Now’s the Time to Make 5% Category Choices on U.S. Bank Cash+ Card for Q4 2025 by Sam Helmy and JT Genter September 26, 2025 65 U.S. Bank bonus earning categories for the U.S. Bank Cash+® Visa Signature® Card are open for enrollment for October to December 2025. What makes the U.S. Bank Cash+ Visa unique in comparison to similar cards? You get to choose the bonus categories! Here's how to do so and which categories you can choose from.
The Best Ways to Earn, Use, and Maximize IHG Free Night Award Certificates by JT Genter and Andrew Kunesh September 23, 2025 30 Did you know you can get a free night each year with select IHG credit cards? The IHG anniversary night is a great credit card perk that can easily provide more value than its annual fee, but it has some limitations. Here’s everything you need to know about earning, using, and tracking these certificates.
Spirit Adds Free Checked Baggage Allowance for Spirit Travel More Cardholders by Tyler Glatt September 23, 2025 2 Earlier this year, Spirit Airlines teased that a new benefit for Free Spirit® Travel More MasterCard® would launch "later in 2025." Well, later in 2025 has arrived. Starting today, primary cardholders can check up to two bags for free on every trip booked with the card. However, there's a catch to beware of. Here's what cardholders should do now to make sure they get this new perk.
Amex Resy Dining Credits: Which Cards Offer Them & How You Can Use Them by Tyler Glatt September 19, 2025 1 If you have a new Amex card with a Resy dining credit, you can save on your next restaurant visit. Curious about other Amex cards that offer Resy credits? Here’s everything you need to know to maximize your dining experience with Amex Resy credits.
How Platinum Card® Cardholders Can Get a Free Streaming Subscription to Peacock or Paramount Plus by JT Genter and Carissa Rawson September 18, 2025 5 The American Express Platinum Card® is loaded with perks. And some of those perks offer their own perks. Here's how Platinum Card® cardmembers can get a free Paramount+ Essential or Peacock Premium subscription. Here's how.
Platinum Card® and Business Platinum Overhaul: A Detailed Look at All the Big Changes by Tyler Glatt September 18, 2025 2 There’s never a dull moment in the race for the best premium card, and today is no exception. On September 18, 2025, American Express officially pulled back the curtain on what it’s been not-so-secretly teasing — a major overhaul of both the American Express Platinum Card® and The Business Platinum Card® from American Express. Here’s an overview of this big overhaul.
How I’ve Used My Delta Stays Credit for Stays in the Maldives the Past Two Years by JT Genter September 17, 2025 0 If you have a Delta credit card, chances are you have a yearly Delta Stays credit as a card benefit. These credits were added in February 2024 as part of Amex's revamp of its Delta card portfolio. Here's how I've used my Delta Stays credit in the Maldives each of the past two years.
Capital One Spark Cash Review: $0 Introductory Annual Fee, Solid Rewards on Business Spending by Ashley Onadele September 17, 2025 0 The Capital One Spark Cash card earns an unlimited 2% cash back on every purchase. And new applicants can take advantage of a big welcome bonus. Here's our full review of this card to help you decide if it's one worth applying for and using for your everyday business spending.
New Year, New Perks: Two Big Sapphire Reserve Improvements Launching January 1 by Tyler Glatt September 17, 2025 1 Whether you’re already a Chase Sapphire Reserve® or Sapphire Reserve for Business℠ cardholder — or thinking about becoming one — January 1, 2026 will mark a significant improvement to both cards. Chase will introduce a valuable new benefit to both cards and enhance an existing one. Here’s what to know about these upcoming changes.
How Chase Pay Over Time Works — And When It’s Worth Using by Tyler Glatt and Ryan Smith September 16, 2025 0 Chase Pay Over Time is a fixed payments option with Chase that can allow you to pay off larger credit card purchases over time. Today, we'll take a look at what this is, how it works, and the pros and cons. That way, you can make the right decision on whether or not to use it on your credit cards.
