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If you have the U.S. Bank Cash+™ Visa® Card you can select your 2% and 5% bonus categories. You can select one category to earn unlimited 2% cashback, and two categories to earn 5% cashback on $2,000 of combined spending. The ability to choose from more than 10 categories adds tremendous versatility to the program, enabling you to develop a complete to maximize your earnings.

US Bank Cash Plus Categories

How It Works

  • Select two categories to earn 5% back
  • The 5% earning is capped to the first $2,000 per quarter of combined spending at both categories (max $100 back) and then earn 1% back
  • Select one category to earn an unlimited 2% back
  • Earn 1% on all other spending
  • You can change categories every quarter

2% Bonus Categories

Select one of the following three categories per quarter to earn unlimited 2% cashback:

  • Gas Stations
  • Restaurants
  • Grocery Stores

5% Bonus Categories

Select two of the following categories per quarter to earn 5% cashback on the first $2,000 of combined spending (max $100):

  • Home Utilities
  • Ground Transportation
  • Select Clothing Stores
  • Cell Phone Providers
  • Electronics Stores
  • Car Rentals
  • Gyms/Fitness Centers
  • Fast Food
  • Sporting Goods Stores
  • Department Stores
  • Furniture Stores
  • Movie Theaters

Our Take

The strength of the US bank cash + cashback program lies in its flexibility, and how you can incorporate it as part of a broader strategy.

This quarter, with some careful planning you can pick up 5% on a wide array of your spending. Fortunately, registration for the quarterly bonuses only takes seconds.

U.S. Bank Cash+ Q4 Category Bonuses Registration
5 (100%) 5 votes
AwardWallet Tip of The Day
Did you know that we can analyze your everyday spend and make suggestions on how to increase your earning with every transaction? Add an account with cards that earn Ultimate Rewards or Membership Rewards and we'll analyze what you earn with every swipe and identify how you can potentially earn more. This feature is only available for AwardWallet Plus members. To see this report simply navigate to the CARD SPEND ANALYSIS tab in your account list
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