Top Credit Card Offers for July 2025: 21 Welcome Bonuses Worth Over $1,000

Each month, the AwardWallet editorial team assembles the top credit card offers that are currently available. The welcome offer — adjusted for how much the points are worth — gets the most weight. However, we consider each card's long-term value, application restrictions, and take into account how much spending is required to capture the full bonus. Here are our top rewards card offers for July 2025 and why each made the list.

Chase Just Launched Its Best-Ever 100,000-Point + $500 Travel Credit Bonus on the Chase Sapphire Reserve®

The Chase Sapphire Reserve® is back with its best-ever offer: 100,000 bonus points plus a $500 Chase Travel℠ credit after you spend $5,000 in the first three months. That’s the first 100k bonus offer on this iconic travel card since its 2016 launch — and the card now comes with major new perks and earning rates. Here’s everything you need to know about this limited-time offer.

Best 0% APR Intro Balance Transfer Offers With No Annual Fee in 2025

A 0% APR intro balance transfer offer can save you a lot of money on interest. The best cards offer a mix of strong earning rates, a top-tier welcome offer to deliver instant value, and a long introductory APR period so you have plenty of time to pay down the balance without suffering high interest rates. Here are the top cards with a balance-transfer offer to knock your interest charges down to zero for up to 24 months.

100K+ Welcome Bonuses: The Biggest Credit Card Offers Right Now

Big welcome bonuses can supercharge your travel rewards — and this post rounds up the best offers currently available, each offering 100,000 points or more. Whether you're eyeing flexible points, airline miles, or hotel rewards, these standout deals could be your ticket to a luxury trip or bucket-list experience. Bookmark this page to stay updated on the biggest bonuses in the market.