Chase Launches Huge 100,000 Mile Offer on United Business Card

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MileagePlus members can land up to up to 100,000 United miles with a new limited-time offer on the United℠ Explorer Business Card. The increased bonus is broken down into two tiers:

  • Earn 50,000 bonus miles after you spend $5,000 in purchases in the first three months your account is open.
  • Plus, an additional 50,000 bonus miles after you spend $25,000 total in purchases in the first six months your account is open.

Including the minimum 25,000 miles earned while meeting the minimum spend, you’ll walk away with at least 125,000 United miles, worth roughly $1,875 if you place a conservative value on the miles of 1.5¢ a piece. That gives you a return of ~7.5% on the $25,000 spent to earn 125K miles, a phenomenal return on your business expenses. The $95 annual fee is not waived for the first year.

While the minimum spend is higher than comparable consumer offers, you get six months to meet the full spending requirement, which works out to a touch over $960 per week—an achievable spend for many small businesses.

United℠ Explorer Business Card
United℠ Explorer Business Card
Annual Fee$95
Welcome Bonus For small business owners: Earn up to 100,000 bonus miles after qualifying purchases. Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open.
  • Earn up to 100,000 miles after qualifying purchases.
  • Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
  • Plus, 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open
  • Earn 2 miles per $1 at restaurants, gas stations and office supply stores.
  • Earn 2 miles per $1 spent on United purchases. And 1 mile per $1 spent on all other purchases.
  • Free checked bag - save up to $120 per roundtrip (terms apply)
  • Two one-time United Club℠ passes each year - Over $100 in value per year
  • Employee cards at no additional cost - miles earned from their purchases accrue in your account. Plus, you can set individual spending limits for each card.
  • 2X miles per $1 on United purchases
  • 2X miles per $1 at restaurants, gas stations and office supply stores
  • 1X mile per $1 on all other purchases

Combine United Miles with Chase Ultimate Rewards Points

One of the reasons MileagePlus is so popular, despite having a lackluster award chart, is how easy it is to accumulate a massive balance of miles in a short space of time. In addition to collecting miles on the United co-brand cards, you can transfer Chase Ultimate Rewards points to MileagePlus at a 1:1 ratio, opening up earning opportunities on a much wider array of bonus categories and business expenses.

Chase offers a full suite of Ultimate Rewards earning business cards, including the no annual fee Ink Business Cash℠ Credit Card and Ink Business Unlimited℠ Credit Card, and the card we consider the best all-round small business rewards card, the Ink Business Preferred℠ Credit Card. Provided you have an Ink Preferred, Chase Sapphire Reserve®, or Chase Sapphire Preferred® Card, you can transfer Ultimate Rewards points earned across the entire lineup of consumer and business Ultimate Rewards cards to transfer partners, including United MileagePlus.

Ink Business Preferred℠ Credit Card
Ink Business Preferred℠ Credit Card
Annual Fee$95
Welcome Offer Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
The most valuable Ultimate Rewards signup bonus on offer and our top pick for small business rewards cards. Business owners earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Plus, earn up to 450,000 points per year on a wide range of 3X bonus categories.
  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
  • 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
  • 1X point per $1 on all other purchases

Best Ways to Redeem 125,000 United MileagePlus Miles

With a treasure chest of 125,000 United miles at the ready, few places on earth are out of your reach. You can redeem United miles for flights on any Star Alliance carrier, plus 13 separate direct airline partners that include Are Lingus, Eurowings, Hawaiian Airlines, and Jet Airways. And remember, United doesn’t pass on carrier-imposed fuel surcharges. Award flights may be pricey compared to many international programs, but you won’t incur exorbitant fuel surcharges on award flights either, saving you hundreds of dollars per flight.

Some of our favorite redemptions include:

  • U.S.-Europe in Polaris Business Class for 60K miles (or Economy-Class for 30K each way)
  • U.S.-Europe in Lufthansa First Class for 110K miles
  • U.S.-Asia in Business Class for 70K miles
  • U.S.-Japan in ANA First Class for 110K miles
  • U.S.-Australia/New Zealand in Business Class for 80K miles
  • A free stopover in your destination region courtesy of the Excursionist Perk

United’s move to dynamic award pricing in November this year is likely to have an impact on redemption values, particularly for premium cabin awards. But, until the award pricing structure changes, you can book awards at the current award rates, provided you find saver award space. The United award-chart changes affect only flights operated by United. Partner flights should continue to price at the current levels in all classes of service.

Application Restrictions

Unfortunately, even Chase business cards are subject to Chase’s 5/24 policy, which restricts approvals to applicants with fewer than five new credit cards opened in the 24 months leading up to your application. If you’ve opened five or more new personal cards in the past two years, you won’t get approved for this card. Chase also restricts your ability to get the signup bonus on this card if you already hold it, or you’ve received a bonus on it in the previous 24 months.

This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the past 24 months.

The good news is although the United Business Card is subject to 5/24, as a business card it doesn’t report to your personal credit file, and won’t add to your 5/24 count if you are saving yourself for more Chase cards in the future. Not sure if you qualify for a business card? Read our in-depth guide on how to get a business rewards card, even if you only operate a part-time side hustle.

Final Thoughts

A bonus of up to 100,000 miles on the United Business Card has the potential to fly you almost anywhere in the world in comfort and style, providing a great opportunity for business owners to turn everyday business expenses into luxury travel experiences. If you own or operate a small business, now’s a great time to apply for the United Business Card.

