AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
The information related to The Ritz-Carlton Rewards® Credit Card has been collected by AwardWallet and has not been reviewed or provided by the issuer of this card.
By now, we hope you're familiar with the stellar list of benefits offered on Chase’s Visa Infinite heavyweight duo the Chase Sapphire Reserve® and The Ritz-Carlton Rewards® Credit Card. Both cards provide an elite set of perks and privileges, in addition to an extensive list of travel and purchase protection benefits.
What isn’t such common knowledge is that many of the perks advertised for these cards are available on all U.S. issued Visa Infinite credit cards. A relatively small list that includes:
- Chase Sapphire Reserve®
- The Ritz-Carlton Rewards® Credit Card
- Crystal® Visa Infinite® Credit Card
- UBS Visa Infinite credit card
Do All Visa Infinite Cards Offer the Same Privileges?
No, they don't. In August 2016, Chase released the revamped version of the Ritz-Carlton Card as a Visa Infinite card, featuring an increased signup offer, improved lounge access, a $100 discount on select domestic airfares, and an updated list of travel protection benefits.
When word leaked that Chase was to unveil another Visa Infinite card, there was plenty of speculation and anticipation that the benefits would line up with those on the Ritz-Carlton Card, but it wasn’t to be. While the Sapphire Reserve received a superior travel credit redeemable for any travel expense as opposed to the airline incidentals credit on the Ritz-Carlton Card, it missed out entirely on the $100 domestic airline ticket discount.
A closer look at U.S.-issued Visa Infinite cards reveals differences in the advertised benefits such as travel credits and airline discounts, and also no mention of additional perks listed on the Visa Infinite website.
Visa Infinite Privileges
Something to note about Visa Infinite privileges is that each provider applies the benefits differently. Just because the benefit is listed on the Visa Infinite website, and Visa makes it available, doesn’t mean the card issuer includes it in the card’s perks or applies the benefit how it is listed on Visa’s website.
An example of this in practice is the annual airline incidentals credit.
- The Sapphire Reserve offers a $300 travel credit, redeemable for almost any travel expense including taxis, Uber, tolls, or airline tickets, and credits are automatically applied when Chase detects a travel charge.
- The Ritz-Carlton Card offers the same $300 credit, but it only covers airline incidentals such as baggage fees and seat upgrades, and you must call to have the credit applied to that specific charge.
- The Crystal® Visa Infinite® Credit Card from City National Bank receives a $250 credit, only valid for airline incidentals, and restricted to U.S. domestic carriers. Significant differences in the way this benefit is applied to each Visa Infinite credit card.
Visa Infinite Luxury Hotel Collection
A collection of high-end properties located all over the globe, the Visa Infinite Luxury Hotel Collection offers a set of elite benefits for each paid stay at hotels where you have no elite status. You receive daily breakfast for two, up to $100 food and beverage credit, a special welcome amenity, upgrades at check-in when available, and early check-in/late check-out when available. This program is similar to what is offered with The Platinum Card® from American Express and American Express Fine Hotels & Resorts. You can view all the details on Visa’s website, and check if your card is valid at Visa Infinite Hotels.
Visa Inﬁnite Concierge Services
Similar to concierge services offered on other premium cards like The Platinum Card® from American Express and the Citi Prestige® Card. The Visa Infinite concierge can help you with a wide range of activities such as making reservations at local restaurants and spas, finding hard to get theatre tickets, organizing flowers, or even arranging to have your car serviced. The concierge will charge the bill to the card associated with the concierge service you’re using, but you receive the concierge’s services free of charge, and they’re available 24/7 every day of the year.
Global Entry Statement Credit
Global Entry is a U.S. Customs and Border Protection (CBP) program providing expedited security clearance for pre-approved travelers upon arrival in the United States at select airports via automatic kiosks. Global Entry automatically grants TSA Pre✓. Every U.S. issued Visa Infinite we’ve encountered offers a $100 Global Entry/TSA Pre✓ credit every four years, just charge the Global Entry fee to your card and have the charge reimbursed as a statement credit.
