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Chase currently has three great welcome offers on the IHG One Rewards Traveler Credit Card (Rates & Fees), the IHG One Rewards Premier Credit Card (Rates & Fees), and the IHG One Rewards Premier Business Credit Card (Rates & Fees).
These bonuses can earn you up to 175,000 points, which can be worth more than $1,100 toward free nights at IHG hotels. That means picking up one of these cards is also a great way to kickstart a vacation or two.
Here's what you need to know about these offers, along with a comparison to other IHG credit cards to help you determine which one is right for you.
- Earn up to 17X points total per $1 spent when you stay at an IHG hotel
- 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
- 2X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
- Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
- Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG One Rewards Premier Credit Card member
- Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
- Earn up to 26X total points per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
- Earn up to 6X bonus points for having IHG®Platinum Elite Status, a benefit of having this card
- Earn up to 10X base points for being an IHG® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
Page Contents
- Overview of IHG Credit Card Offers
- Earn up to 120,000 Bonus Points on the IHG One Rewards Traveler Card
- Earn 175,000 Bonus Points With the IHG One Rewards Premier Card
- Earn 140,000 bonus points With the IHG One Rewards Business Card
- Who’s Eligible for the Bonus Offers on the IHG Credit Cards?
- Final Thoughts
Overview of IHG Credit Card Offers
IHG has three credit cards open to new applicants, including two personal cards and one for business owners. And both personal cards are currently offering limited-time elevated welcome offers:
- IHG One Rewards Traveler Card: Earn 90,000 Bonus Points after spending $2,000 on purchases within the first 3 months from account opening and up to 30,000 more points by earning 3 additional points in the first 6 months from account opening on purchases that earn 2x and 3x on up to $10,000 spent $0 annual fee.
- IHG One Rewards Premier Card: Earn 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening $99 annual fee.
- IHG One Rewards Business Card: Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. $99 annual fee.
On average, AwardWallet users redeem IHG points for 0.68¢ each. That means the value of these bonuses ranges from $816 to $1,190, depending on the card you apply for.
Earn up to 120,000 Bonus Points on the IHG One Rewards Traveler Card
The IHG One Rewards Traveler Card features a two-tier welcome offer of up to 120,000 bonus points.
You’ll earn 90,000 Bonus Points after spending $2,000 on purchases in the first 3 months. Plus, by earning an additional 3X across all earning categories (except at IHG Hotels & Resorts) on up to $10,000 spent, you can earn an additional 30,000 Bonus Points in the first 6 months from account opening.
This is an incredible bonus for a card that doesn't charge an annual fee.
- Limited Time Offer! Earn up to 120,000 Bonus Points
- No Annual Fee
- Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
- Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
- No Foreign Transaction Fees
- Redeem 3 Nights, Get the 4th Night Free
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Earn up to 17X points total per $1 spent when you stay at an IHG hotel
- 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
- 2X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
- Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
- Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Traveler Card highlights
While the IHG One Rewards Traveler Card doesn't receive the anniversary free night certificate offered by other IHG credit cards, cardholders still have access to some great perks. Highlights include:
- IHG elite status: Automatically receive IHG One Rewards Silver Elite status. Earn IHG One Rewards Gold Elite status after spending $20,000 on eligible purchases (and then making one additional purchase) each calendar year.
- Spending bonus: Earn 10,000 bonus points after spending $10,000 on purchases (and then making one additional purchase) each calendar year.
- Fourth night free: Get the fourth night free on award bookings of four nights or longer.
- Save on point purchases: 20% discount when purchasing IHG One Rewards points — although you can’t stack the discount with buy miles bonus offers.
- No foreign transaction fees.
- Enhanced earning rates: Earn up to 17 points total per $1 spent when you stay at an IHG hotel, 3 points on purchases on monthly bills, gas stations, and restaurants, and 2 points per $1 spent on all other purchases.
Related: IHG One Rewards Traveler Card Full Review
Earn 175,000 Bonus Points With the IHG One Rewards Premier Card
Given the 0.68¢ apiece rate AwardWallet users typically redeem IHG points for, the newest offer of 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening on the IHG One Rewards Premier Card is worth around $1,190 towards IHG stays.
- Limited Time Offer! Earn 175,000 Bonus Points
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG One Rewards Premier Credit Card member
- Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Premier Card highlights
The IHG One Rewards Premier Card comes with a great set of perks to justify its annual fee. These include:
- IHG elite status: Complimentary IHG One Rewards Platinum Elite status. Earn IHG One Rewards Diamond Elite status after spending $40,000 on eligible purchases each calendar year.
- Free night: Anniversary free-night certificate valid at any IHG property — up to a value of 40,000 points per night. Redeem your free-night certificate for a hotel night that costs more than 40,000 points by paying the difference using IHG points.
- Enhanced earning rates: Earn up to 26 total points per $1 spent when you stay at an IHG hotel; 5X points on travel, at gas stations, and restaurants; and 3X points on all other purchases.
- Spending bonuses: Earn 10,000 bonus points and a $100 statement credit after spending $20,000 on the card (and then making one additional purchase) each year.
- Save on point purchases: Get 20% off IHG points purchases. Unfortunately, this can't be stacked with buy IHG point promotions.
- Fourth night free: Get the fourth night free on award stays of four or more nights.
- United credits: $50 in United TravelBank credit each year after linking your card to United TravelBank.
