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Marriott Bonvoy credit cards can be powerful tools to help you maximize your stays with the hotel giant. Award travelers everywhere have used these cards to save thousands of dollars through free nights, upgrades, and even complimentary breakfast — and some have even parlayed them into lifetime elite status with Marriott Bonvoy.

If you’re not familiar with all the options, Marriott’s co-branded credit card lineup is as broad as it is complex. There are currently seven cards split between two issuers. And that can make it challenging to untangle the application rules and determine which card (or combination of cards) makes the most sense for you.

In this post, we’ll break down the Marriott Bonvoy credit card options, highlight their key benefits, and help you decide how they might fit into your travel strategy.

Chase-Issued Marriott Bonvoy Credit Cards

Marriott Bonvoy has four credit cards issued by Chase. Of these, three are open to new applicants, while the fourth is only available via product change.

Bedroom at The St. Regis Istanbul.
The St. Regis Istanbul. Credit: Marriott

Marriott Bonvoy Bold® Credit Card

The Marriott Bonvoy Bold® Credit Card (Rates & Fees) is the only co-branded Marriott credit card that doesn’t charge an annual fee. Yet it still comes with a handful of useful perks, including complimentary Marriott elite status and a welcome bonus.

  • Welcome bonus: Earn 2 Free Night Awards after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 100,000 points. Certain hotels have resort fees.
  • Complimentary elite status: Automatic Silver Elite status — plus, you’ll receive 5 Elite Night Credits each calendar year
  • Key benefits: No foreign transaction fees and Visa Signature benefits
  • Earning rates: 3X Bonvoy points per $1 spent at Marriott Bonvoy® hotels, 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services, and 1 point per $1 on all other purchases

The Bonvoy Bold is a solid option for those who want Marriott benefits without paying an annual fee. It’s also a good card to downgrade to if you’re product changing from a Chase-issued Marriott card that carries an annual fee.

Marriott Bonvoy Bold® Credit Card
Chase Sapphire Preferred® Card
Welcome Bonus Earn 2 Free Night Awards after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 100,000 points. Certain hotels have resort fees.
Marriott Bonvoy Bold® Credit Card
Welcome Bonus Earn 2 Free Night Awards after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 100,000 points. Certain hotels have resort fees.
Annual Fee:$0
Show moreHighlightsEarning Rates
  • Limited-time offer! Earn 2 Free Night Awards after qualifying purchases.
  • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
  • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
  • Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
  • 1X point for every $1 spent on all other purchases.
  • Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
  • Pay Yourself Back® - Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
  • Member FDIC
  • 3X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
  • 1X point on all other purchases

Related: Bonvoy Bold Card Review

Marriott Bonvoy Boundless® Credit Card

The $95-annual-fee Marriott Bonvoy Boundless® Credit Card (Rates & Fees) offers great benefits for a mid-tier hotel card.

  • Welcome bonus: Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
  • Complimentary elite status: Automatic Silver Elite status (receive 15 Elite Night Credits annually) — plus earn Gold Status after spending $35,000 on your card in a calendar year
  • Key benefits: Free Night Award (up to 35,000 points) after your first account anniversary, earn 1 Elite Night Credit for every $5,000 you spend, no foreign transaction fees, and Visa Signature benefits
  • Earning rates: 6X Bonvoy points per $1 spent at hotels participating in Marriott Bonvoy®, 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining, and 2X points per $1 on all other purchases

The Marriott Boundless offers a solid mix of benefits in exchange for a reasonable annual fee. The welcome bonus can help offset the annual fee in year one, and the Free Night Award you’ll receive each year after your first cardmember anniversary can help offset the annual fee in years two and beyond.

Marriott Bonvoy Boundless® Credit Card
Chase Sapphire Preferred® Card
Welcome Bonus Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
Marriott Bonvoy Boundless® Credit Card
Welcome Bonus Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
Annual Fee:$95
Show moreHighlightsEarning Rates
  • Our best offer is back and better than ever! Earn 5 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
  • 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
  • Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
  • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
  • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
  • No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
  • Member FDIC
  • 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • 3X points for every $1 spent on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining
  • 2X points on all other eligible purchases

Related: Marriott Boundless Review

Marriott Bonvoy Bountiful™ Card

The Marriott Bonvoy Bountiful™ Card is the most premium Chase-issued Marriott card currently open to new applicants. It carries a $250 annual fee and a handful of benefits.

