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Chase offers one of the most comprehensive credit card portfolios out there. Many of its cards ranking among the best cards for each spending category! But with so many lucrative products on offer, Chase customers regularly run into the issue of juggling multiple account logins — particularly when holding both personal and business credit cards from Chase.
To simplify things, Chase added a feature to its online account center. Before this feature was added, combining online account logins was possible — but required a phone call. Now, you can connect your Chase logins online in a matter of minutes.
Now, customers can easily connect their Chase logins into one account — including personal and business accounts. Here's how to combine your online profiles and why you should do it.
How To Combine Two Chase Account Logins
The easiest way to combine two Chase account logins is on a desktop computer. To start, log into the account you want to keep. Once logged into your account, click the person icon at the top right corner of your Chase dashboard and select “Profile & Settings.”
Once on the Profile & Settings page, click the “Account settings” link on the left-hand navigation bar. If you aren't logged into a profile that's already been linked with another, you should see an option to “Manage linked accounts.”
Next, click “Show my accounts.”
Then, Chase will show all the profiles and accounts eligible to be combined into one login. Just click “Link Relationship” next to any Chase accounts you want to merge into this login. You'll have to confirm that you want to do so before submitting your request.
If successful, Chase will display a confirmation screen showing “your account has been successfully linked.” It's that simple!
What account to keep if you have a small business
If you're linking a business login and a personal login, you'll have to keep the business login and merge your personal Chase account into it. You can't add a business login to a personal login. Whether you're logged into a personal or business account when submitting the request, you'll follow the same process.
How To Use Your Combined Chase Online Account
Once you've successfully combined your Chase accounts, you can view all of your personal and business accounts in one place.
A combined business/consumer login on a desktop looks like this, with a drop-down bar at the top of the screen that allows you to switch between business and personal accounts. This way, your business and personal accounts are grouped in separate sections below.
On the Chase Mobile App (Apple/Android), you simply toggle back and forth between your business and consumer accounts with the switch at the top.
Why You Should Combine Your Chase Logins
Aside from seeing all of your account balances in one place — making it easy to keep track of your spending and payment due dates — there's another reason why combining your accounts makes sense. Chase allows you to combine your points and cash-back earnings. You can do so online with a few clicks if you've combined your logins into a single user profile.
Since you can only access Chase's 14 airline and hotel partners from certain cards, being able to move all of your rewards to that card is extremely handy.
Related: How To Transfer Chase Ultimate Rewards Points: A Step-By-Step Guide
Final Thoughts
It's great that you can combine your Chase accounts into one. Previously, you had to call to combine Chase logins, and the process could be confusing and convoluted. That meant many people didn't bother going through the trouble. The online method makes it much easier, hopefully translating into a more streamlined banking experience and an easier way to maximize the points you've earned.
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