- Global Entry/TSA PreCheck/NEXUS: $120 Global Entry, TSA PreCheck, or NEXUS application fee reimbursement every four years.
With all of these perks, even occasional travelers should be able to get more than $99 in value out of the IHG One Rewards Premier Card each year.
Related: IHG One Rewards Premier Card Full Review
Earn 140,000 bonus points With the IHG One Rewards Business Card
Even though it's not elevated, the IHG One Rewards Premier Business Credit Card still has a rewarding offer for business owners. New applicants can earn 140,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
Based on average AwardWallet user redemptions, this bonus is worth more than $950 toward free nights at IHG hotels.
Better yet, this card charges a $99 annual fee, putting it right in the sweet spot for a mid-tier small business card.
- Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business cardmember
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
- Earn up to 26X total points per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
- Earn up to 6X bonus points for having IHG®Platinum Elite Status, a benefit of having this card
- Earn up to 10X base points for being an IHG® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Business Card highlights
In addition to the big sign-up bonus, the IHG One Rewards Business Card comes loaded with high-value perks and benefits. Highlights include:
- IHG elite status: Complimentary IHG One Rewards Platinum Elite status. Or, earn IHG One Rewards Diamond Elite status after spending $40,000 on eligible purchases each calendar year.
- Free night: Anniversary free-night certificate valid at any IHG property — up to a value of 40,000 points per night. Use your free-night certificate for a hotel night that costs more than 40,000 points by redeeming IHG points from your account to make up the difference.
- Additional free night: Earn an additional free night certificate (worth up to 40K points) after spending $60,000 on purchases (and then making one additional purchase) each calendar year.
- Fourth night free: Get a fourth night free any time you redeem points for any stay of four or more nights.
- Spending bonuses: Earn 10,000 bonus points and a $100 statement credit after spending $20,000 (and then making one additional purchase) on the card each year.
- United credits: $50 in United TravelBank credits each year after linking your card to United TravelBank.
- Global Entry/TSA PreCheck/NEXUS: $120 Global Entry, TSA PreCheck, or NEXUS application fee reimbursement every four years.
- Earning IHG points: Earn 10x points at IHG hotels; 5x points on travel and at gas stations, restaurants and dining, social media and search engine advertising, and at office supply stores; and 3x points per $1 spent on all other purchases.
If you take advantage of the IHG One Rewards Business Card benefits, you can easily achieve more value than the $99 annual fee each year. And that's not considering the standout welcome offer.
Related: IHG One Rewards Business Card Full Review
Who’s Eligible for the Bonus Offers on the IHG Credit Cards?
If you already hold one of the IHG personal credit cards, you can't apply for a different IHG personal card. This is a relatively new restriction on the “IHG family” of consumer cards, which includes the IHG® Rewards Select Credit Card (no longer accepting applications), the IHG One Rewards Premier Card, and the IHG One Rewards Traveler Card.
To become eligible for a different IHG personal card, you'll need to close your current IHG card. You also need to wait at least 24 months from receiving a new card member bonus.
However, these restrictions apply only to the three consumer IHG cards. If you hold one of the consumer cards, there is no restriction on applying for the IHG One Rewards Premier Business Credit Card — or vice versa.
IHG credit cards are subject to Chase’s 5/24 policy. If you’ve opened five or more personal credit cards in the previous 24 months, you will not be approved for any of these cards. You're also unlikely to be approved for more than two of Chase's cards within a 30-day period.
Final Thoughts
If you’re in the market for a new IHG credit card, there’s no better time to apply than when elevated offers are available. Right now, two IHG consumer credit cards are featuring eye-catching welcome bonuses, while the business card is offering a solid, though not elevated, offer. Here’s a quick recap:
- IHG One Rewards Traveler Card: Earn 90,000 Bonus Points after spending $2,000 on purchases within the first 3 months from account opening and up to 30,000 more points by earning 3 additional points in the first 6 months from account opening on purchases that earn 2x and 3x on up to $10,000 spent
- IHG One Rewards Premier Card: Earn 175,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening
- IHG One Rewards Business Card: Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
These are excellent offers on cards that already come with a competitive suite of ongoing benefits. Don’t miss your chance to grab one of these offers, as they’ll only be around for a limited time.
- Earn up to 17X points total per $1 spent when you stay at an IHG hotel
- 3X points per $1 spent on dining, utilities, select streaming services, and at gas stations
- 2X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 5X points for being a IHG One Rewards Traveler Credit Cardmember
- Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
- Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
- Earn up to 26 points total per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on purchases on travel, gas stations, and restaurants
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for being a IHG One Rewards Premier Credit Card member
- Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
- Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
- Earn up to 26X total points per $1 spent when you stay at an IHG hotel
- 5X points per $1 spent on travel, dining, social media search engine advertising, and at office supply stores and gas stations
- 3X points per $1 spent on all other purchases
The earning for spending at IHG hotels breaks down as follows:
- Earn 10X points for charging your stay to your IHG One Rewards Premier Business Credit Card
- Earn up to 6X bonus points for having IHG®Platinum Elite Status, a benefit of having this card
- Earn up to 10X base points for being an IHG® One Rewards Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
For rates and fees of the cards mentioned in this post, please visit the following links: IHG One Rewards Traveler Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), and IHG One Rewards Premier Business Credit Card (Rates & Fees)
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