  • Welcome bonus: Earn 85,000 Marriott Bonvoy points after you spend $4,000 in eligible purchases on their Card in the first three months.
  • Complimentary elite status: Automatic Gold Elite status — plus, you’ll receive 15 Elite Night Credits each calendar year
  • Key benefits: Earn a Free Night Award each calendar year after $15,000 in spend (up to 50,000 points), no foreign transaction fees, and Visa Signature benefits
  • Earning rates: 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets, and 2X points on all other eligible purchases

The main selling points of the Marriott Bountiful are the automatic Gold Elite status and the Free Night Award you can earn after meeting the annual spending requirement. For the right traveler, this card can make sense, but it doesn’t feel like the most well-rounded Chase-issued Marriott card currently available.

Marriott Bonvoy Bountiful™ Card
Marriott Bonvoy Bountiful™ Card
Welcome Bonus Earn 85,000 Marriott Bonvoy points after you spend $4,000 in eligible purchases on their Card in the first three months.
Marriott Bonvoy Bountiful™ Card
Welcome Bonus Earn 85,000 Marriott Bonvoy points after you spend $4,000 in eligible purchases on their Card in the first three months.
Annual Fee:$250
Show moreEarning Rates
  • 6X points on purchases at hotels participating in Marriott Bonvoy
  • 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
  • 2X points on all other eligible purchases

The Ritz-Carlton™ Credit Card

The The Ritz-Carlton™ Credit Card is a bit of an enigma. Arguably, it’s one of the most interesting Chase-issued Marriott cards you can have, but you’ll need to jump through a few hoops to get it.

That’s because this $450-annual-fee card is no longer open to new applicants. Instead, it’s only available via product change from any of the three Chase-issued Marriott cards mentioned above, provided you’ve held that card for at least a year.

  • Welcome bonus: None (card not open to new applications)
  • Complimentary elite status: Automatic Gold Elite status — plus, you’ll receive 15 Elite Night Credits each calendar year
  • Key benefits: $300 annual travel credit, Free Night Award (up to 85,000 points) after your first account anniversary, Priority Pass™ Select membership, no foreign transaction fees, and Visa Infinite benefits
  • Earning rates: 6X points on purchases at hotels participating in Marriott Bonvoy, 3X points for every $1 spent on dining, car rentals and airline purchases, and 2X points on all other eligible purchases

These are great benefits, and in our opinion, this card is well worth jumping through the hoops to add to your wallet.

Related: Ritz-Carlton Card Card Review

American Express-Issued Marriott Bonvoy Credit Cards

The Marriott Bonvoy credit card portfolio also includes three American Express-issued cards: two for personal use and one for business owners.

Marriott Bonvoy Bevy® American Express® Card

The Amex-issued card with the lowest annual fee in the Marriott portfolio is the Marriott Bonvoy Bevy® American Express® Card, which carries a $250 annual fee(Rates & Fees).

  • Welcome bonus: Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Complimentary elite status: Automatic Gold Elite status — plus, you’ll receive 15 Elite Night Credits each calendar year
  • Key benefits: Earn 1 Free Night Award after spending $15,000 on eligible purchases in a calendar year (up to 50,000 points), earn 1,000 Marriott Bonvoy bonus points per paid eligible stay booked directly with Marriott at participating properties, and no foreign transaction fees(Rates & Fees)
  • Earning rates: 6X points on purchases at hotels participating in Marriott Bonvoy, 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets, and 2X points on all other eligible purchases

Like other Marriott cards, the key to justifying the annual fee with the Marriott Bonvoy Bevy Card is maximizing the welcome offer in year one and getting top value from the Free Night Award in years two and beyond.