Citi Unveils New 5% Cash Back Categories on the Dividend Card — Here’s How to Activate by Tyler Glatt September 16, 2025 6 Citi® Dividend Card cardholders can activate their Q4 2025 quarterly bonus categories and earn 5% cash back, up to $300 cash back annually. From October through December 2025, you'll earn 5% cash back when using your card at Citi Travel stores and restaurants. Here's the link to register.
Citi Strata Premier® Card vs. American Express® Green Card: Which Is Better? by Carissa Rawson September 14, 2025 0 Both the American Express® Green Card and Citi Strata Premier® Card are mid-tier cards that'll reward you for travel and dining. Aside from this, however, they each have varying benefits. One is more travel focused and includes annual credits while at the airport, but the other rewards you heavily for at-home spending categories. Here's a closer look.
4 Ways to Earn Top-Tier IHG Diamond Elite Status With Credit Card Spending by Harrison Pierce September 13, 2025 0 IHG One Rewards Diamond Elite status comes with a ton of benefits, like dedicated Diamond Support, a welcome amenity at check-in, room upgrades, and 100% bonus points on stays. If you can't stay at an IHG property more than 70 nights each year to earn Diamond Elite status, you can earn it through spending with these credit cards.
From Lyft Credits to Cell Phone Protection: The Most Valuable World Elite Mastercard Benefits by Ian Snyder and Carissa Rawson September 13, 2025 8 Most of the time when we discuss credit card benefits, we are talking about the benefits offered by a specific card. However, underlying every card is a set of benefits determined by the issuing network. Here, we'll look at the most valuable World Elite Mastercard benefits.
How To Extract Maximum Value From the Amex Hilton Surpass Card by Scott Sikes and Ryan Flanigan September 12, 2025 7 The Hilton Surpass card is a fantastic hotel card that provides outstanding value — even if you don't stay with Hilton frequently. With a valuable welcome offer, complimentary Gold Elite status, quarterly Hilton credits, and unique sweet spots for return on everyday spending, this card remains one of our top picks for hotel rewards.
How to Use the Mesa Homeowners Card to Earn Points on Mortgage Payments by Skye Class September 12, 2025 1 If you are a homeowner with monthly mortgage payments, you may want to consider obtaining the Mesa Homeowners Card. With this card, you can earn points on all monthly mortgage payments, even those not made with the card. But there's a catch. Here are the details.
Best Cards for Advertising & Shipping: How to Maximize Earnings on Two Big Business Expenses by Ryan Smith and Jess Farley September 11, 2025 10 If your small business spend a lot on advertising or shipping, make sure you're maxing out your return with credit cards that generate the most points or cash back from your spending. If you're earning just 1x, you're leaving rewards on the table. Let us show you some better options.
Capital One Miles Cards Compared: How to Choose the Best Fit for Your Wallet by Jenna Hansen and Carissa Rawson September 11, 2025 2 Capital One Miles are a valuable transferrable rewards currency. They can be used to book flights, hotels, and rental cars through Capital One Travel or by transferring to travel partners, providing opportunities for maximum value. Learn all about the cards that earn miles, plus how you can put those miles to good use.
After Three Devaluations This Year, Are Hilton Honors Free Night Certificate Caps Coming Next? by Tyler Glatt September 10, 2025 1 After three devaluations in just nine months, Hilton Honors is becoming harder to love. Frequent negative changes like these leave a sour taste for members who work hard and spend a lot to stockpile points, and each increase pushes aspirational properties further out of reach. With the cap for a standard award night now at 250,000 points, it’s fair to wonder — are Hilton’s free night certificates next in line for changes?
Earn 200,000 Points and Unlock Lucrative Perks With the Chase Sapphire Reserve for Business℠ by Tyler Glatt September 9, 2025 4 The brand-new Sapphire Reserve for Business℠ launched earlier this year with a massive welcome offer for new cardmembers! Here’s what you need to know about the card and its 200,000-point bonus to help you decide whether it’s worth applying.
