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Offers for The Ritz-Carlton™ Credit Card, Starwood Preferred Guest® American Express Luxury Card, Marriott Bonvoy Brilliant™ American Express® Card, Marriott Bonvoy® Premier Plus Business Visa Signature and Marriott Bonvoy Business™ American Express® Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.
With each step of the Marriott Rewards and Starwood Preferred Guest merger comes new hurdles in ensuring you understand and maximize the new combined program (oddly) named Marriott Bonvoy. This week American Express and Chase launched the new line up of co-branded Marriott Bonvoy cards.
By all accounts, the two banks worked out an amicable solution where each got to keep equal shares of the previously separate Amex SPG and Chase Marriott co-branded business, but that doesn't mean they've made it easy to decipher all the changes in the card line up. I've covered the new cards and their benefits below. To see if you are eligible for the welcome bonus on any of the new cards, check our updated Marriott card eligibility resource.
New to the Marriott landscape is the no annual fee Marriott Bonvoy Bold™ Credit Card. The only Marriott co-brand card that doesn't charge an annual fee, Bonvoy Bold members receive Silver Elite status courtesy of the 15 elite night credits issued with the card, plus new cardmembers can collect 30,000 points after you spend $1,000 on purchases in the first 3 months from account opening.
- Earn 3X points at participating Marriott Bonvoy Hotels and 2X points on other travel purchases, and 1x point per dollar on all other spending
- Automatic Silver Elite status courtesy of the 15 elite qualifying night credits
- No foreign transaction fees
The major consideration for folks looking to apply for the Bonvoy Bold is that it can lock you out from getting more valuable Marriott co-brand cards over the following 24 months if your circumstances change. The Bonvoy Bold is perfect if you want the 15 elite night credits to help you reach a higher elite status tier, and the 30,000 point bonus is decent for a no-annual-fee card. If you can make use of the free night, the Marriott Bonvoy Boundless™ Credit Card will likely provide more value over the long-term.
- Marriott Bonvoy Bold™ Credit Card from CHASE® with no annual fee!
- Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
- Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
- 1X point for every $1 spent on all other purchases.
- Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
- No Foreign Transaction Fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
- 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
- 2X points on other travel purchases (from airfare to taxis and trains)
- 1X point on all other purchases
The legacy SPG personal card has closed to new applicants leaving Chase with the only mid-tier Bonvoy personal credit card. The Chase Marriott Rewards® Premier Plus Credit Card has been rebranded into the Marriott Bonvoy Boundless™ Credit Card. The $95-annual-fee card is offering 75,000 points after you spend $3,000 on purchases in the first 3 months from account opening. Here's a rundown of the card benefits:
- Earn 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels and 2X Bonvoy points for every $1 spent on all other purchases
- Automatic Silver Elite status
- Earn Gold status after spending $35,000 on the card annually
- 15 elite qualifying night credits
- Annual free night at properties costing up to 35,000 points at card anniversary
- Free in-room premium Wi-Fi starting August 2019
$95 is a solid price to pay for 75,000 points and an annual free night. The 2X base earning rate continues to be a disappointment compared to the legacy SPG Amex's equivalent 3X earning power, but I think if you're eligible, this is a card to get and keep.
- Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
- 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
- Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
- 2X Bonvoy points for every $1 spent on all other purchases.
- Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
- 15 Elite Night Credits each calendar year.
- No foreign transaction fees.
- Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
- 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
- 2X Bonvoy points for every $1 spent on all other purchases
The The Ritz-Carlton™ Credit Card closed to applications in 2018 and the Starwood Preferred Guest® American Express Luxury Card has officially been rebranded the Marriott Bonvoy Brilliant™ American Express® Card. The rebranded Bonvoy card is offering a 75,000 point welcome bonus after you use your new card to make $3,000 in purchases within the first 3 months. Here's a rundown of the card benefits:
- Earn 6x points at participating Marriott Bonvoy Hotels; 3x points at US restaurants and flights booked directly with airlines; and 2X points on everything else.
- $300 statement credit for Marriott purchases including room rates and on property purchases.
- Each card anniversary receive a free night at properties costing up to 50,000 points.