Marriott Bonvoy Bevy® American Express® Card
Marriott Bonvoy Bevy® American Express® Card
Rates & Fees
(Terms Apply)
Welcome Bonus Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Marriott Bonvoy Bevy® American Express® Card
Welcome Bonus Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Annual Fee:$250
Show moreWhy We Like ItHighlightsEarning Rates
The Marriott Bonvoy Bevy® American Express® Card delivers a Free Night Award after spending $15,000 in a calendar year, applicable for one night at hotels in the Marriott Bonvoy program (up to 50,000 points), and receive complimentary Gold Elite status. Enrollment required for select American Express benefits.
  • Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
  • Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
  • Earn 2X points on all other eligible purchases.
  • Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®.
  • Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Bevy® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 2.5X points from Marriott Bonvoy with the 25% Bonus Points on Stays, a benefit available with your complimentary Gold Elite status.
  • With complimentary Marriott Bonvoy® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
  • Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy® American Express® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
  • 15 Elite Night Credits: Each calendar year, receive 15 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express.
  • Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same Eligible Card, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • Plan It® is a payment option that lets you split up large purchases into monthly installments with a fixed fee. A fixed monthly fee is shown upfront so you'll know exactly how much you'll pay. Plus, you'll still earn rewards for the purchases you plan the way you usually do.
  • $250 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • 6X points on purchases at hotels participating in Marriott Bonvoy
  • 4X points on up to $15,000 in combined purchases per year at restaurants worldwide and at U.S. supermarkets
  • 2X points on all other eligible purchases

Related: Marriott Bonvoy Bevy Card Review

Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card is Marriott’s most premium co-branded card. And it also carries the highest annual fee in the lineup at $650 (Rates & Fees).

  • Welcome bonus: Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • Complimentary elite status: Automatic Platinum Elite status — plus, you’ll receive 25 Elite Night Credits each calendar year
  • Key benefits: Free Night Award (up to 85,000 points) after your first account anniversary, Brilliant Earned Choice Award after spending $60,000 on eligible purchases in a calendar year, up to $300 in Brilliant Dining Credits (up to $25 per month), Priority Pass Select membership, no foreign transaction fees (Rates & Fees), and more (Enrollment is required for select Amex benefits.)
  • Earning rates: Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®, 3X points at restaurants worldwide and on flights booked directly with airlines, and 2X points on all other eligible purchases.

There are several ways to justify the annual fee on the Marriott Bonvoy Brilliant Card. You can offset much of it by maximizing the welcome bonus in year one and the Free Night Award in years two and beyond. But you can also extract significant value from the card’s statement credits — and, if you’re a big spender, from the Brilliant Earned Choice Award.

Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Rates & Fees
(Terms Apply)
Welcome Offer Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Marriott Bonvoy Brilliant® American Express® Card
Welcome Offer Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Annual Fee:$650
Show moreWhy We Like ItHighlightsEarning Rates
The Marriott Bonvoy Brilliant® American Express® Card offers plenty of value for Marriott enthusiasts: up to $300 yearly in dining credits, Marriott Bonvoy® Platinum Elite status, and a Free Night Award valued at up to 85K points after every card renewal. Earn 6X points at Marriott hotels, 3X on dining and direct airline bookings, and 2X on other purchases. Additional perks include a $100 property credit at select Marriott brands, Global Entry/TSA PreCheck fee credit, 25 annual Elite Night Credits, and a Priority Pass™ Select membership. Enrollment required for select American Express benefits.
  • Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
  • Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
  • Earn 2X points on all other eligible purchases.
  • Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • A Marriott Bonvoy® Platinum Elite member will earn 50% more points on eligible purchases at hotels participating in Marriott Bonvoy for each U.S. dollar or the currency equivalent that is incurred and paid for by the member.
  • Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
  • With your Marriott Bonvoy Brilliant® American Express® Card, you can enroll in Priority Pass™ Select, with an unlimited number of visits to over 1,200 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks and internet access in a quiet, comfortable location.
  • Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • No Foreign Transaction Fees on international purchases.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • 6X points on purchases at Marriott Properties
  • 3X points at restaurants worldwide, including takeout and delivery
  • 3X points on flights booked directly with airlines
  • 2X points on all other eligible purchases

Related: Marriott Bonvoy Brilliant Card Review

Marriott Bonvoy Business® American Express® Card

The only Marriott Bonvoy business card currently open to new applicants is the (aptly named) Marriott Bonvoy Business® American Express® Card. It carries a relatively modest $125 annual fee(Rates & Fees) and offers a solid mix of benefits for business owners.