Citi Strata Elite Field Trip: Using My Blacklane Credit to Ride With a Chauffeur in Austin, Texas by Tyler Glatt September 6, 2025 2 The Citi Strata Elite℠ Card unlocks up to $200 in annual credits for chauffeur driven rides worldwide. Here’s everything you need to know about how the Blacklane credit works and my experience using it on a trip through Austin, Texas.
Amex Hilton Surpass vs World of Hyatt Card: Which Mid-Tier Hotel Card Is Better for You? by Scott Sikes September 5, 2025 0 The World of Hyatt Credit Card and Hilton Honors American Express Surpass® Card are two of the best mid-tier hotel credit cards out there. They both have reasonable annual fees, valuable perks, and decent return on spending. This post breaks down the pros and cons of each card to help you decide which one is best for you.
How to Use the Ritz-Carlton Card’s $300 Annual Travel Credit — And How We’ve Maximized Ours by Ashley Onadele and Brie Bash September 5, 2025 24 The Ritz-Carlton™ Credit Card is no longer available to new cardholders, but this premium travel card is still available to existing cardholders of a Marriott-branded Chase credit card via a product change. Here's what you need to know about one of the card's marquis benefits: a $300 annual travel credit.
Got a Mastercard? Here’s How to Get Free Instacart+ and Monthly Savings on a Peacock Subscription by Tyler Glatt and Skye Class September 5, 2025 0 If you have a World or World Elite Mastercard, you can get three free months of Instacart+ (plus ongoing savings on eligible orders) and a rebate when you use your card to sign up for Peacock, which is a streaming service. Here’s what to know about these recently extended benefits — and how to activate them.
How to Utilize All of the Dining Credits on the American Express® Gold Card by Jon Nickel-D'Andrea August 31, 2025 0 The American Express® Gold Card is best known as a strong everyday earner on dining and groceries, but its credits alone can more than offset the card's annual fee. Here's how to maximize this card's credits to get more than $400 in annual value.
From Unbeatable Value to an Epic Infinity Pool: Four Things I Loved About My Stay at InterContinental Crete by Tyler Glatt August 30, 2025 1 The only thing I love more than a free hotel night is a free hotel night in Greece. I recently spent five nights in Agios Nikolaos for almost nothing by redeeming IHG free night certificates for an extended stay at the InterContinental Crete. And it was awesome. Here are four highlights that made this stay one to remember.
American Airlines AAdvantage Added as Transfer Partner on No-Annual-Fee Citi Cards — With a Catch by Harrison Pierce August 29, 2025 2 In late July, Citi ThankYou® Rewards re-added American Airlines AAdvantage as a transfer partner — but only for three cards. But now, Citi has expanded the cards that can transfer to American Airlines AAdvantage. However, not all transfer ratios are created equal. Here's what you need to know.
New Best-Ever Offer on the No-Annual-Fee United Gateway Card by Tyler Glatt August 26, 2025 1 The easiest way to earn a big sum of United MileagePlus miles without paying an annual fee is by applying for the United Gateway℠ Card. Right now, this card comes with an elevated welcome offer worth 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Here are the details.
Can the Citi Strata Elite℠ Card Pay for Itself in One Trip? Here’s How I Saved $1,800 on a Europe Trip by Tyler Glatt August 24, 2025 0 If you know how to use them, premium credit cards can give you more value than they cost. That's a pretty foregone conclusion with the new Citi Strata Elite℠ Card. But in fact, I’d even go as far to say this card can pay for itself in a single trip. To prove it, I grabbed a backpack and went to the airport. Here’s what came next.
Capital One Quicksilver Student Credit Card: Earn Rewards, Pay No Annual Fee, and Build Credit by Harrison Pierce August 23, 2025 0 The Capital One Quicksilver Student Cash Rewards Credit Card is a solid option for college students. Since it's a student credit card, you don't need to worry about a high credit score to get approved. Plus, it has an easy-to-understand earning structure and simple redemption methods. It's a great choice for any student new to credit cards.
