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  • Advertiser Disclosure: The credit card offers that appear on AwardWallet are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on AwardWallet (including, for example, the order in which they appear). AwardWallet does not include all credit card companies or all available credit card offers.

    Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Dan Miller

Distance Traveled in 2026
Visited in 2026

Dan Miller is a freelance writer who travels with his wife and six kids. He writes to help families travel for free or cheap.

Building Healthy Credit: A Beginner’s Guide to Credit Scores — And How Credit Cards Impact Your Score
Building Healthy Credit: A Beginner’s Guide to Credit Scores — And How Credit Cards Impact Your Score
13

Your credit is one of the most important assets that you have. Good credit makes it easier to borrow money and get approved for the best rewards credit cards. It also gives you access to the lowest interest rates on loans, which can save you many thousands of dollars over your lifetime. If you love travel rewards, knowing how to keep your credit in great shape while you pursue points is essential. Here's our complete guide to doing it right.

Dan MillerMark Jackson
Dan Miller & Mark Jackson

Reviewed by Harrison Pierce

Choice Privileges® Mastercard® Credit Card Review: Earn Hotel Points and Pay No Annual Fee
Choice Privileges® Mastercard® Credit Card Review: Earn Hotel Points and Pay No Annual Fee
3

If you regularly often stay at Choice hotels — or have a trip planned to Japan or the Nordics — the Choice Privileges® Mastercard® can be a great option to add to your wallet. It lets you earn Choice Privileges points with no annual fee, along with granting complimentary Choice Gold elite status. Is this the right card for your wallet? Let's take a look.

Dan MillerMark Jackson
Dan Miller & Mark Jackson

Reviewed by JT Genter

Which Delta Credit Card Is Right for You? A Breakdown of Benefits & Perks for Each
Which Delta Credit Card Is Right for You? A Breakdown of Benefits & Perks for Each
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Even if you only fly with Delta a few times per year, a Delta credit card can save you money and dramatically improve your travel experience. There are seven different Delta SkyMiles cards. If you choose wisely, you'll get far more value than it costs to keep your card for the long term. Here's our guide to help you decide which one is the best fit for you.

Dan MillerAndrew Kunesh
Dan Miller & Andrew Kunesh

Reviewed by Tyler Glatt

The Best Points and Miles for Free Flights to Hawaii
The Best Points and Miles for Free Flights to Hawaii
85

If you're using miles from your United, Delta, or American Airlines account to book flights to Hawaii, you could be paying much more than you could using a different travel rewards currency. There are great alternatives with transferrable points that can get you access to the same seats at much better prices, starting at under 6,000 points! Let us show you the best ways to get to Hawaii with points and miles.

Dan MillerSamantha Holland
Dan Miller & Samantha Holland

Reviewed by Tyler Glatt

Does Adding a Credit Card Improve Your Credit Score?
Does Adding a Credit Card Improve Your Credit Score?
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One of the more confusing aspects of rewards travel is how applying for credit cards affects your credit score. Conventional wisdom has it that applying for more credit cards will negatively affect your credit score, and is somehow frowned upon by lenders and credit providers. But that’s not the case. A strong credit file with many credit accounts and a proven history of on-time payments is exactly what creditors want.

Dan Miller
Dan Miller

Reviewed by Ryan Smith