New: Book Through the Capital One Premier or Lifestyle Collection and Get Your Fourth Night Free New: Book Through the Capital One Premier or Lifestyle Collection and Get Your Fourth Night Free

New: Book Through the Capital One Premier or Lifestyle Collection and Get Your Fourth Night Free

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Of all the travel portals you can book through, Capital One Travel is arguably one of the best. It’s easy to use and continues to add valuable perks. One of the newest is the ability to get a fourth night free on Premier and Lifestyle Collection bookings. Here’s how the benefit works in practice.

Get a Fourth Night Free on Capital One Premier and Lifestyle Collection Bookings

If you like free hotel nights, you now have another reason to book through the Capital One Premier or Lifestyle Collections. These collections feature higher-end hotels and resorts than you’ll find in the general Capital One Travel portal. And now, you can get a fourth night free on bookings at select properties.

Capital One’s website for each collection now advertises this benefit, and you’ll also see it called out multiple times while booking an eligible “Premium Stay” at a hotel or resort, but not at a vacation rental. And it applies whether you book with your eligible Capital One card or Capital One miles.

Capital One Travel 4th Night Free benefit
Credit: Capital One

For example, during a mock four-night stay at the Emeline, the portal confirmed the fourth night free benefit both when selecting dates:

Capital One Premier Collection booking widget.
Credit: Capital One

And then again on the following screen:

Capital One Premier Collection booking receipt.
Credit: Capital One

When I tested an eight-night booking to see if the discount applied twice (once for every four nights), it only applied once. So, if you’re booking eight nights here, you might save more by splitting it into two separate four-night reservations.

But that said, the terms note the benefit “may be repeatable based on duration of stay,” so you could potentially find a property where it applies multiple times.

Capital One Premier Collection booking receipt.
Credit: Capital One

As with any travel portal though, it’s worth comparing Capital One’s price to the hotel’s direct rate. In this case, booking through Capital One was cheaper. For the August 22–26 stay at the Emeline, Capital One priced it at $1,238, compared to the hotel’s $1,437 — even though the Emeline was coincidentally offering its own fourth night free deal.

Emeline hotel booking receipt.
Credit: Emeline

Key terms

It appears this benefit is here to stay rather than being a limited-time offer. Still, there are a few details in the fine print to be aware of before you use it:

  • Must book at least four consecutive nights to get the fourth night free
  • Not valid on existing bookings, and the discount may be removed if you shorten your stay
  • Cannot be combined with other offers unless specified
  • If the offer doesn’t appear during booking, it’s not available for those dates
  • Complimentary night is reflected at booking, and taxes/fees for that night are removed at checkout
  • Capital One can change or end the benefit at any time

Bottom Line

Capital One Premier and Lifestyle Collection bookings are generally pricier than non-collection stays, mainly because they feature select higher-end properties and include extra perks like property credits, upgrades, and more. This new fourth-night-free benefit can help bring those prices down — and the savings get even better if you can stack it with your Capital One Venture X Rewards Credit Card or Capital One Venture X Business annual $300 travel credit.

Capital One Venture X Rewards Credit Card
Capital One Venture X Rewards Credit Card
Annual Fee$395
Welcome Bonus Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening
The Capital One Venture X Rewards Credit Card is a premium travel-focused card, stacked with benefits. Cardholders get complimentary access to Capital One Lounges, plus more than 1,300 other lounges worldwide, receive up to a $300 annual travel credit for bookings via Capital One Travel and up to a $120 credit for Global Entry or TSA PreCheck®. There's also an anniversary bonus of 10,000 miles, equivalent to $100 towards travel. High earning rates include 10X miles on hotels and rental cars and 5X on flights and vacation rentals booked through Capital One Travel, plus 2X on all other purchases.
  • 10X miles per $1 on hotels and rental cars booked via Capital One Travel
  • 5X miles per $1 on purchases through Capital One Entertainment (through 12/31/2025)
  • 5X miles per $1 on flights when booking via Capital One Travel
  • 5X miles per $1 on vacation rentals booked via Capital One Travel
  • 2X miles per $1 on all other eligible purchases
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