first 6 months from account opening.
• No Annual Fee
• Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
• No Foreign Transaction Fees
• Redeem 3 Nights, Get the 4th Night Free
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
• Member FDIC

• Earn up to 17X points total per $1 spent when you stay at an IHG hotel
• 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
• 2X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:

• Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
• Earn up to 2X points from IHG^® with Silver Elite Status, a benefit of this Card
• Earn up to 10X points from IHG^® for being an IHG^® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG^® loyalty program)

IHG One Rewards Premier Credit Card

Apply Now

Rates & Fees

Limited-Time Offer Earn up to 185,000 bonus points – 150,000 bonus points after spending $3,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening

IHG One Rewards Premier Credit Card

Limited-Time Offer Earn up to 185,000 bonus points – 150,000 bonus points after spending $3,000 in the first 3 months from account opening, plus 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening

Annual Fee:$99

Show moreWhy We Like ItHighlightsEarning Rates

The IHG One Rewards Premier Credit Card is packed with benefits for IHG fans, and we rate it one of the best co-brand hotel cards you can have in your wallet. Cardholders earn up to 26X points per $1 at IHG properties (including points multipliers from your elite status), 5X points on travel, dining, and at gas stations, and 3X points on all other purchases. An attractive feature is the automatic upgrade to Platinum Elite status, enhancing your hotel stay experience. The card also offers a valuable Anniversary Free Night each year, and a fourth Reward Night free when redeeming points for a stay of four or more nights. Additional perks include a 20% discount on point purchases, no foreign transaction fees, comprehensive travel and purchase protections, and a Global Entry, TSA PreCheck, or NEXUS credit every four years.

• Limited Time Offer! Earn up to 185,000 bonus points. Earn 150,000 bonus points after spending $3,000 in the first 3 months from account opening. Plus, earn 35,000 bonus points after spending a total of $6,000 in the first 6 months from account opening.
• Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier cardmember
• Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
• Member FDIC

• Earn up to 26 points total per $1 spent when you stay at an IHG hotel
• 5X points per $1 spent on purchases on travel, gas stations, and restaurants
• 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:

• Earn 10X points for being a IHG One Rewards Premier Credit Card member
• Earn up to 6X points from IHG^® with Platinum Elite Status, a benefit of having this card
• Earn up to 10X points from IHG^® for being an IHG^® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG^® loyalty program)

IHG One Rewards Premier Business Credit Card

Apply Now

Rates & Fees

Welcome Bonus Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

IHG One Rewards Premier Business Credit Card

Welcome Bonus Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

Annual Fee:$99

Show moreWhy We Like ItHighlightsEarning Rates

The IHG One Rewards Premier Business Credit Card earns up to 26x points at IHG Hotels & Resorts, plus 5x on travel, gas stations, dining, and social media advertising, and 3x on all other purchases. Cardholders enjoy an anniversary free night, automatic Platinum Elite status, and a Global Entry, TSA PreCheck, or NEXUS application fee credit, making it perfect for frequent travelers who favor IHG properties.

• Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
• Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
• Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
• Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
• Automatic Platinum Elite status as long as you remain a Premier Business cardmember
• Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
• IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® Hotels & Holiday Inn®
• Member FDIC

• Earn up to 26X total points per $1 spent when you stay at an IHG hotel
• 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
• 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:

• Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
• Earn up to 6X bonus points for having IHG^®Platinum Elite Status, a benefit of having this card
• Earn up to 10X base points for being an IHG^® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG^® loyalty program)

Citi 100k Welcome Offers

At the moment, there are no Citi-issued cards offering a 100,000-point (or more) welcome bonus.

Capital One 100k Welcome Offers

Capital One currently offers some of the most valuable bonuses available. And right now, two of its cards have welcome bonuses over 100k miles!

