I Pay $2,724 a Year in Credit Card Annual Fees and Come Out Way Ahead on Benefits — Here’s How I Pay $2,724 a Year in Credit Card Annual Fees and Come Out Way Ahead on Benefits — Here’s How

I Pay $2,724 a Year in Credit Card Annual Fees and Come Out Way Ahead on Benefits — Here’s How

I pay $2,724 in credit card annual fees each year. If that sounds like a lot, it is. However, I get much more value from holding these cards. I earn more than $3,000 in easy-to-use statement credits. If I'm a bit more savvy, I could earn another $2,000 in statement credits. Plus, I earn several points per dollar on my purchases, and can take advantage of many other benefits. Here's a breakdown of why this makes sense for my situation — and what changes I'm considering making.

LATAM Pass Extends Its Status Match Program. Use This To Get Perks When Flying Delta.

LATAM Pass is offering a $199 status match to U.S.-based elites (plus other select countries) that hold status in one of 30 different frequent-flyer programs. This limited-time offer grants status through March 31, 2025. If you’re headed to South America, or plan to fly with LATAM’s partners (such as Delta, Japan Airlines, Qantas, and Qatar Airways), this is a great chance to secure elite benefits for a semi-affordable fee.

Iberia Visa Signature® Card Review: Big Savings Available, but No Free Checked Bag

The Iberia Visa Signature® Card offers decent benefits for its $95 annual fee. This includes an unlimited 10% discounted on all Iberia flights and the ability to earn a $1,000 travel credit. It also earns Avios, which can be transferred instantly to the Avios programs of British Airways, Aer Lingus, and Qatar Airways. However, there are some quirks to this card. Is it right for you? Read our detailed review to find out.

New: You Can Now Book Hilton Free Night Rewards via Hilton’s Website Chat

The Hilton Free Night Reward is arguably the most valuable hotel free night award available. You can redeem this certificate for a free night at almost any Hilton property. The hassle has been having to call Hilton to redeem it. The good news is you can now book Hilton free night rewards right on Hilton's website by using the agent chat function. Here's how to get a real agent and tips on how to make the process as easy as possible.

And Another One: Amex Adds ”Family” Language to the Marriott Bonvoy Bevy Card

Another American Express card has fallen victim to the inclusion of "family" language. This time, it's the Marriott Bonvoy Bevy® American Express® Card. According to the updated terms, you may not be eligible to receive the welcome offer on the card if you've previously carried it or the Marriott Bonvoy Brilliant® American Express® Card. Here's what you should know about the changes to the fine print on the Marriott Bonvoy Bevy Card as part of this unfortunate trend.

Citi AAdvantage® Executive Credit Card Review: Top-Flight Perks for AA Fans

If you fly American Airlines on a regular basis and you like to hit the Admirals Club® lounge pre-flight, there is only one credit card you need on your application list. The Citi® / AAdvantage® Executive World Elite Mastercard® provides a complimentary Admirals Club® Lounge membership for the primary cardholder, plus additional memberships for up to 10 authorized users, as well as numerous other perks. Learn more in our detailed review of this card.

Hilton Honors American Express Aspire Card Review: Top-Tier Perks on a Top-Tier Card

The Hilton Honors American Express Aspire Card is the star of Hilton’s co-branded lineup of cards from American Express. With annual perks including hundreds of dollars in resort and airline credits plus the ability to earn multiple free nights, it offers more than just top-tier Hilton Honors™ Diamond Status. Is it the right card for you? Our review will help you answer that question.