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    Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Ajay Jain

Freelance Contributor
Distance Traveled in 2026
Visited in 2026

Ajay is a freelance writer and software engineer who grew up minutes from Chicago O’Hare International Airport and was interested in aviation from a very young age. After a family trip during his freshman year of college with flights in premium cabins, Ajay decided to learn how to use points and miles to fund his own trips. In 2022, he used miles to go to Turkey as well as for a six week trip across Europe, and in 2023, he has redeemed miles on a trip to Japan, Hong Kong, Helsinki, and Paris.

When Ajay is not traveling or writing about points and miles, he can be found exploring his new home of Washington, DC, cooking new vegetarian and vegan recipes, watching Succession, and taking up a recent hobby of oil painting.

9 Reasons Delta’s SkyMiles Program Is Still Worth Your Consideration
9 Reasons Delta’s SkyMiles Program Is Still Worth Your Consideration
88

Over the years, we’ve had no shortage of complaints about Delta SkyMiles, and most of them have been well-earned. But SkyMiles still has much to offer as a frequent flyer program, especially for members based around Delta hubs in Atlanta (ATL), Minneapolis (MSP), and Seattle (SEA). Here's a look at some of the top reasons why it's still worth remaining loyal to Delta.

Ajay JainBrie Bash
Ajay Jain & Brie Bash

Reviewed by Allie Johnson

Chase Freedom Unlimited® Credit Card Review: No Annual Fee and a Powerful Earning Structure
Chase Freedom Unlimited® Credit Card Review: No Annual Fee and a Powerful Earning Structure
37

The Chase Freedom Unlimited® earns 5% on travel purchased through Chase Travel℠, 3% on dining at restaurants and drugstores, and 1.5% on other eligible purchases on all purchases, charges no annual fee, and is one of our key recommendations for folks building out a portfolio of Ultimate Rewards earning cards. This card is a great complement to others but also stands well on its own. Here's our full review.

Ajay Jain
Ajay Jain

Reviewed by Tyler Glatt

American Airlines Flagship Lounges: Where They Are and How to Access Them
American Airlines Flagship Lounges: Where They Are and How to Access Them
4

American Airlines Admirals Clubs are fine for a short layover. But, did you know that American Airlines also has an even more premium type of lounge called the Flagship Lounge? Read about what is an American Airlines Flagship Lounge, the difference between them and Admirals Clubs, and how to access a Flagship Lounge on your American Airlines or Oneworld ticket.

Ajay JainJT Genter
Ajay Jain & JT Genter

Reviewed by Allie Johnson

Guide to Bilt Rewards Transfer Partners: Which Redemptions Offer the Best Value?
Guide to Bilt Rewards Transfer Partners: Which Redemptions Offer the Best Value?
0

The best way to maximize your Bilt Points is by transferring them to one of Bilt's many transfer partners. You can often redeem fewer points for flights or hotel stays through airline or hotel loyalty programs than using your Bilt Points to book the same trip through the Bilt travel portal. Let's talk about Bilt's transfer partners and which ones offer the best value.

Brie BashAjay Jain
Brie Bash & Ajay Jain

Reviewed by Tyler Glatt