- Marriott Bonvoy Gold Elite Status, earn Platinum status after spending $75,000 in a calendar year
- Statement credit to cover Global Entry or TSA PreCheck registration fees
- 15 elite qualifying night credits per year
- Priority Pass Lounge Membership
- A $100 credit for stays of two nights or more at St. Regis or Ritz-Carlton properties when booking an eligible rate
- $450 annual fee
The Marriott Bonvoy Brilliant™ American Express® Card has a compelling welcome bonus, and the $300 credit is nice. But only offering Gold status and an underwhelming set of earning rates makes this card less attractive than I had hoped. My wife has the Ritz-Carlton Card which I think overall is a more effective Marriott Bonvoy luxury card. It's a shame the Ritz-Carlton Card is not open to new cardmembers, but our plan is to hold onto it and forego this card.
- You'll receive complimentary Marriott Gold Elite status, plus you receive Marriott Platinum Elite status after spending $75,000 on the card in a calendar year
- A Free Night Award every year after your account anniversary, up to the value of 50,000 Marriott points
- Complimentary Priority Pass™ Select membership
- $300 in statement credits each year for eligible purchases at participating Marriott hotels.
- TSA Pre✓® or Global Entry fee credit
- 6x Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy hotels
- 3x points at U.S. restaurants and on flights booked directly with airlines
- 2x points on all other eligible purchases
American Express has emerged from the two banks as the lone holder of the Bonvoy co-branded business card. The Marriott Bonvoy Premier Plus Business Visa Signature is now closed to applicants and the Marriott Bonvoy Business™ American Express® Card is here to stay. The business card has a $125 annual fee which is not waived for the first year. The welcome bonus is offering 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months..
The annual fee for this card increased from $95 to $125 on March 28, 2019. Those who opened their Marriott Bonvoy Business Card before the 28th, had their first-year annual fee waived and will pay $95 the second year before moving to the $125 fee starting on the third year. Although the cost is now $125 per year, many small business owners will find this card's benefits more than compensate for the annual fee:
- Earn 6X points at participating Marriott Bonvoy hotels; 4X points at gas stations, restaurants, and wireless telephone services purchased directly from US service providers, and shipping; and 2X points on everything else.
- 15 elite night credits good for automatic Silver Elite status with Gold status available after spending $35,000 in a calendar year
- Free night at properties costing up to 35,000 points
- Boingo Wi-Fi membership
- Premium in-room internet
- Earn a second free night (at properties costing up to 35,000 points) after spending $60,000 on the card in a calendar year
This card is more compelling to me than the Marriott Bonvoy Brilliant Card or Marriott Bonvoy Card thanks to a more competitive 4x earning on useful spending categories. Plus, Marriott recently announced that if you hold both a personal and a business Marriott co-brand card, you'll receive a total of 30 elite night credits each year (15 from each card). This doesn't apply to holding two Marriott personal cards and is a massive incentive to get the business card.
- 6x points at participating Marriott Bonvoy hotels
- 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
- 2x points on all other purchases
There are three points you need to consider before picking a strategy with the Bonvoy cards:
- First, consider your Chase 5/24 slots. This doesn’t have to mean you must apply for Chase cards first; it means you need to know your 5/24 standing and how further card openings will affect what you are eligible for down the road.
- Next, look at which cards you hold or have recently held and review the list of rules announced to see if you’re ineligible for any welcome offers based on your current and previous card portfolio.
- Finally, consider your future stay plans with Marriott to see which on-property benefits you could pick up with the co-branded cards.
Now that all the legacy SPG Amex cards are closed to new applicants, the path forward with Bonvoy cards is now much clearer. Don't forget, American Express has an online welcome offer-eligibility tool that will confirm your research as to whether or not you are able to receive a Marriott Bonvoy Business™ American Express® Card or Marriott Bonvoy Brilliant™ American Express® Card welcome offer.
I expect as Amex and Chase monitor the performance of these new cards, we'll see adjustments to the welcome offers and card benefits. If you aren't in a rush to pick up a card or not eligible, don't worry about trying to apply for a card at this time. The new portfolio is here to stay for many years in the future.
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