Chase Launches Huge 100,000 Mile Offer on United Business Card
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  • Even for a business card, that is a high threshold to get the full bonus.

    • That’s over 6 months – $5,000 a month. While it’s high, for many business owners this may be the time to “take the deal”

  • The Arts Traveler says:

    United miles have great value if you use the correctly. SWISS is now flying IAD-ZRH and there is open space for 70K miles one way and no fuel surcharges. Excellent. Coming back even with a connection is still a good thing.

  • This offer makes you want to start a business. I might want to rethink my retirement goals.

  • miscellaneousairlineaccount says:

    How difficult is it to qualify for this card if your business is an “ebay business” that nets about $4k per year?

    Same question for the Chase Ink Business card.


  • I need to check my 5/24 status because I could certainly use the bonus on this card and the World of Hyatt card. Any good (i.e., free and easy 🙂) ways to look that up? Thanks!

  • With the recent changes to United awards, 100,000 miles won’t go as far as it did before

  • Good offer. Wish they offered the same for a non-business account.

    • Justin Thomas says:

      I know the CSR had a big impact on waking up the average person to the points and miles game, but I still would not give one company that kind of loyalty. Too many cards to be had, but I appreciate the knowledge that you are sharing. This might be the right card for the casual enthusiast that flies United a lot for business.

  • The upcoming changes to the MileagePlus program is pure horror.

  • I really hope this isn’t what the offer of the future looks like because I can’t manufacture spending that high on a regular basis if ever. Love that its increased but without being able to put my mortgage in there it’s hard to meet.

  • $5000 spend in three months is doable for many part time small businesses. $25,000 in six months is a bit of a stretch!

    • Agreed Ed. The 100k mile offer is fantastic, but the $30k spend to get the full amount is a killer. IMHO devoting $25k for 50k miles is way too large an opportunity cost to make this one worthwhile… especially when one considers there has been a 75k for $5k offer for this card in the past.

    • yeah a little deceptive on this one

  • Pretty soon 100K will be a standard economy redemption, but honestly this is good value now. No complaints.

  • Steven William Van Meter says:

    I really enjoy flying Lufthansa. I like that they offer U.S.-Europe in Lufthansa First Class for only 110K miles.

  • PedroSanDiego says:

    35,000 points on the explorer card also gets you to United Gold class as well I believe which also allows you to get to Gold with Marriott.

  • If you have those type of expenses, then this is a really good deal. Plus you’ll have better access to award seats. But $25000 in six months seems really tough to attain, unless you are an established business.

  • Stacy Y Liu says:

    Not sure if this CC’s incentive is as good as others I’ve seen? Wish they had more of these types of incentives for non-business credit card holders though.

  • I mean the second 50K is effectively earning 2.5 United Miles per dollar. Which might be ok for everyday spend but is hard to justify when compared with other cards that have particular categories

  • This seems like a pretty good offer. Too bad that United has started devaluing the MileagePlus program so the overall value of this is also going to decrease.

  • first time i’ve heard of the Excursionist Perk. Something to look into for my next trip!

  • That’s a lot of points. Wish they would do it for the non-business card.

  • Now I’m waiting for non-business perks

  • I would challenge the “conservative value of the miles of 1.5¢ a piece”. After the recent United devaluation that may not even be half: Transatlantic roundtrips are 310k miles in business and 360k in First and 240k in premium economy. You may be able to find saver rewards for $140k business but those are not going to be direct flights on LH but connections on TAP and LOT extending a transatlantic trip to more than 18 hours.

  • Darn. I just got this card a few months ago at 50,000. Think I’ll call and see if I can get matched up, but I don’t expect it.

  • Misleading offer.

  • Dexter Ohama says:

    It’s all worth it to me. Pricey for the annual fee? Yes, but this card offers a lot just the same. As soon as I clear my 24/5 record, I am jumping on this. I like the details of this card & what it offers

  • 100K is huge, but 50K of spend is enormous if you are running a full-time small business. Problem is it is extremely hard to find those awards mentioned in the article at the lowest price.

  • Boycott United says:

    Boycott United Airlines. They are the rudest, most unprofessional airlines in operation. They not only physically and verbally abuse those who have unfortunately chosen to fly their airlines, but they have purposely allowed their flights to LEAVE prior to the scheduled departure time, thereby causing United passengers to miss their connecting flight even though they are perfectly aware these passengers are en-route. Also, their customer service agents have wasted far to much of the public’s time when calling to get issues resolved. Please, two plus hours on the phone with these jokers only to have them state they will have to transfer you to a supervisor because they are NOT empowered to address the issue.

  • 100 000 points is always welcome, but the threshold of spending is much too high. All spend on this card takes away from spend on other cards that give me more valuable, flexible points.

  • How likely are you to be approved for this United Biz if you already have a few Chase business cards?

    • In my experience, having other Chase biz cards hasn’t been an obstacle, assuming you’ve paid bills on time and don’t have too many recent applications for other cards.

  • I will pass on this one. Too much spend to get the full bonus. Also with dynamic award pricing it is hard to say how much 100,000 points is really worth.

  • chuck WARREN says:

    While the 100k miles are enticing…as others had stated….the high threshold is a detractor.

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