Citi Credit Card Offer History: Best-Ever Offers and When You Should Apply

Citi offers a valuable lineup of credit cards with different flavors of rewards to fit all tastes and preferences. And no matter how you want to reward your spending, Citi likely has a product to fit your wallet. But what does a good welcome offer look like? And when should you apply? Here's a look at the best-ever offers on Citi credit cards and when it makes sense to apply based on each card's past offer history.

Best 0% APR Intro Balance Transfer Offers With No Annual Fee in 2025

A 0% APR intro balance transfer offer can save you a lot of money on interest. The best cards offer a mix of strong earning rates, a top-tier welcome offer to deliver instant value, and a long introductory APR period so you have plenty of time to pay down the balance without suffering high interest rates. Here are the top cards with a balance-transfer offer to knock your interest charges down to zero for up to 24 months.