Tip: The Global Entry application does not need to be for the cardmember; you can use the credit for any friend/family member. Simply charge the application fee to your credit card and the fee will be reimbursed.
Visa Inﬁnite Car Rental Privileges
Charge your Avis, National, and Silvercar rentals to your Visa Infinite card, and you’ll receive enhanced benefits such as discounts and upgrades. If you charge your car rental to your Sapphire Reserve, you’re also covered by one of the best primary auto rental insurance policies available to U.S. credit cardholders.
Lounge Access via Priority Pass™ Select
All Visa Infinite cards offer a Priority Pass Select membership for as long as you hold the card, providing access to 1,000+ airline lounges worldwide. The Sapphire Reserve and Ritz-Carlton Cardoffer the most generous Priority Pass access policy of any premium card on the market, allowing you to bring unlimited guests into the lounge provided the lounge has no hard-cap on guest numbers.
Visa Infinite Discount Airline Tickets
The Visa Infinite Discount Air Benefit saves you $100 on the total cost of between 2 and 5 qualifying round-trips, domestic coach airline tickets purchases on the same itinerary. The $100 discount is applied to the total cost of the itinerary, not per ticket. One of the few benefits that differ drastically between cards, both the Ritz-Carlton Card and the Citi National Visa Infinite receive the Discount Air benefit, while the Sapphire Reserve and the UBS Visa Infinite do not.
Airline Incidentals Statement Credit
Another benefit that differs widely, not just between the providers but the benefit is applied differently on individual cards from the same provider.
- Chase Sapphire Reserve® – $300 travel credit, automatically applies to purchases that codes as travel from the merchant including taxis, ferry tickets, trains, Uber, tolls, accommodation, and much more.
- The Ritz-Carlton Rewards® Credit Card – $300 airline incidentals credit, must phone credits into card services to have them applied and covers ticket change/cancellation fees, checked baggage fees, seat upgrades, etc.
- Crystal® Visa Infinite® Credit Card – $250 airline incidentals credit, applies only to U.S. domestic carriers and covers ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airport lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and TSA Pre✓®membership application fee.
- UBS Visa Infinite credit card – $250 airline incidentals credit, need to enroll on UBS Online Services and select an eligible domestic U.S. carrier, benefit covers ticket change/cancellation fees, checked baggage fees, seat upgrades, etc.
The items included in the airline/travel credit are a solid example that inclusions and how the benefits are applied are solely up to the discretion of the credit card provider.
Fine Wine and Food
You can enjoy year-round benefits and exclusive access at more than 50 select Sonoma County wineries using your Visa Infinite credit card. Benefits include:
- Purchase 1 standard tasting using a Visa Infinite card and receive 1 complimentary tasting of equal or lesser value
- Preferred pricing on non-wine purchases over $50, where applicable
- Savings on wine purchased same day in the Tasting Room
- Savings on Reserve tasting or special wine and food pairings
Find out more and get a full list of participating wineries on the Sonoma Wine website.
If golf is your game, then this benefit will come in handy. Join Troon Rewards and use your Visa Infinite card to reserve tee times at participating Troon Privé private clubs for $99 per player per round. You can guest up to three guests at the same rate on each tee time, and play each course twice per year. You’ll also receive Silver status in the Troon Rewards program, or the next level up if you already hold Silver status.
Visa Inﬁnite Chauﬀeured Car Service
This list doesn’t include details on the many Visa Infinite travel protections we’ve covered extensively in previous posts. Instead, we wanted to cover the privileges the Visa Infinite family of credit cards offer, and link to some less well know benefits you may not be aware existed.
Some of these benefits are big-ticket benefits, advertised on the application page for U.S.-issued Visa Infinite cards. While others are niche benefits that you may not know at all. It’s important to remember – not all Visa Infinite benefits are applied to cards the same way, and some are missing from select cards altogether. Check the relevant benefits guide to see what is included with your Visa Infinite card.
Had any experience using the Visa Infinite privileges that you’d like to share? Get in touch via the comments below.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.