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Offers for the Hilton Honors American Express Aspire Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
American Express offers four excellent Hilton credit cards. And each one comes with solid benefits that can deliver long-term value for Hilton Honors members. Given that welcome offers of up to 175,000 points are available on these cards, now is a great time to explore each card and see if applying makes sense.
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
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Hilton Credit Card Offers
The offers on Hilton's lineup of credit cards rival some of the best offers in the history of these cards, so your attention is deserved. Here's an overview of the offers available now:
- Hilton Honors American Express Card: Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Hilton Honors American Express Surpass® Card: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025. Plus, pay no annual fee for the first year, then $150 (Rates & Fees).
- Hilton Honors American Express Aspire Card: Earn 175,000 Bonus Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Offer Ends 8/13/2025.
- The Hilton Honors American Express Business Card: Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
What are the Hilton card offers worth?
On average, AwardWallet users redeem Hilton points for 0.59¢ apiece. At this valuation, each offer is worth about the following:
- Hilton Amex: $690 (bonus points plus the statement credit)
- Hilton Surpass: $767
- Hilton Aspire: $1,032
- Hilton Business Card: $1,032 (if the two-tiered offer is earned in full)
It goes without saying that these offers are excellent. There are several ways to redeem Hilton points and free night rewards, so you can use your welcome offer to fund a couple of nights at high-end luxury properties or several nights at budget-friendly establishments.
However, what makes each card stand out is its list of benefits. Complimentary Hilton Honors status, credits, and more are only the tip of the iceberg.
Which Hilton Credit Card Should You Get?
Depending on your travel habits (and whether you run a business), some Hilton cards will easily make more sense than others. Here's a quick summary of each card to help you decide which is right for you.
Hilton Amex
It's hard to overlook the offer on the Hilton Honors American Express Card. The no annual fee (Rates & Fees) comes with a mix of reasonable perks considering its price point. Some examples include complimentary Hilton Honors™ Silver status, enhanced earnings on Hilton purchases, and a fifth night free on award stays.
Enrollment is required for select Amex benefits.
- Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
- Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
- Earn 3X Points for all other eligible purchases on your Card.
Hilton Surpass
If you're willing to pay an annual fee (at least from the second year on), this is one of the best Hilton cards you can add to your wallet. For what you get — complimentary Hilton Honors™ Gold status, up to $200 back each year on eligible Hilton purchases, free National Car Rental Emerald Club Executive status, and more — the $0 intro annual fee for the first year, then $150 (Rates & Fees) seems like a bargain. Enrollment is required for select Amex benefits.
And if you spend $15,000 on your Hilton Surpass in a calendar year, you'll unlock a free night reward. For one of our team members, this perk is the top reason to carry the card!
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
Hilton Aspire
The cream of the crop is, without a doubt, the Hilton Honors American Express Aspire Card. Although it commands a $550 annual fee, the Hilton Aspire is an elite travel card with the perks to match.
Cardmembers can leverage complimentary Hilton™ Diamond status, an annual free night reward, up to $200 in statement credits semi-annually for eligible Hilton purchases, a $200 flight credit, a $199 CLEAR® Plus credit, and much more. And on top of that, the Hilton Aspire can help you earn up to 34X points per dollar on eligible Hilton purchases!
Enrollment is required for select Amex benefits.
- 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
- 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
- 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Hilton Business Card
The Hilton Business Card doesn't get the same attention as the prior three cards, but it's nothing short of valuable if you run a business. Perhaps the best benefit of the card is that it can pay for itself.
Some of the card's main benefits include up to $240 back each year for eligible purchases made directly with Hilton, complimentary Gold status, free National Car Rental Emerald Club Executive status, and a pathway to spend to Diamond status. Enrollment is required for select Amex benefits.
If nothing else, the money back you'll get on eligible Hilton purchases outweighs the card's $195 annual fee (Rates & Fees). Thus, this card is a no-brainer if you run a business and regularly stay at Hilton properties.
- Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
- You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
- Rates & Fees
- 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
- 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter
Hilton Credit Card Application Restrictions
As with all of Amex’s rewards-earning credit cards, you can only receive a welcome bonus on a particular card product “once per lifetime”:
“You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors.”
