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The United MileagePlus® Club Card is out with an increased signup offer of 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months. The card also offers a complimentary United Club membership, worth up to $550 per year, in addition to valuable perks like free checked bags for you and a companion, elite status with hotel and car rental chains, and waiving of close-in booking fees.
MileagePlus Club Card Now Offering 50K Signup Bonus
A significant increase from the $100 statement credit previously offered with the card, 50,000 United miles is a substantial boost to a card which already comes with valuable benefits. The $3,000 minimum spend is realistic given this is a premium rewards card, and 50,000 United miles is enough to fly Thai Airways first-class Bangkok to Sydney, although not after the coming November devaluation! Don’t have time to travel to Australia? Browse some of our favorite MileagePlus awards in our post on United sweet spots.
The MileagePlus Club Card is subject to Chase’s 5/24 policy, meaning if you have added five or more new credit card accounts to your credit report in the previous 24 months, it’s likely your application will not be successful.
The increased bonus is not available to applicants who currently have the MileagePlus Club Card, or have received a new cardmember bonus for the card in the previous 24 months.
Return on Spend and Annual Fee
One of the highlights of the MileagePlus Club Card is the 1.5 points per dollar earned on all purchases. This is the only co-brand airline card that offers more than a single mile per dollar on non-bonus spending that we can think of; so the 1.5 points per dollar, including no foreign transaction fees, is a real standout feature. You’ll earn a solid 2 points per dollar spent on tickets purchased directly from United using the card — which you'll want to make sure you use to receive the free bag benefits, otherwise, you're better off with a better card for airline purchases.
Sitting in the premium rewards card bracket, the MileagePlus Club Card sports a $450 annual fee. Not bad for the signup bonus and perks the card offers.
Complimentary United Club Membership Worth up to $550 a Year
Another card highlight and a perk well worth holding the card year-on-year is the complimentary United Club membership as long as you keep the card. The lowest possible United Club membership fee is $450 per year for Premier 1K® members, rising to $500 per year for Platinum, and $550 per year for Silver, Gold, and base level members.
If you use United lounges enough to warrant a membership, you are 100% better off paying the annual fee on the MileagePlus Club Card, and scoring 50,000 bonus miles in addition to a heap of additional perks, than paying a flat United Club membership fee. Authorised users do not get United Club access.
Additional Benefits of the United MileagePlus® Club Card
- Primary cardholders and a companion receive free first and second checked bags on United-operated flights, worth up to $240 per round-trip flight when paying for the ticket using the card
- Elite benefits such as complimentary breakfast at The Luxury Hotel & Resort Collection
- Complimentary Hyatt Discoverist and Hertz President's Circle® Elite Status
- Cardmembers pay no close-in ticketing fees saving up to $75 per person, per flight
- Pay for a rental car and decline the collision insurance and you’ll receive Primary Auto Rental Coverage
- A full array of travel protection insurances including Trip Delay and Baggage Delay Insurance
- MileagePlus Premier members traveling on an award ticket can take advantage of Complimentary Premier Upgrades on United-operated flights if available
- Premier Access services like priority check-in, security screening, boarding and baggage handling privileges
The MileagePlus Club Card is United’s top-tier co-brand rewards card, offering a 50,000 bonus mile signup bonus and a long list of high-value perks such as United Club membership, free checked bags, complimentary elite status with Hertz and World of Hyatt, fee waivers, and a decent return on spend.
Who is the perfect cardholder of the MileagePlus Club Card? If you live in or near a United hub, or fly United often and want elite benefits without flying the required miles, the MileagePlus Club Card has all the benefits you could need for a rewards card.
If you don’t think you will use all the perks the card offers, you can pair the no annual fee Chase Freedom Unlimited® which earns 1.5 points on everyday spend, with a premium Ultimate Rewards earning card like the Chase Sapphire Preferred® Card. You can then transfer those Ultimate Rewards to United at 1:1, returning the same miles on your daily spend without the high annual fee.
If you have any questions about the United MileagePlus® Club Card, please reach out in the comments below.
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