  • Welcome bonus: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
  • Complimentary elite status: Automatic Gold Elite status — plus, you’ll receive 15 Elite Night Credits each calendar year
  • Key benefits: Receive 1 Free Night Award each year after your card renewal month (up to 35,000 points), plus earn an additional Free Night Award after spending $60,000 on eligible purchases in a calendar year. You’ll also receive a 7% discount on eligible bookings at participating Marriott Bonvoy properties, no foreign transaction fees(Rates & Fees), and more (Enrollment is required for select Amex benefits.)
  • Earning rates: 6x points at hotels participating in the Marriott Bonvoy® program, 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and 2x points on all other eligible purchases

For business owners who value Marriott Bonvoy perks, there aren’t many co-branded options available. But the Marriott Bonvoy Business Card can be a reasonable addition to your wallet, and for the right cardholder, its annual fee is easy to justify.

Marriott Bonvoy Business® American Express® Card
AmexBonvoyBiz
Rates & Fees
(Terms apply)
Welcome Bonus Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
Marriott Bonvoy Business® American Express® Card
Welcome Bonus Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
Annual Fee:$125
Show moreWhy We Like ItHighlightsEarning Rates
The Marriott Bonvoy Business® American Express® Card offers a suite of benefits ideal for frequent travelers and Marriott loyalists. Key benefits include complimentary Marriott Bonvoy® Gold Elite status, offering perks like late checkout and bonus points on stays. Cardholders also enjoy a 7% discount on eligible Marriott bookings, 15 Elite Night Credits annually, a Free Night Award each year post-renewal, and an additional Free Night Award after $60,000 annual spend. Enrollment is required for select Amex benefits.
  • WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
  • Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
  • 6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
  • 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business® American Express® Card.
  • Terms apply.
  • 6x Marriott Bonvoy® points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x Marriott Bonvoy® points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x Marriott Bonvoy® points per dollar on all other eligible purchases

Related: Marriott Bonvoy Business Card Review

Before applying for a Marriott credit card, here are a few things to keep in mind:

  1. Your Chase 5/24 status: Know where you stand before applying. Remember that the number of cards you open in a 24-month period can affect your eligibility for Chase-issued Marriott cards. That doesn’t necessarily mean you must apply for a Chase card first, but you should factor 5/24 into your broader strategy.
  2. Marriott application rules: Review your credit card history and make sure you understand the welcome offer eligibility rules. Cross-issuer restrictions between Chase and American Express can be complicated, so double-checking before you apply can save you a lot of frustration.
  3. Elite Status strategy: With the right Marriott card pairing, you can start each year with up to 40 Elite Night Credits. If you’re targeting a higher tier than what your current card provides automatically, a strategic pairing can give you a valuable head start each year.
Pool at the W Maldives.
W Maldives. Credit: Marriott

Related: The Best Co-Brand Credit Card for Each Hotel Loyalty Program: Perks and Why They're Worth Getting

Bottom Line

As you can see, there’s no shortage of Marriott co-branded cards that earn points, offer Free Night Awards, and provide automatic elite status. The key is choosing the one that best aligns with your travel patterns and overall credit card strategy. So, take your time, weigh the benefits against the annual fee, and think about how each card fits into your broader goals before submitting that next application.

Chase Sapphire Preferred® Card
Marriott Bonvoy Boundless® Credit Card
Welcome Bonus Earn 5 Free Night Awards after spending $3,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Boundless® Credit Card. Redeem your Free Night Awards for a one-night stay at properties with a redemption level up to 50,000 points per night, a total value of 250,000 points. Certain hotels have resort fees. 2026 Exclusive Offer: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
Annual Fee

$95Rates & Fees

Credit Score

Excellent, Good

  • 6X points for every $1 spent at over 7,000 hotels participating in Marriott Bonvoy®
  • 3X points for every $1 spent on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining
  • 2X points on all other eligible purchases
Marriott Bonvoy Brilliant® American Express® Card
Marriott Bonvoy Brilliant® American Express® Card
Welcome Offer Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
Annual Fee

$650Rates & Fees
(Terms Apply)

Credit Score

Excellent, Good

  • 6X points on purchases at Marriott Properties
  • 3X points at restaurants worldwide, including takeout and delivery
  • 3X points on flights booked directly with airlines
  • 2X points on all other eligible purchases
AmexBonvoyBiz
Marriott Bonvoy Business® American Express® Card
Welcome Bonus Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®.
Annual Fee

$125Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

  • 6x Marriott Bonvoy® points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
  • 4x Marriott Bonvoy® points on each dollar of eligible purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x Marriott Bonvoy® points per dollar on all other eligible purchases

Marriott Credit Cards FAQ

What credit cards give you Marriott status?