Hilton and Amex revamped their credit card portfolio a few years ago. When it did, the Hilton Aspire and The Hilton Honors American Express Business Card were considered new products. However, the Hilton Amex wasn't considered a new credit card product.
So, if you held an old version of the Hilton Amex, you likely won't be eligible to receive the welcome bonus on the revamped Hilton Amex.
However, for folks who held the Citi® Hilton Honors™ Visa Signature® , you'll be eligible to receive a welcome bonus on the new card, provided you canceled your card before it was converted to the new product.
Moreover, American Express typically limits customers to five Amex credit cards at a time. Also, you won't be approved for more than two Amex cards in a 90-day period.
Amex also uses a pop-up message to warn applicants if they aren't eligible for a card's welcome bonus. This gives you the opportunity to cancel your application before submitting it if you aren't interested in getting the card without the welcome bonus.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Final Thoughts
The Hilton Amex is a top card for occasional travelers and those who can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card comes with a high-value welcome offer, imposes no foreign transaction fees, and charges no annual fee (Rates & Fees) while offering complimentary Silver status.
The Hilton Surpass is ideal for those wanting a few more benefits on their Hilton stays via complimentary Gold status. It has a great welcome bonus and offers a $0 introductory annual fee for the first year (Rates & Fees).
Or, if you're after something a little more powerful, don't overlook the Hilton Aspire. And if you run a business, consider the Hilton Business Card, too. With a little effort, either card will quickly pay for itself.
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
For rates and fees of the cards mentioned in this post, please visit the following links: Hilton Honors American Express Surpass® Card (Rates & Fees), Hilton Honors American Express Card (Rates & Fees), and The Hilton Honors American Express Business Card (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
I have a Hilton card which I use almost daily.
I recently pulled the trigger on the Hilton Amex, since I met the SUB on my Amex Platinum (100k + 10x gas/groceries). Interestingly, Hilton emailed me once the card synced with my account, and in that welcome message, it told me in an upbeat way that although I already have Gold status, I can always fall back on Silver with the card. I’m looking forward to dipping my toes into the Hilton portfolio as travel resumes in the new normal.
What’s the expiration timeline on these points? Thanks
Hi Amy, Hilton has paused all expiration through 12/31/2021. (details here https://covid.hilton.com/) Normally, Hilton points expire after 15 months with no activity. However, the good news is that having a Hilton credit card makes it really easy to keep your points from ever expiring. Any time you use your card, you’ll earn points from everyday spending (which counts as “activity”), so those points will reset your expiration date 15 months in the future.
I’ve like Hilton because Gold means a free breakfast, and in urban areas especially (think London, etc.) that can be significant. On the Marriott side, it seems like one needs a tax accountant to understand which properties give what at what level. That said, Marriott has a LOT of properties just about everywhere.
Great offers on some of the most generous hotel credit cards available from any financial institution….too bad AMEX isn’t as lenient with their approvals and bonus eligibility as they used to be….
100k points on a no fee card is a great deal. I’ve stayed at some garden inn’s for 5k points too.
These look like really good cards and this seems to be a very good offer. Unfortunately being based in Europe there is nothing that is anything close to as good as this.
I was just wondering if there’s any plans to extend these wonderful summaries to Canadian credit card offerings? I’m always jealous when I see all the great American offers pop up, haha.
For better or worse, higher bonuses seem to be a benefit of our more free-wheeling banking regulations down here!
How long will this offer be active? Thanks.
We don’t have an official end date from Amex on this offer (at least yet). We will be sure to share if/when we do!
The weekend certificate from Hilton is also truly a great deal!
I wish I didn’t already have the no annual fee card because now is the time to get it! I don’t think I can justify another card with an annual fee however. Luckily, I am still earning Hilton points from my work stays…and no easy way to spend them right now. So I’ll have a bunch of Hilton points saved up for future vacations when it is again smart to do so.
In terms of the Hilton benefits, i really like the Aspire benefits but the bonus offers on these cards are just too compelling. I’m already reaching the AmEx max cards limit, otherwise i would have jumped in on one of these offers.
15 nights at a lower end property is a great deal for a credit card sign up!
