Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases

The right combinations of Citi credit cards boasts a minimum return of anywhere from 2.22 to 5.55 cents per dollar spent. Better yet, transferring those points earned to any of Citi’s plethora of transfer partners provides an opportunity to get even more value out them — potentially 11.1 cents per dollar on your daily spending. All of this can be achieved for just $95 in annual fees, too!

High Swipe Fees Force eBay To Cut Ties With American Express — What It Means for You

eBay has had enough — or so it seems based on the e-commerce company's scathing statement issued this morning. The swipe fees it incurs every time you charge an eBay purchase to your American Express credit card are too much to bear, according to the platform. And as a result, eBay is cracking down on what cards you can and can't use to shop its website. Here's what eBay users need to know.

Emirates Drops Economy Award Pricing By Up to 55%, Decreases Mileage Earnings

Emirates just quietly implemented two changes to its Skywards frequent flyer program. Effective June 1, 2024, Emirates trimmed the mileage earning rates for economy and premium economy passengers while simultaneously slashing economy award prices. You can now fly Emirates from US to Europe for 17,500 miles with affordable taxes/fees! Here's what you need to know about the Emirates Skywards changes.

How To Meet Minimum Spending Requirements on New Credit Cards

There's a hesitation I see regularly about applying for travel rewards credit cards is about the minimum spending requirement to earn a welcome bonus. Some people feel the spending requirements are too high for their income levels. Others think that much spending sounds rash — as if it's a surefire way to get into credit card debt. Thankfully, there are ways to put spending on a new credit card without increasing your overall spending. Here are our tips on how to meet minimum spending requirements to earn a new bonus without busting your budget.

You Shouldn’t Cancel a Credit Card Within Your First Year of Membership. Here’s Why.

Credit card issuers want your business. And to get it, they'll offer you big welcome bonuses complete with points, miles, or cash back. But what happens when you're ready to move on from your card? Of all the things you could do, you shouldn't cancel your credit card within the first year of membership. Here's why you'd be wise to avoid canceling a credit card less than a year after opening it.

Earn Delta SkyMiles Through Delta Cruises

Delta Cruises (formerly SkyMiles Cruises) is a great way to earn SkyMiles. On all bookings, you'll earn a flat 2X SkyMiles per dollar spent and can occasionally leverage lucrative promotions. Depending on how much you're spending on a cruise, this new earning rate can be far more rewarding than the previous program — which was a flat rate based on the length of your cruise. In this article, we'll cover everything you need to know about earning Delta SkyMiles on cruises.

Add Authorized Users to Your Credit Cards, Get Bonus Points or Miles

Sign-up bonuses are a crucial part of the points and miles puzzle, but they’re not the only way of banking a substantial balance of rewards points. Other methods include signing up for regular promotions offered by credit card providers and loyalty programs, taking advantage of generous referral bonuses (which can bring in upwards of 50K points per year), and — on select credit cards — scoring bonus points for adding an authorized user to your account.