Capital One Venture Business

How to Apply

Earn 150,000 Miles. Limited Time Offer: 75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months

Capital One Venture Business

Earn 150,000 Miles. Limited Time Offer: 75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months

Annual Fee:$95

Show moreWhy We Like ItHighlightsEarning Rates

The Capital One Venture Business Card offers a straightforward earning structure with unlimited 2X miles on every purchase, making it well-suited for businesses that prefer consistent rewards without tracking bonus categories. The limited-time offer of up to 150,000 miles provides strong upfront value for higher-spending businesses. Additional benefits include up to $220 in statement credits across travel, advertising, and security programs like Global Entry or TSA PreCheck^®. With flexible redemption options—including transfers to 15+ travel partners—and free employee cards that also earn 2X miles, the card delivers scalable value across a wide range of business expenses.

• Limited-time offer: Earn up to 150,000 bonus miles-75,000 miles once you spend $7,500 in the first 3 months, and an additional 75,000 miles once you spend $30,000 in the first 6 months
• Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
• Receive up to $220 in credits: Receive an annual $50 travel credit for bookings through Capital One Business Travel, up to an annual $50 statement credit for purchases at qualifying advertising or software merchants, plus up to a $120 credit for Global Entry or TSA PreCheck^® every four years. Terms and conditions apply
• Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Business Travel
• Transfer your miles to 15+ travel loyalty programs
• Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
• $95 annual fee
• Free employee cards which also earn unlimited 2X miles from their purchases
• Top rated mobile app

• 5X miles per $1 on hotels, vacation rentals and rental cars booked via Capital One Business Travel
• 2X miles per $1 on other eligible purchases

Capital One Venture X Business

How to Apply

Welcome Bonus Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.

Capital One Venture X Business

Welcome Bonus Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.

Annual Fee:$395

Show moreWhy We Like ItEarning Rates

The Capital One Venture X Business is a premium business card earning 2X miles on every purchase, with enhanced earning rates of 5X on flights and 10X on hotels and rental cars booked through Capital One Business Travel. One of the standout features is the $300 annual travel credit for bookings made via Capital One Business Travel, accompanied by an annual bonus of 10,000 miles from the first anniversary. Additional benefits include a credit of up to $120 for Global Entry or TSA PreCheck^®, access to Capital One Lounge and Landing locations and participating Priority Pass™ lounges (after enrollment), and the ability to transfer miles to over 15 travel loyalty programs.

• 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel
• 5X miles per $1 on purchases through Capital One Entertainment
• 5X miles per $1 on flights booked via Capital One Business Travel
• 5X miles per $1 on vacation rentals booked via Capital One Business Travel
• 2X miles per $1 on other eligible purchases

Cardless 100k Welcome Offers

Cardless collaborates with several airlines and retailers to offer co-branded credit cards, many of which use the American Express network. Currently, one Cardless card carries a welcome bonus of 100,000 miles.

avianca lifemiles American Express^® Elite Card

Apply Now

Rates & Fees

Welcome Bonus Get up to 100,000 Welcome bonus miles* — 60,000 miles after spending $4,500 in the first 90 days plus an additional 40,000 miles after spending $25,000 in the first 365 days.

avianca lifemiles American Express^® Elite Card

Welcome Bonus Get up to 100,000 Welcome bonus miles* — 60,000 miles after spending $4,500 in the first 90 days plus an additional 40,000 miles after spending $25,000 in the first 365 days.

Annual Fee:$249

Show moreWhy We Like ItHighlightsEarning Rates

The avianca lifemiles American Express^® Elite Card delivers 3x miles on Avianca purchases and 2x on both dining and other travel purchases. The dual bonus structure can yield up to 100,000 lifemiles points in the first year, plus included lifemiles+ Lite membership and Silver Elite status make it ideal for travelers seeking stronger rewards and premium perks.