This is tempting me to get the Hilton Amex card. I just hope that Hilton does not devalue them too soon as there are no uses of them for me as of now.
I think I’m going to apply for the Hilton surpass credit card. I first have to meet the minimum spend on my united explorer credit card.
Holy cow! I’m refinancing right now so I can’t get any new cards and I hold the Hilton Honors card, but wow. Once we refinance, I may sign up for the Surpass and have my wife sign up for the Honors.
1) Any idea when this will end?
2) If I refer my wife to the Honors, would that be for these same conditions?
Definitely understand that you want to hold off until once the refinance is done! Unfortunately, Amex hasn’t shared an end date for these offers. So, make sure to check as soon as the refi is done!
The Amex refer-a-friend can be all over the place. Sometimes it’s a better offer than what’s publicly available. Other times, it’s not as good. Checking my refer-a-friend links, it looks like the Surpass and no-annual-fee cards have the same offers. But, the Aspire card doesn’t offer a statement credit through a referral link.
Thanks for heads up. Will consider this card together with our travel plan staying at Hilton.
While it has been widely reported your “lifetime” with Amex is 7 years after cancelation there seems to be opportunity for early reincarnation – particularly on products where they have rebranded
You should get a warning when you apply if your not eligible for signup bonus when applying online – but then still call before activating and get permission to record the conversation.
It could be worth the small hit for a credit pull to see.
My understanding it that the pulls does not count toward Chase 5/24 – only counts if they approve you
Can someone confirm that?
That’s all right! Indeed, I had an early reincarnation (LOL!) on the Amex Premier Rewards Gold Card / Amex Gold Card. I closed the Premier Rewards Gold in 2016 and was able to get the Amex Gold in 2020 and earn the welcome bonus. And yes, you should get a warning if you aren’t eligible.
I like the no annual fee option, and you can still get 100K points
That’s a nice offer. Hopefully it’s still around in a couple of months when I’ll be well under 5/24 and ready to do an app-o-rama.
After being loyal to Marriott, I was gifted Gold status in January 2021 and decided to try out the Hilton Brand and have been impressed so far. 150K signup seems pretty generous and I think I’ll be applying for this card.
Great service. Thank you
I have Surpass card and have no complaint about it at all so far.
Excuse my ignorance: what is the difference between 10X Priority passes and 10 Priority passes?
No difference! Both the Hilton Surpass Card and the Hilton Business Card offer cardmembers 10 complimentary visits to Priority Pass lounges each cardmember year (from when you sign up to a year after that)
Can I get the bonus for biz card if I have had other hilton cards, but not a business card? thanks
Yes! The “once per lifetime” restriction is only applied to the specific card that you had (and its predecessors).
I see, we can receive at least 3 AMEX HHonors sign-up bonus offers.
Any idea when this offer will expire?
I like the regular Amex Hilton offer better than the Aspire one, not annual fee and less spending needed. Lower bonus but easier to attain.
I have a surpass card and pretty happy with it.
These being Amex cards the bonus on each card is only once in a lifetime, correct?
That’s correct. Although, if it’s been a while since you’ve had the card, your “lifetime” might have reset.
That’s an excellent insider tip, thanks a lot 🙂
It’s just a matter of time until someone is declared clinically dead, ends up surviving, and then makes the argument that the lifetime restriction no longer applies. Hey, all is fair in the points and miles game, right?
Oh LOL! That would be quite the story!
But, much more realistically, Amex purges cardmember records after a while. There are some cardmembers that have been able to get another welcome bonus on the same card after closing it 5-7 years before. And, in my recent case, it was just ~3 years!
I’ve not heard this before. Is there a time period that Amex considers a lifetime? Like apply again 10 years later and you’re good?
There isn’t a set time. From what I understand, Amex will periodically purge its old records (likely for data protection reasons), and it’s at that point that you become re-eligible.
The Hilton Honors American Express Card sounds like a great deal for my recently graduated son who is just starting to travel on his own.
It’s free and is the highest ever bonus offer so you have nothing to lose. I signed up at 75,000 points but I’ve gotten more value out of it than the difference of the current higher offer. Go for it!
Hopefully, he will be able to finally travel for real soon 🙂