Amex Business Gold Review: Rewards, Credits, and Whether It Deserves a Spot in Your Wallet
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Top Offers for You
American Express® Business Gold Card
As high as 200,000 Membership Rewards® points
Find out your offer
Rates & Fees
(Terms apply)
(Terms apply)
Sapphire Reserve for Business℠
Welcome Bonus Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.
Apply Now
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Last Chance: Earn 150K Bonus Ultimate Rewards Points with the Chase Sapphire Reserve®
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Delta SkyMiles® Reserve Business American Express Card
Limited-Time Offer Earn 125,000 bonus miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership (offer ends 7/15/26).
Delta SkyMiles® Reserve Business American Express Card
Limited-Time Offer Earn 125,000 bonus miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership (offer ends 7/15/26).
Annual Fee:$650
Show moreWhy We Like ItHighlightsEarning Rates
The Delta SkyMiles® Reserve Business American Express Card is a premium choice for business travelers, particularly those frequently flying with Delta and chasing elite benefits without holding status. The card earns 3X miles on purchases made directly with Delta and 1.5X miles per dollar after spending $150K on the card in a calendar year. Other eligible purchases earn 1X mile. Cardholders enjoy complimentary Delta Sky Club® access, with 15 visits per Medallion® Year (unlimited visits with $75,000 spend each calendar year). Additional benefits include complimentary access to The Centurion® Lounge when flying same day with Delta, Delta Sky Club One-Time Guest Passes, a Domestic Delta First, Delta Comfort, or Delta Main round-trip companion certificate upon renewal, complimentary upgrades even without Medallion Status, Zone 5 Priority Boarding, two free checked bags, and a fee credit for Global Entry or TSA PreCheck®. Enrollment required for select American Express benefits.
- Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 7/15/26.
- Delta SkyMiles® Reserve Business Members receive 15 Visits each Medallion® Year to the Delta Sky Club® when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card in a calendar year.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- Earn 3 miles per dollar on eligible Delta purchases.
- When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge.
- Save 15% when booking Award Travel on Delta flights. Not applicable to partner-operated flights or to taxes and fees.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
- Enjoy your first checked bag free on Delta flights worldwide - and on domestic Delta flights, your second bag flies free too.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
- With the $240 Resy Credit, earn up to $20 per month in statement credits at over 10,000 qualifying U.S. Resy restaurants for eligible purchases using your enrolled card.
- Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve Business American Express Card.
- Terms and limitations apply.
- 3X miles per dollar spent on purchases made directly with Delta
- 1.5X miles per dollar on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after spending $150K per calendar year
- 1 mile on every dollar spent on all other eligible purchases.
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American Express® Business Gold Card
Rates & Fees
(Terms apply)
(Terms apply)
Find Out Your Offer You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.
American Express® Business Gold Card
Find Out Your Offer You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer. Find out your offer.
Annual Fee:$375
Show moreWhy We Like ItHighlightsEarning Rates
The American Express® Business Gold Card offers 4X points on the top 2 spending eligible categories per billing cycle, 3X points on flights and pre-paid hotels booked on AmexTravel.com or the Amex Travel App™, and 1X points on other eligible purchases. Cardholders can earn up to $240 back annually for eligible purchases at FedEx (through 10/01/2026), Grubhub, and U.S. Office Supply Stores, and up to $155 annually for Walmart+ membership costs, enhancing the card's appeal for varied business spending. Enrollment required for select American Express benefits.
- As High As 200,000 points. Find Out Your Offer. You may be eligible for as high as 200,000 Membership Rewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
- Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
- Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
- Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.
- Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
- Earn 3X Membership Rewards® points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App™.
- The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
- Terms Apply
Get 4X Membership Rewards® points on the 2 eligible categories where your business spent the most each billing cycle from the list below:
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
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