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Tag: Application Strategy

A Beginner's Guide to Building a Credit Card Application Strategy
A Beginner's Guide to Building a Credit Card Application Strategy
14

U.S banks play a huge role in the travel rewards ecosystem. Learning about credit card application rules won’t be the most exciting part of your points-and-miles education, but it’s hard to overstate the importance of building a healthy relationship with the banks for your credit card application strategy. In this post, we explain how to build a sustainable, long-term strategy.

Erik PaquetMark Jackson
Erik Paquet & Mark Jackson

Reviewed by Tyler Glatt

Why Starting With Chase Cards Matters if You’re Under 5/24
Why Starting With Chase Cards Matters if You’re Under 5/24
0

If you're new to the points and miles hobby or looking to dive deeper after just dipping your toes in, you'll want to develop a solid earning strategy. This applies to both welcome offers and ongoing rewards. To do so, you need to understand the rules and restrictions card issuers have in place. With Chase offering so many lucrative bonuses, we recommend designing your credit card strategy around their 5/24 rule. Here's how you best do that, and the potential cost of ignoring this unwritten rule.

Ian Snyder
Ian Snyder

Reviewed by JT Genter

Is Your Wallet Working for You? Here’s How To Evaluate Your Credit Card Portfolio
Is Your Wallet Working for You? Here’s How To Evaluate Your Credit Card Portfolio
66

Whether you've got one credit card or a wallet with cards in every slot, it's important to take the time at least once a year to revaluate which credit cards are worth keeping. Your spending habits, travel goals, and ability to utilize credit card perks will change over time—and so will the benefits that come with your cards. Here's our guide to managing the cards in your wallet like a pro.

Tyler GlattRoss Denkin
Tyler Glatt & Ross Denkin

Reviewed by Erik Paquet

How To Create a Travel Rewards Credit Card Strategy for Families
How To Create a Travel Rewards Credit Card Strategy for Families
0

The world of points and miles can seem daunting even if you’re just one or two travelers traveling together. Imagine the hurdles that families have to face when trying to figure out how to plan for family travel that involves four or more people. Thankfully, with proper planning and taking advantage of things like pooling points, families can enjoy the benefits of travel with points and miles too. Here’s how to create a travel rewards credit card strategy for families.

Ashley Onadele
Ashley Onadele

Reviewed by Tyler Glatt

How Can I Receive Welcome Offers From Multiple Delta Amex Cards?
How Can I Receive Welcome Offers From Multiple Delta Amex Cards?
83

With so many Delta co-branded credit cards available, one of the most common questions we field on the blog and in our Award Travel 101 Facebook community is, "Can I hold multiple Delta Amex cards?" In the past, the answer was a resounding "yes!" However, that answer has changed to a muddy "maybe." Here's what you need to know about earning welcome bonuses on multiple SkyMiles cards — and why it's worth carrying more than one Delta Amex card.

Kennedy Miller
Kennedy Miller

Reviewed by Tyler Glatt

How To Meet Minimum Spending Requirements on New Credit Cards
How To Meet Minimum Spending Requirements on New Credit Cards
50

There's a hesitation I see regularly about applying for travel rewards credit cards is about the minimum spending requirement to earn a welcome bonus. Some people feel the spending requirements are too high for their income levels. Others think that much spending sounds rash — as if it's a surefire way to get into credit card debt. Thankfully, there are ways to put spending on a new credit card without increasing your overall spending. Here are our tips on how to meet minimum spending requirements to earn a new bonus without busting your budget.

Ryan Smith
Ryan Smith

Reviewed by JT Genter