There are seven credit cards that give cardholders Marriott Bonvoy status. The no-annual-fee Marriott Boundless grants Marriott Bonvoy Silver Elite status. The Marriott Bonvoy Bevy Card, Marriott Bountiful, Ritz-Carlton Card, and Marriott Bonvoy Business Card offer Marriott Bonvoy Gold Elite status. The Marriott Bonvoy Brilliant Card is the only credit card to offer Marriott Bonvoy Platinum Elite status.

Are there any Marriott credit cards with Titanium status?

Unfortunately, there are no Marriott credit cards offering Marriott Titanium Elite status. However, Marriott co-branded cards do offer a quicker path to Titanium, as several offer automatic elite nights that help cardholders reach the 75-night threshold for Titanium status. Consider both personal and business credit cards to get you there faster.

What is the best credit card for Marriott status?

The best credit card for Marriott status is the Marriott Bonvoy Brilliant Card. The card offers Marriott Platinum Elite status for as long as you hold the card. No Marriott credit card offers Titanium or Ambassador status, meaning this is the highest level of status you can receive automatically.

Do Marriott credit cards have an annual fee?

All Marriott co-branded credit cards have an annual fee, except for the Bonvoy Bold. However, this card offers the most pared down slate of benefits. If you're looking to maximize your experience with the Marriott Bonvoy elite program with a co-branded credit card, one with an annual fee will offer more benefits.

Do Marriott credit cards offer free nights?

Yes, several Marriott credit cards offer free nights as a yearly account anniversary benefit and for spending on the card. There are free night certificates for 35,000 points, 50,000 points, and 85,000 points, which can all be topped off with 15,000 extra Marriott Bonvoy points from your account. Several cards offer the ability to earn free nights based on your yearly spending, as well.

What credit score is needed for a Marriott credit card?

While there are many factors that go into a successful credit card application, very good to excellent credit is recommended before applying for a Marriott credit card.

Can I have more than one Marriott credit card at the same time?

Yes! However, you'll want to make sure you're aware of Marriott credit card application rules to ensure you qualify for the welcome bonus. Marriott even rewards those with both a personal and business Marriott co-branded card by granting them up to 40 Elite Night Credits towards status each year.

Is having a Marriott co-branded credit card worth it?

If you stay at Marriott properties frequently throughout the year, a Marriott co-branded card can be completely worth it. However, understanding your stay patterns and weighing that against annual fees and other credit card options is important before making any decision on your next credit card.

For rates and fees of the cards mentioned in this post, please visit the following links: Marriott Bonvoy Bold® Credit Card (Rates & Fees), Marriott Bonvoy Boundless® Credit Card (Rates & Fees), Marriott Bonvoy Bevy® American Express® Card (Rates & Fees), Marriott Bonvoy Brilliant® American Express® Card (Rates & Fees), and Marriott Bonvoy Business® American Express® Card (Rates & Fees)

Tip of The Day
Did you know that you have a personal referral link in your AwardWallet profile? If you invite people to AwardWallet using your referral link, you will receive an AwardWallet upgrade coupon for every five members you invite. Also, if these users upgrade to AwardWallet Plus, we will credit your AwardWallet account with AwardWallet Bonus points, which can be redeemed for points and miles in your program of choice. We spend roughly 50% of the revenue we receive from those referrals to purchase those miles for you. All of this can be tracked via the Invite to AwardWallet widget in the left navigation bar on your Accounts page.
Composite image shows how to refer friends to AwardWallet, how to track referrals, and how you'll earn AwardWallet Bonus points for referrals

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