• Earn 3x miles on avianca or lifemiles purchases
• Earn 2x miles on restaurant and other travel purchases
• Earn 1x on all other eligible purchases
• Receive complimentary lifemiles+ lite membership
• Receive avianca lifemiles Silver Elite status
• No foreign transaction fees (See Rates & Fees)
• *See Offer Terms

• Earn 3x miles on avianca or lifemiles purchases
• Earn 2x miles on restaurant and other travel purchases
• Earn 1x on all other eligible purchases

Barclays 100k Welcome Offers

Right now, only one Barclays-issued credit card is offering a 100k-point welcome offer: the JetBlue Premier Card. For a limited time, new applicants can earn 100,000 bonus points after spending $5,000 on purchases and paying the annual fee in full, both within the first 90 days.

Earn More Points With Targeted Card Offers

Sometimes, the best credit card bonuses with the most points or miles aren’t available to everyone. These are targeted offers sent to specific individuals. Some issuers are more likely to send them than others, but it’s always worth checking if you’ve been selected for a special offer before submitting a credit card application.

You can do this by using a tool like CardMatch, checking your email or physical mailbox, logging into your loyalty accounts, or even browsing in incognito mode. You won’t always find a targeted offer — but when you do, it could be the difference between a standard welcome bonus (even if 100,000+ points) and something much better.

Credit: Vitaly Gariev/Unsplash

Bottom Line

Not every 100k offer is created equal — but each one on this list can unlock significant value if used strategically. From luxury hotel stays to international flights in business class, these bonuses offer serious travel potential. Just remember to check your eligibility, compare redemption values, and ensure a card fits your spending habits before applying.

Capital One Venture X Business

Welcome Bonus Earn 150,000 Miles once you spend $30,000 in the first 3 months from account opening.

How to Apply

Annual Fee

$395

Credit Score

Excellent

• 10X miles per $1 on hotels and rental cars booked via Capital One Business Travel
• 5X miles per $1 on purchases through Capital One Entertainment
• 5X miles per $1 on flights booked via Capital One Business Travel
• 5X miles per $1 on vacation rentals booked via Capital One Business Travel
• 2X miles per $1 on other eligible purchases

American Express Platinum Card^®

Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards^® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

How to Apply

Annual Fee

$895Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

• Earn 5X points for flights booked directly with airlines or with American Express Travel^® (up to $500,000 in purchases per calendar year).
• Earn 5X points on prepaid hotels booked with American Express Travel^®.
• Earn 5X points on Fine Hotels + Resorts^® and The Hotel Collection bookings.

Sapphire Reserve for Business℠

Welcome Bonus Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.

Apply Now

Annual Fee

$795Rates & Fees

Credit Score

Excellent, Good

• 8X points on all Chase Travel℠ purchases
• 5X total points on eligible Lyft rides through 9/30/2027
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media platforms and search engines
• 1 point per dollar on all other eligible purchases

To learn more, consult the following resources:

• Point and mile values
• How does a credit card sign-up bonus work?
• The best credit card bonuses available this month
• The best small business credit card bonuses available this month

For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Reserve^® (Rates & Fees), American Express Platinum Card^® (Rates & Fees), American Express^® Gold Card (Rates & Fees), Sapphire Reserve for Business℠ (Rates & Fees), The Business Platinum Card^® from American Express (Rates & Fees), IHG One Rewards Traveler Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), IHG One Rewards Premier Business Credit Card (Rates & Fees), United℠ Business Card (Rates & Fees), United Club℠ Card (Rates & Fees), United Quest℠ Card (Rates & Fees), Ink Business Preferred^® Credit Card (Rates & Fees), Delta SkyMiles^® Reserve American Express Card (Rates & Fees), The Hilton Honors American Express Business Card (Rates & Fees), Hilton Honors American Express Aspire Card (Rates & Fees), Hilton Honors American Express Surpass^® Card (Rates & Fees), Marriott Bonvoy Bevy^® American Express^® Card (Rates & Fees), Marriott Bonvoy Brilliant^® American Express^® Card (Rates & Fees), American Express^® Business Gold Card (Rates & Fees), and avianca lifemiles American Express^® Elite Card (Rates & Fees)